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Mortgage & Equity Release - Call Us 0117 403 4474

or Book Appointment

4.83% 5 Year Fixed

  • 65% LTV
  • Overall cost for comparison 5.9% APRC
  • £500 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 60 months after which reverts to lender variable rate of 6.49%.

Book appointment with us »

4.89% 10 Year Fixed

  • 75% LTV
  • Overall cost for comparison 5.5% APRC
  • £1000 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 10 years after which reverts to lender variable rate of 6.24%.

Book appointment with us »

Mortgage Renewal

With interest rates at all time lows now is a great time to remortgage!

If you require independent advice on your options please use our remortgage advice service.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 4.36%
Rate type: 5 year fixed
Monthly cost: £986.25 per month
Product fee: £999
Overall cost for comparison: 7% APRC
Lloyds Bank 4.36% 5 year fixed 7% APRC £999 £250 cashback £986.25 per month get quotes
Initial rate: 4.36%
Rate type: 5 year fixed
Monthly cost: £986.25 per month
Product fee: £1,295
Overall cost for comparison: 7.4% APRC
Virgin Money logo 4.36% 5 year fixed 7.4% APRC £1,295 £500 cashback £986.25 per month get quotes Broker Only Deal
Initial rate: 4.38%
Rate type: 5 year fixed
Monthly cost: £988.28 per month
Product fee: £699
Overall cost for comparison: 7% APRC
Barclays logo 4.38% 5 year fixed 7% APRC £699 £988.28 per month get quotes Broker Only Deal
Initial rate: 4.39%
Rate type: 5 year fixed
Monthly cost: £989.29 per month
Product fee: £899
Overall cost for comparison: 7% APRC
Barclays logo 4.39% 5 year fixed 7% APRC £899 £989.29 per month get quotes Broker Only Deal
Initial rate: 4.41%
Rate type: 5 year fixed
Monthly cost: £991.33 per month
Product fee: £999
Overall cost for comparison: 7.1% APRC
Halifax 4.41% 5 year fixed 7.1% APRC £999 £250 cashback £991.33 per month get quotes
Initial rate: 4.41%
Rate type: 5 year fixed
Monthly cost: £991.33 per month
Product fee: £999
Overall cost for comparison: 7% APRC
Halifax 4.41% 5 year fixed 7% APRC £999 £250 cashback £991.33 per month get quotes Broker Only Deal
Initial rate: 4.42%
Rate type: 5 year fixed
Monthly cost: £992.34 per month
Product fee: £1,495
Overall cost for comparison: 6.8% APRC
NatWest logo 4.42% 5 year fixed 6.8% APRC £1,495 £992.34 per month get quotes
Initial rate: 4.43%
Rate type: 5 year fixed
Monthly cost: £993.36 per month
Product fee: £999
Overall cost for comparison: 6.7% APRC
Nationwide Building Society logo 4.43% 5 year fixed 6.7% APRC £999 £993.36 per month get quotes Broker Only Deal
Initial rate: 4.47%
Rate type: 5 year fixed
Monthly cost: £997.44 per month
Product fee: £0
Overall cost for comparison: 7% APRC
Lloyds Bank 4.47% 5 year fixed 7% APRC £0 £250 cashback £997.44 per month get quotes
Initial rate: 4.47%
Rate type: 5 year fixed
Monthly cost: £997.44 per month
Product fee: £995
Overall cost for comparison: 6.8% APRC
NatWest logo 4.47% 5 year fixed 6.8% APRC £995 £997.44 per month get quotes
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Mortgage Renewal

Mortgage Renewal Service

Why choose our remortgage service?

Do you have a mortgage deal coming to an end or maybe you already have moved onto the lender's variable mortgage rate? Fair Mortgages can help you renew your mortgage deal using our first class remortgage service. 

Special features of what we offer include:

  • Whole of market service - we cover over 60 UK lenders to help you find the best deal
  • Great Rates! - Access to leading market rates
  • Exclusive Deals - Access to exclusive remortgage deals not available on high street
  • Quick turnaround - call us if you need to move fast!
  • Less than perfect credit history? - We have lenders who will take into account previous defaults and missed payments 
  • Raising additional finance - If you are looking to raise finance we will look at all your finance options as well as remortgaging.

To investigate renewing your mortgage call our specialist team on 0117 403 4474 or fill in our call back form. 

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. With the recent changes (long overdue) to the mortgage industry, the message from the Regulator and lenders to the UK public is to get professional advice.

As your mortgage is such an important transaction, good advice is imperative.

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Renewing your mortgage? Call 0117 403 4474 to discuss your options or request a callback

For a FREE initial conversation about your mortgage options complete our short enquiry form.

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Remortgage

Buy to Let Remortgage

How Does Remortgaging Work

How To Remortgage Your House

Poor Credit Remortgage

Remortgage For Debt Consolidation

Remortgage For Home Improvements

Remortgage My House To Buy Another

Remortgage To Release Equity

How to remortgage to buy a second house

The Pros and Cons of Remortgaging

Remortgage To Raise Capital

Can I remortgage my house if I own it outright

How to remortgage if you are self employed

Interest Only Remortgage

Remortgage buy to let property to purchase second property

Remortgage For Expats

Remortgage For Over 60s

Remortgage of 4 flats to buy new buy to let property

Remortgage with a different lender

Can I Remortgage Early Onto A New Fixed Mortgage Rate

My House Has Gone Up In Value: Can I Remortgage?

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Fair Mortgages Limited is an appointed representative of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.