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Mortgage & Equity Release - Call Us 0117 403 4474

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 0.79%
Rate type: Fixed 27 months
Monthly cost: £551.16 per month
Max LTV: 60%
Product fee: £1,499
Overall cost for comparison: 3.8% APRC
Platform logo 0.79% Fixed 27 months 3.8% APRC 60% £1,499 £250 cashback £551.16 per month get quotes Call us0117 403 4474 More details
Initial rate: 0.84%
Rate type: Fixed 26 months
Monthly cost: £554.51 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.2% APRC
HSBC logo 0.84% Fixed 26 months 3.2% APRC 60% £999 £554.51 per month get quotes Call us0117 403 4474 More details
Initial rate: 0.84%
Rate type: Fixed 27 months
Monthly cost: £554.51 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.8% APRC
Platform logo 0.84% Fixed 27 months 3.8% APRC 60% £999 £250 cashback £554.51 per month get quotes Call us0117 403 4474 More details
Initial rate: 0.84%
Rate type: Fixed 27 months
Monthly cost: £554.51 per month
Max LTV: 60%
Product fee: £749
Overall cost for comparison: 3.0% APRC
Santander logo 0.84% Fixed 27 months 3.0% APRC 60% £749 £554.51 per month get quotes Call us0117 403 4474 More details
Initial rate: 0.84%
Rate type: Fixed 27 months
Monthly cost: £554.51 per month
Max LTV: 60%
Product fee: £749
Overall cost for comparison: 3.0% APRC
Santander logo 0.84% Fixed 27 months 3.0% APRC 60% £749 £554.51 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 0.84%
Rate type: Fixed 26 months
Monthly cost: £554.51 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
TSB logo 0.84% Fixed 26 months 3.2% APRC 60% £995 £554.51 per month get quotes Call us0117 403 4474 More details
Initial rate: 0.86%
Rate type: Fixed 26 months
Monthly cost: £555.85 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.2% APRC
Barclays Mortgage logo 0.86% Fixed 26 months 3.2% APRC 60% £999 £555.85 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 0.87%
Rate type: Fixed 26 months
Monthly cost: £556.53 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
NatWest logo 0.87% Fixed 26 months 3.2% APRC 60% £995 £250 cashback £556.53 per month get quotes Call direct0800 068 8567
Initial rate: 0.87%
Rate type: Fixed 26 months
Monthly cost: £556.53 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
NatWest Int Sols logo 0.87% Fixed 26 months 3.2% APRC 60% £995 £250 cashback £556.53 per month get quotes Call us0117 403 4474 Broker Only Deal
Initial rate: 0.87%
Rate type: Fixed 26 months
Monthly cost: £556.53 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
Royal Bank of Scotland logo 0.87% Fixed 26 months 3.2% APRC 60% £995 £250 cashback £556.53 per month get quotes Call direct0800 068 7706
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Self Build Mortgages

Our Self Build Mortgage Service - helping you make the right decision

Special features of what we offer include:

  • Whole of market service - we work with leading UK Self Build lenders
  • Finance for different stages of your build
  • Access to leading market mortgage rates
  • Access to exclusive loan deals not available on high street
  • Fast turnaround - speak to us today if you need to move fast
  • We have lenders who will take into account previous credit issues 
  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions

To investigate your self build mortgage options call our mortgage team on 0117 313 7780 or fill in our call back form.

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support".

As your mortgage is such an important transaction, good advice is imperative.

Right Bullets

 

With house prices around the UK higher than ever before, the option of building your own property has become much more popular in recent years. The attraction of building a house in the location of your choice, having an input into the design and seeing your ideas become reality for many brings a great sense of achievement.

Getting a self build mortgage

If you are self-building a home, you could face difficulty securing a mortgage on the property. This is because mortgage lenders like to be assured that if they reposes the property, they will be able to sell it easily – something that can prove difficult with non-standard construction or non-traditional properties.

However, obtaining a Self Build Mortgage need not be as difficult as it sounds, with some lenders allowing you to borrow up to 95% of land and build costs. Cash flow need not be a problem as payments can often be arranged to meet build costs at appropriate stages of the Self Build development. In addition it is often possible to stay in your existing property until your new house is built.

Criteria for a self build mortgage

Mortgages for self-build houses may attract specific criteria such as:

  • Requiring a specific type of building construction and materials
  • Requiring details about the financing of the project

It is possible to find mortgage lenders who are prepared to offer mortgages on self build houses and other non-standard mortgage scenarios.

To find the best mortgages for self build houses get in touch with us directly - our fully qualified mortgage advisers can help you get the right self build mortgage deal.

Call today on 0117 313 7780 to get:

  • Self-build mortgage quotes from leading UK lenders
  • Expert self build mortgage advice
  • Self-Build mortgage rates not available on the high street

A Complete Service

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