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Buy To Let Mortgage Hotline - Call 0117 403 4474

4.83% 5 Year Fixed

  • 65% LTV
  • Overall cost for comparison 5.9% APRC
  • £500 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 60 months after which reverts to lender variable rate of 6.49%.

Book appointment with us »

4.89% 10 Year Fixed

  • 75% LTV
  • Overall cost for comparison 5.5% APRC
  • £1000 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 10 years after which reverts to lender variable rate of 6.24%.

Book appointment with us »

Buy To Let Remortgage Of Flat

CASE STUDY:

Refinance - Two Bedroom Flat

Loan amount: £507,000

Area: London

The client wished to refinance an existing asset to grow their family business and the asset involved was a first floor two bedroom flat in London within a block of six floors. 

The inclusion of outside income was necessary in order to get the level of borrowing required. There was a stall in the application process due to findings on the original applicant but with the addition of a 3rd party to the application and the strength of their finances and experience we were happy to proceed.

The client wished to have the borrowing in two names but only he would have an interest in the property - this was acceptable as the other party, the borrower’s father, sought independent legal advice.

This case presented an opportunity to demonstrate a commercial attitude to ‘getting the deal done’. This was a difficult deal based on the clients experience and financials. However, working closely with a specialist lender, a solution was found by including the outside income of a joint borrower, as well as making sure the joint borrower did not incur potential IHT charges.

This highlights the importance of a working with an experienced broker who has access to specialist lenders - At Fair Mortgages we can access a range of lenders who will take an entrepreneurial approach to lending.

The case progressed from sanction to completion in less than a month.

Why Use Our Finance Service

Special features of what we offer include:

  • Whole of market service 
  • Access to high street and specialist lenders  
  • Access to exclusive loan deals not available on high street 
  • Fast turnaround
  • We have lenders who will take into account previous defaults and missed payments 
  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions

To investigate your investment finance options call our mortgage team on 0117 403 4474 or fill in our call back form.



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