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Remortgage Calculator

Compare the latest remortgage rates - Our remortgage calculator offers a range of the latest remortgage deals from all the leading UK lenders.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 2.83%
Rate type: 2.83% Fixed to 30/09/2024
Monthly cost: £837.75 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 4.5% APRC
MPowered Mortgages logo 2.83% 2.83% Fixed to 30/09/2024 4.5% APRC 60% £999 £837.75 per month get quotes Call us0117 403 4474 Broker Only Deal
Initial rate: 2.86%
Rate type: 2.86% Fixed to 30/09/2024
Monthly cost: £840.53 per month
Max LTV: 75%
Product fee: £999
Overall cost for comparison: 4.6% APRC
MPowered Mortgages logo 2.86% 2.86% Fixed to 30/09/2024 4.6% APRC 75% £999 £840.53 per month get quotes Call us0117 403 4474 Broker Only Deal
Initial rate: 2.93%
Rate type: 2.93% Fixed to 30/09/2024
Monthly cost: £847.04 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 4.6% APRC
MPowered Mortgages logo 2.93% 2.93% Fixed to 30/09/2024 4.6% APRC 60% £999 £500 cashback £847.04 per month get quotes Call us0117 403 4474 Broker Only Deal
Initial rate: 2.96%
Rate type: 2.96% Fixed to 30/09/2024
Monthly cost: £849.84 per month
Max LTV: 75%
Product fee: £999
Overall cost for comparison: 4.6% APRC
MPowered Mortgages logo 2.96% 2.96% Fixed to 30/09/2024 4.6% APRC 75% £999 £500 cashback £849.84 per month get quotes Call us0117 403 4474 Broker Only Deal
Initial rate: 2.98%
Rate type: 2.98% Fixed to 30/09/2024
Monthly cost: £851.71 per month
Max LTV: 60%
Product fee: £500
Overall cost for comparison: 4.5% APRC
MPowered Mortgages logo 2.98% 2.98% Fixed to 30/09/2024 4.5% APRC 60% £500 £851.71 per month get quotes Call us0117 403 4474 Broker Only Deal
Initial rate: 3.01%
Rate type: 3.01% Fixed to 30/09/2024
Monthly cost: £854.52 per month
Max LTV: 75%
Product fee: £500
Overall cost for comparison: 4.6% APRC
MPowered Mortgages logo 3.01% 3.01% Fixed to 30/09/2024 4.6% APRC 75% £500 £854.52 per month get quotes Call us0117 403 4474 Broker Only Deal
Initial rate: 3.09%
Rate type: 3.09% Fixed for 5 years
Monthly cost: £862.03 per month
Max LTV: 60%
Product fee: £490
Overall cost for comparison: 4.1% APRC
first direct logo 3.09% 3.09% Fixed for 5 years 4.1% APRC 60% £490 £862.03 per month get quotes More details
Initial rate: 3.13%
Rate type: 3.13% Fixed to 30/09/2024
Monthly cost: £865.80 per month
Max LTV: 60%
Product fee: £0
Overall cost for comparison: 4.5% APRC
MPowered Mortgages logo 3.13% 3.13% Fixed to 30/09/2024 4.5% APRC 60% £0 £865.80 per month get quotes Call us0117 403 4474 Broker Only Deal
Initial rate: 3.15%
Rate type: 3.15% Fixed to 31/12/2024
Monthly cost: £867.69 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 4.6% APRC
NatWest logo 3.15% 3.15% Fixed to 31/12/2024 4.6% APRC 60% £995 £867.69 per month get quotes More details
Initial rate: 3.15%
Rate type: 3.15% Fixed to 31/12/2024
Monthly cost: £867.69 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 4.6% APRC
NatWest Int Sols logo 3.15% 3.15% Fixed to 31/12/2024 4.6% APRC 60% £995 £867.69 per month get quotes Call us0117 403 4474 Broker Only Deal
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Remortgage Calculator

Our Mortgage Service - helping you make the right decision

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

As your mortgage is such an important transaction, good advice is imperative.

Right Bullets

Use our remortgage calculator

Find out how much you could save by remortgaging using our free, easy-to-use remortgage calculator. With over 5,000 mortgage deals from 72 lenders we have a selection of some of the best remortgage deals in the market for you to choose from, including leading high street lenders.

The more equity you have in your property, the greater the range of remortgage offers to choose from - Use the remortgage calculator above to compare latest remortgage rates and call the lenders direct for remortgage quotes.

Choosing a remortgage deal

There are many types of remortgages from which to choose and the two most popular choices are:

  • Fixed rate remortgage – the interest rate is fixed for a set time period, and when it ends, your lender may switch the interest rate to their standard variable rate which will be set according to the bank of England base rate.
  • Tracker remortgage – the interest rate varies according to the bank of England base rate

Repaying your remortgage

In addition to choosing the type of interest rate deal, you may also need to decide which method of repayment is right for you: 

  • Repayment remortgage – with this type of remortgage deal you make straightforward monthly payments which cover both the remortgage repayments and the interest accumulated each month. This is often seen as a safer repayment option because you are guaranteed to repay your remortgage within the interest rate term set by your lender, as long as you make your payments each month in full.
  • Interest Only remortgage – with this type of remortgage, you repay just the interest accrued each month on your remortgage. You will need to pay separate instalments into an ISA or other repayment vehicle in order to repay the whole of your remortgage when the term ends.


Deciding to remortgage can be a complicated process and it makes sense to seek expert advice in order to make sure that remortgaging is the right option for you.

Before deciding on a particular interest rate deal or method of repayment, you may wish to speak to a mortgage advisor or your financial provider before settling on a deal.

As well as using our remortgage calculator, above, you can call our dedicated remortgage team on 0117 403 4474 to get expert advice, information and news of the very latest remortgage deals.

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