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Mortgage & Equity Release - Call Us 0117 403 4474

or Book Appointment

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 4.60%
Rate type: 2 year fixed
Monthly cost: £842.29 per month
Product fee: £999
Overall cost for comparison: 8.1% APRC
Halifax 4.60% 2 year fixed 8.1% APRC £999 £842.29 per month get quotes
Initial rate: 4.60%
Rate type: 2 year fixed
Monthly cost: £842.29 per month
Product fee: £999
Overall cost for comparison: 8.2% APRC
Halifax 4.60% 2 year fixed 8.2% APRC £999 £842.29 per month get quotes Broker Only Deal
Initial rate: 4.61%
Rate type: 2 year fixed
Monthly cost: £843.14 per month
Product fee: £0
Overall cost for comparison: 7.1% APRC
Santander logo 4.61% 2 year fixed 7.1% APRC £0 £843.14 per month get quotes Broker Only Deal
Initial rate: 4.64%
Rate type: 2 year fixed
Monthly cost: £845.71 per month
Product fee: £995
Overall cost for comparison: 7.7% APRC
NatWest logo 4.64% 2 year fixed 7.7% APRC £995 £845.71 per month get quotes
Initial rate: 4.65%
Rate type: 2 year fixed
Monthly cost: £846.57 per month
Product fee: £999
Overall cost for comparison: 8.2% APRC
Halifax 4.65% 2 year fixed 8.2% APRC £999 £846.57 per month get quotes Broker Only Deal
Initial rate: 4.68%
Rate type: 2 year fixed
Monthly cost: £849.15 per month
Product fee: £0
Overall cost for comparison: 7.1% APRC
Santander logo 4.68% 2 year fixed 7.1% APRC £0 £849.15 per month get quotes Broker Only Deal
Initial rate: 4.69%
Rate type: 2 year fixed
Monthly cost: £850.01 per month
Product fee: £999
Overall cost for comparison: 7.6% APRC
Nationwide Building Society logo 4.69% 2 year fixed 7.6% APRC £999 £850.01 per month get quotes Broker Only Deal
Initial rate: 4.69%
Rate type: 2 year fixed
Monthly cost: £850.01 per month
Product fee: £995
Overall cost for comparison: 7.7% APRC
NatWest logo 4.69% 2 year fixed 7.7% APRC £995 £850.01 per month get quotes
Initial rate: 4.69%
Rate type: 2 year fixed
Monthly cost: £850.01 per month
Product fee: £995
Overall cost for comparison: 8.3% APRC
Progressive Building Society logo 4.69% 2 year fixed 8.3% APRC £995 £850.01 per month get quotes Broker Only Deal
Initial rate: 4.72%
Rate type: 2 year fixed
Monthly cost: £852.59 per month
Product fee: £1,499
Overall cost for comparison: 8.8% APRC
Clydesdale Bank logo 4.72% 2 year fixed 8.8% APRC £1,499 £852.59 per month get quotes Broker Only Deal
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Secured Loans

Our Secured Loans Service

Why choose us?

Fair Mortgages can provide you with a first class service if you are looking at secured loans. We work with most UK secured loan lenders  and can compare them to provide you with the best deal.

Special features of what we offer include:

  • Whole of market broker - we deal with most UK Secured loans lenders

  • Rates - Access to leading secured loan market rates

  • Exclusives - Access to exclusive second charge mortgage deals not available on high street

  • Our BTL Expertise - Expert help whether you are a first time investor or experienced full time landlord

  • Credit Issues? - We have lenders who will take into account previous defaults and missed payments 

To investigate secured loans call our specialist team on 0117 403 4474  or fill in our call back form. 

Right Bullets

Secured Loans

What is a secured loan?

A secured loan is money you borrow that is secured against an asset that you own (generally your home). You tend to get offered better interest rates with secured loans than you do with unsecured loans. However, it is often seen as a riskier option as you could lose your home if you cannot keep up with repayments; which is why to consider carefully before going down this route and ensure you choose the best deal to suit your circumstances.

Why choose a secured loan?

As previously mentioned, you are likely to be offered a lower rate of interest on a secured loan than you will on a personal loan, as the loan is secured against your property. Another reason why people commonly choose secured loans is because your repayments are normally made on a monthly basis. Although it is worth noting that the amount you pay each month will vary if there is no fixed interest rate.

How to find the a secured loan broker

Secured loans are slightly trickier to come across then regular loans, as many lenders are only willing to work through independent intermediaries, such as ourselves. That’s why we recommend that you contact a mortgage broker, who has access to these loan offers and can help analyse your situation and pick out a loan deal suited to you.

Selecting a secured loan broker that meets your individual needs can be a difficult and confusing process, the secured loan that seems cheapest can often turn out to be a very expensive deal; which is why expert advice is vital.

Our services

We work with the majority of secured loan lenders to offer you leading and exclusive secured loan deals. Our specialised secured loan advisory team can help to analyse your situation, and provide you with expert advice to help you make the best decisions for your future. If you have any question or queries with any aspects of secured loans, why not call us today on 0117 403 4474 for a free initial consultation; or fill in our contact form to request a call back.

 A Complete Service

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Looking For A Secured Loan? Call 0117 403 4474 & Speak To Our Friendly Team To Discuss Your Options Or Request A Callback

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Fair Mortgages Limited is an appointed representative of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.