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Bridging Loans Service - Call 0117 313 6058

Bank of Scotland Bridging Loans

Bank of Scotland Bridging Loans

Bridging Loan Calculator - Market Leading Rates From 0.43% pm »

Looking for a bridging finance solution?

Bridging Loan Calculator

Special features of what we offer include:

  • Bridging finance - from £25,000 to £15 million

  • Quick finance - Cover short term liabilities such as auction property purchase, tax bills and where speed is critical to making things happen

  • Term - From 1 month to 3 years

  • Interest rate 'roll up' schemes

  • Whole of market service - we work directly with UK bridging lenders

  • Lowest rates - Access to leading bridging loan deals

  • Fast turnaround - speak to us today if you need to move quickly. 5 to 7 days possible.

To investigate your bridging loan options call our finance team or fill in our call back form.

Compare Bank Of Scotland Bridging Loans

Bridging Loans 

Bridging loans are a specialist kind of loan designed solely for shorter term usage to provide a temporary cash flow solution or ‘bridge’ before additional permanent finance becomes available.

This type of finance can be ideal when the clock is ticking and where funds are needed quickly.

The process for obtaining bridging finance is generally fairly straightforward, and it is really versatile with a more flexible set of criteria than is usually required by most high street banks and mortgage lenders.

Like a mortgage, a bridging loan is secured against property or asset with the typical loan to value (LTV) in the region of 70%. However, bridging loans up to 100% LTV is possible if there are other assets that can be used in the background.

Call our team today or complete our callback form.

Types of bridging finance

Bridging finance come in 2 forms:

  • The first is the closed bridging loan. This is exclusively available to people who have already exchanged on the sale of a specific property and need the finance to secure it. This type of bridging loan can be easier to come by as the lender will consider the sale unlikely to fall though at this point.

  • The second type of bridging finance is known as an open bridging loan. This is aimed at people who have found a property they want to buy, but they have not yet sold  their current home. As a result of the increased chance of a sale not occurring, lenders are often more reluctant to offer open bridging loans. Your chances of acceptance will be increased if you have a lot of equity in your current property.

Next Steps...

If you are looking at finance options from Bank of Scotland and wish to compare the market call our independent team or complete our request callback form.

Bridging Loan Calculator - Market Leading Rates From 0.43% pm »

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Call us for a FREE initial conversation on 0117 313 6058 about bridging loan options or request a callback.

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Bridging Loans