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Bridging Loan Broker Service - Call 0117 313 6058

Bad Credit Bridging Loans

Bad Credit Bridging Loan Service

Looking for a bridging loan with bad credit?

We can provide bridging finance solutions if you have adverse credit for:

  • homeowners on a regulated basis - where the loan is being secured on a residential property. Your ability to secure credit will depend on your credit history, however the good news is we have access to all the major lenders in the market. Call us to discuss your requirements.

  • Property investors on a non regulated basis - If the finance you require is for investment purposes, your credit history is not necessarily a barrier to getting finance. By opting for a non status bridging loan, you can secure funding without reference to your personal finance situation including credit history. The lender providing the finance is solely concerned about the asset the finance is secured on.

Bad Credit Bridging Loans 

Special features of what we offer include:

  • Regulated & non status bridging finance - from £50,000 to £25 million

  • Finance for auction purchase, light and heavy refurbishment 

  • Quick finance - Cover short term liabilities such as non property purchase where speed is critical to making things happen

  • Term - From 1 month to 3 years

  • Interest rate roll up schemes

  • Whole of market service - as a broker we work directly with UK bridging lenders

  • Lowest rates - Access to leading bridging loan deals

  • Fast turnaround - speak to us today if you need to move quickly. 5 to 7 days possible.

To investigate your bridging finance options call our broker team or fill in our call back form.

Bad Credit Bridging Loans 

Bridging Loan Broker With Bad Credit

The process for obtaining bridging finance is generally fairly straightforward and really versatile, with a more flexible set of criteria than is usually required by most high street banks and mortgage lenders.

Like a mortgage, a bridging loan is secured against property or asset with the typical loan to value in the region of 70%. However up to 100% bridging is possible if there are other assets that can be used in the background.

Types of bridging finance

Bridging finance come in 2 forms:

  • The first is the closed bridging loan. This is exclusively available to people who have already exchanged on the sale of a specific property and need the finance to secure it. This type of bridging loan can be easier to come by, as the lender will consider the sale unlikely to fall though at this point.

  • The second type of bridging finance is known as an open bridging loan. This is aimed at people who have found a property they want to buy, but have not yet sold  their current home. Due to the increased chance of a sale not occurring, lenders are often more reluctant to offer open bridging loans. Your chances of acceptance will be increased if you have a lot of equity in your current property.

Next steps

Our clients are first time property developers through to experienced professional development companies. Whether you are purchasing property at auction or have a property development that needs financing give us a call.

If you are looking at bridging finance options call our bridging finance broker team in Bristol or complete our request callback form.

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Looking for a bridging finance solution? Call or Request Callback for our Bridging Team

Call us for a FREE initial conversation on 0117 313 6058 about bad credit bridging loan options or request a callback.

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To discuss your finance requirements complete our short enquiry form.

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Bridging Loans