Our Secured Loans Service
Why choose us?
Fair Mortgages can provide you with a first class service if you are looking at secured loans. We work with most UK secured loan lenders and can compare them to provide you with the best deal.
Special features of what we offer include:
- Whole of market broker - we deal with most UK Secured loans lenders
- Rates - Access to leading secured loan market rates
- Exclusives - Access to exclusive second charge mortgage deals not available on high street
- Our BTL Expertise - Expert help whether you are a first time investor or experienced full time landlord
- Credit Issues? - We have lenders who will take into account previous defaults and missed payments
To investigate secured loans call our specialist team on 0117 313 7780 or fill in our call back form.
What is a secured loan?
A secured loan is money you borrow that is secured against an asset that you own (generally your home). You tend to get offered better interest rates with secured loans than you do with unsecured loans. However, it is often seen as a riskier option as you could lose your home if you cannot keep up with repayments; which is why to consider carefully before going down this route and ensure you choose the best deal to suit your circumstances.
Why choose a secured loan?
As previously mentioned, you are likely to be offered a lower rate of interest on a secured loan then you will on a personal loan, as the loan is secured against your property. Another reason why people commonly choose secured loans is because your repayments are normally made on a monthly basis. Although it is worth noting that the amount you pay each month will vary if there is no fixed interest rate.
How to find the a secured loan broker
Secured loans are slightly trickier to come across then regular loans, as many lenders are only willing to work through independent intermediaries, such as ourselves. That’s why we recommend that you contact a mortgage broker, who has access to these loan offers and can help analyse your situation and pick out a loan deal suited to you.
Selecting a secured loan broker that meets your individual needs deal can be difficult and confusing process, the secured loan that seems cheapest can often turn out to be a very expensive deal; which is why expert advice is vital.
We work with the majority of secured loan lenders to offeryou leading and exclusive secured loan deals. Our specialised secured loan advisory team can help to analyse your situation, and provide you with expert advice to help you make the best decisions for your future. If you have any question or queries with any aspects of secured loans, why not call us today on 0117 313 7780 for a free initial consultation; or fill in our contact form to request a call back.