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Mortgage & Equity Release - Call Us 0117 403 4474

What is your mortgage for?

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1.19% APR

  • Fixed for 26 months
  • Overall cost for comparison 4.50%

Representative Example:

Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Tracker rate for 26 months after then reverts to Platform's variable rate of 4.74%.

Call us on 0117 403 4222

1.64% APR

  • Fixed for 62 months
  • Overall cost for comparison 3.70% APR

Representative Example:

Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Tracker rate for 62 months after then reverts to the Lender's variable rate of 4.74%.

Call us on 0117 403 4222

Buy To Let ReMortgage Calculator

Compare Buy To Let Remortgage Rates - We compare all the leading buy to let remortgage deals available in the UK market. See the tables below for a selection of leading current deals for buy to let or use our FREE buy to let remortgage calculator to find deals based on your requirements.

For tailored buy to let mortgage quotes speak to our mortgage team on 0117 403 4222 or click here to complete our enquiry form.

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Buy To Let Remortgage Calculator

Using a buy to let remortgage calculator can help you compare a wide range of buy to let mortgage options, whether you are a seasoned landlord with a property portfolio or just starting out in the world of residential letting.

Differences between a buy to let remortgage and a residential remortgage

In general terms, buy-to-let remortgages are quite similar to residential remortgage deals – but there are a couple of crucial differences which you should be aware of when calculating your total budget for a buy to let property purchase.

Buy-to-let mortgages require a larger deposit than standard residential mortgages. While you can obtain a residential mortgage at up to 95% loan to value (LTV) in some cases, many buy to let mortgage providers only offer this type of mortgage up to around 75% LTV.

You can use the free mortgage calculator above to help you find a buy to let mortgage that offers the best LTV for your needs.

Another key difference between residential mortgages and buy to let mortgages is that your potential rental income will be taken into account by the lender when assessing affordability. You will need to demonstrate to your potential mortgage lender that that the rent you propose to charge will cover your repayments on the mortgage by at least 125%

Points to consider when choosing a buy to let remortgage

Bear in mind that property prices can fall as well as rise and that the returns from buy to let properties are not guaranteed. You will also need to consider that tenants may not always be readily available to fill your property.

Some letting agents offer guaranteed monthly payment to landlords even if the property is unoccupied, so this could be an option to factor in when calculating your buy to let mortgage costs. As with other types of mortgages, buy to let mortgages often incur administration fees, as well as other charges such as survey fees, legal fees, and DIY costs – so it’s vital to incorporate these considerations into your budget when choosing a buy to let mortgage.

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Buy to Let Mortgages