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Buy to Let Mortgages With Low Fees

See below for latest market leading buy to let deals or use our independent buy to let mortgage advice service to compare the market.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 3.49%
Rate type: 1 year fixed
Monthly cost: £1125.2 per month
Product fee: £4,500
Overall cost for comparison: 8.9% APRC
The Mortgage Works logo 3.49% 1 year fixed 8.9% APRC £4,500 £1125.2 per month get quotes Broker Only Deal
Initial rate: 3.59%
Rate type: 2 year fixed
Monthly cost: £1137.29 per month
Product fee: £6,750
Overall cost for comparison: 8.5% APRC
The Mortgage Works logo 3.59% 2 year fixed 8.5% APRC £6,750 £1137.29 per month get quotes Broker Only Deal
Initial rate: 3.72%
Rate type: 2 year fixed
Monthly cost: £1153.12 per month
Product fee: £6,750
Overall cost for comparison: 8.7% APRC
Virgin Money logo 3.72% 2 year fixed 8.7% APRC £6,750 £1153.12 per month get quotes Broker Only Deal
Initial rate: 3.74%
Rate type: 5 year fixed
Monthly cost: £1155.57 per month
Product fee: £6,750
Overall cost for comparison: 7.2% APRC
The Mortgage Works logo 3.74% 5 year fixed 7.2% APRC £6,750 £1155.57 per month get quotes Broker Only Deal
Initial rate: 3.77%
Rate type: 5 year fixed
Monthly cost: £1159.25 per month
Product fee: £6,750
Overall cost for comparison: 7.4% APRC
Birmingham Midshires 3.77% 5 year fixed 7.4% APRC £6,750 £1159.25 per month get quotes Broker Only Deal
Initial rate: 3.78%
Rate type: 5 year fixed
Monthly cost: £1160.47 per month
Product fee: £6,750
Overall cost for comparison: 7.3% APRC
Virgin Money logo 3.78% 5 year fixed 7.3% APRC £6,750 £1160.47 per month get quotes Broker Only Deal
Initial rate: 3.85%
Rate type: 2 year fixed
Monthly cost: £1169.08 per month
Product fee: £6,750
Overall cost for comparison: 8.8% APRC
Birmingham Midshires 3.85% 2 year fixed 8.8% APRC £6,750 £1169.08 per month get quotes Broker Only Deal
Initial rate: 3.87%
Rate type: 5 year fixed
Monthly cost: £1171.54 per month
Product fee: £6,750
Overall cost for comparison: 7.4% APRC
Birmingham Midshires 3.87% 5 year fixed 7.4% APRC £6,750 £1171.54 per month get quotes Broker Only Deal
Initial rate: 3.92%
Rate type: 2 year fixed
Monthly cost: £1177.72 per month
Product fee: £6,750
Overall cost for comparison: 8.7% APRC
Virgin Money logo 3.92% 2 year fixed 8.7% APRC £6,750 £1177.72 per month get quotes Broker Only Deal
Initial rate: 3.95%
Rate type: 2 year fixed
Monthly cost: £1181.43 per month
Product fee: £6,750
Overall cost for comparison: 8.8% APRC
Birmingham Midshires 3.95% 2 year fixed 8.8% APRC £6,750 £1181.43 per month get quotes Broker Only Deal
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Buy to Let Mortgages With Low Fees

Buy to Let Mortgage with Low Fees

One of the key differences between buy to let mortgages and residential mortgages is that buy to let mortgages typically charge higher arrangement fees than their residential counterpart.

For a loan of around £100,000, fees can range anywhere between £1000 and £3000. With this variance in mind, it is important to shop around when looking for the buy to let mortgage deal that suits you.Additionally, it is not uncommon for a mortgage deal with a lower rate to work out more expensive if the arrangement fees are high. This is why it is important to take care when selecting your mortgage deal, and to seek help from a mortgage broker or independent financial adviser.

What are Arrangement fees?

Many buy to let mortgage lenders charge prospective borrowers an arrangement fee, also known as a product fee, to cover their administrative costs incurred when they set up a buy to let mortgage.

How can I secure a buy to let mortgage with low fees?

As previously mentioned, the best chances of you finding your ideal buy to let mortgage with low fees is to shop around. Additionally, you are likely to benefit from the assistance of a mortgage broker. A good broker can help you find the buy to let mortgage that’s right for you, and may have access to exclusive deals that are not available on the high street.

We offer a whole of market service, to compare the majority of UK lenders and to bring you leading buy to let mortgage deals with low fees. Our team of expert financial advisers can assist you every step of the way, from finding the ideal buy to let mortgage for you to finalising the deal, and beyond this.

If you feel you would benefit from advice or guidance from our specialist buy to let mortgage team, why not call us today on 0117 403 4474, or fill in our online contact form

for a call back.buy to let mortgages with low fees

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Fair Mortgages Limited is an appointed representative of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.