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Mortgage & Equity Release - Call Us 0117 403 4474

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Self Build Mortgages

Our Self Build Mortgage Service - helping you make the right decision

Special features of what we offer include:

  • Whole of market service - we work with leading UK Self Build lenders
  • Finance for different stages of your build
  • Access to leading market mortgage rates
  • Access to exclusive loan deals not available on high street
  • Fast turnaround - speak to us today if you need to move fast
  • We have lenders who will take into account previous credit issues 
  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions

To investigate your self build mortgage options call our mortgage team on 0117 403 4474 or fill in our call back form.

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support".

As your mortgage is such an important transaction, good advice is imperative.

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With house prices around the UK higher than ever before, the option of building your own property has become much more popular in recent years.

The attraction of building a house in the location of your choice, having an input into the design and seeing your ideas become reality for many brings a great sense of achievement.

Getting a self build mortgage

If you are self-building a home, you could face difficulty securing a mortgage on the property. This is because mortgage lenders like to be assured that if they reposes the property, they will be able to sell it easily – something that can prove difficult with non-standard construction or non-traditional properties.

However, obtaining a Self Build Mortgage need not be as difficult as it sounds, with some lenders allowing you to borrow up to 95% of land and build costs. Cash flow need not be a problem as payments can often be arranged to meet build costs at appropriate stages of the Self Build development. In addition it is often possible to stay in your existing property until your new house is built.

Criteria for a self build mortgage

Mortgages for self-build houses may attract specific criteria such as:

  • Requiring a specific type of building construction and materials
  • Requiring details about the financing of the project

It is possible to find mortgage lenders who are prepared to offer mortgages on self build houses and other non-standard mortgage scenarios.

To find the best mortgages for self build houses get in touch with us directly - our fully qualified mortgage advisers can help you get the right self build mortgage deal.

Call today on 0117 403 4474  to get:

  • Self-build mortgage quotes from leading UK lenders
  • Expert self build mortgage advice
  • Self-Build mortgage rates not available on the high street

A Complete Service

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