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RBS Buy to Let Mortgages Direct - Call 0800 068 7706

What is your mortgage for?

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1.19% APR

  • Fixed for 26 months
  • Overall cost for comparison 4.50%

Representative Example:

Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Tracker rate for 26 months after then reverts to Platform's variable rate of 4.74%.

Call us on 0117 403 4222

1.64% APR

  • Fixed for 62 months
  • Overall cost for comparison 3.70% APR

Representative Example:

Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Tracker rate for 62 months after then reverts to the Lender's variable rate of 4.74%.

Call us on 0117 403 4222

RBS Buy to Let Mortgage Agreement In Principle

A RBS Agreement in Principle is the first step to getting a RBS mortgage.

It gives an indication of whether RBS will lend you the amount you need to borrow.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.60%
Rate type: Fixed 27 months
Monthly cost: £728.37 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.3% APRC
Royal Bank of Scotland logo 1.60% Fixed 27 months 3.3% APRC 60% £995 £728.37 per month get quotes Call direct0800 068 7706
Initial rate: 1.60%
Rate type: Fixed 27 months
Monthly cost: £728.37 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.3% APRC
Royal Bank of Scotland logo 1.60% Fixed 27 months 3.3% APRC 60% £995 £728.37 per month get quotes Call direct0800 068 7706
Initial rate: 1.85%
Rate type: Fixed 27 months
Monthly cost: £749.86 per month
Max LTV: 70%
Product fee: £995
Overall cost for comparison: 3.4% APRC
Royal Bank of Scotland logo 1.85% Fixed 27 months 3.4% APRC 70% £995 £749.86 per month get quotes Call direct0800 068 7706
Initial rate: 1.85%
Rate type: Fixed 27 months
Monthly cost: £749.86 per month
Max LTV: 75%
Product fee: £995
Overall cost for comparison: 3.4% APRC
Royal Bank of Scotland logo 1.85% Fixed 27 months 3.4% APRC 75% £995 £749.86 per month get quotes Call direct0800 068 7706
Initial rate: 1.85%
Rate type: Fixed 63 months
Monthly cost: £749.86 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.0% APRC
Royal Bank of Scotland logo 1.85% Fixed 63 months 3.0% APRC 60% £995 £749.86 per month get quotes Call direct0800 068 7706
Initial rate: 1.88%
Rate type: Fixed 63 months
Monthly cost: £752.47 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.0% APRC
Royal Bank of Scotland logo 1.88% Fixed 63 months 3.0% APRC 60% £995 £752.47 per month get quotes Call direct0800 068 7706
Initial rate: 1.89%
Rate type: Fixed 27 months
Monthly cost: £753.34 per month
Max LTV: 70%
Product fee: £995
Overall cost for comparison: 3.4% APRC
Royal Bank of Scotland logo 1.89% Fixed 27 months 3.4% APRC 70% £995 £753.34 per month get quotes Call direct0800 068 7706
Initial rate: 1.89%
Rate type: Fixed 27 months
Monthly cost: £753.34 per month
Max LTV: 75%
Product fee: £995
Overall cost for comparison: 3.4% APRC
Royal Bank of Scotland logo 1.89% Fixed 27 months 3.4% APRC 75% £995 £753.34 per month get quotes Call direct0800 068 7706
Initial rate: 2.09%
Rate type: Fixed 63 months
Monthly cost: £770.85 per month
Max LTV: 75%
Product fee: £995
Overall cost for comparison: 3.1% APRC
Royal Bank of Scotland logo 2.09% Fixed 63 months 3.1% APRC 75% £995 £770.85 per month get quotes Call direct0800 068 7706
Initial rate: 2.09%
Rate type: Fixed 63 months
Monthly cost: £770.85 per month
Max LTV: 70%
Product fee: £995
Overall cost for comparison: 3.1% APRC
Royal Bank of Scotland logo 2.09% Fixed 63 months 3.1% APRC 70% £995 £770.85 per month get quotes Call direct0800 068 7706
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

RBS Buy to Let Mortgage Agreement In Principle

What is an Agreement in Principle?

An RBS buy to let agreement in principle is one of the first stages of getting a buy to let mortgage.  If receive an agreement in principle from RBS, it is a sign that they are prepared to provide the buy to let mortgage you need. To make their decision, RBS reviews your credit and conducts a brief affordability check. This may be done online or in your local RBS branch.

What Do I Need For the Application Process?

Securing an agreement in principle is a straight forward process that usually can be done within 5 minutes.

Before RBS can make their decision, they will need:

  • A small amount of personal information
  • Some details of your income
  • An outline of your financial commitments

RBS offer peace of mind, as under no circumstances do they use the information provided for marketing purposes.

After receiving an agreement in principle, you can browse the RBS mortgages that are available to you and then proceed to submit your application. It is important to remember that it requires no commitment to obtain an agreement in principle and you have no obligation to apply for a mortgage.

The process is relatively simple and you can apply for an agreement in principle from RBS through an online application.

You should note that an agreement in principle for a buy to let can be accessed online but not a Help to Buy, Right to Buy, shared equity, Offset or interest only mortgage.

How to get a Buy to Let Agreement in Principle

If you would prefer to discuss your buy to let options with an adviser, then you can call RBS Direct - Call 0800 068 7706

Lines are open: 8am-6pm Monday to Friday and 9am-4pm on Saturday (Calls may be recorded)

If you would prefer to speak to an independent mortgage adviser Click here »

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Buy to Let Mortgages