Nationwide Remortgage

Nationwide Remortgage

Nationwide Remortgage Service

If you have an existing Nationwide mortgage and you have moved onto the lender's variable rate or are coming to the end of a mortgage deal we can help you compare the market including what Nationwide has to offer.

Why choose our mortgage service?

Fair Mortgages can provide you with a first class remortgage service. 

Special features of what we offer include:

• Whole of market service - we work with over 70 UK lenders
• Great Rates! - Access to leading market mortgage rates 
• Exclusive Deals - exclusive mortgages not available on high street
• Specialist lenders - who will lend based on criteria that high street lenders will not consider
• Fast turnaround - speak to us today if you need to move quickly
• We have lenders who will take into account previous credit issues 
• Looking to raise additional finance? - we have access to a range of innovative finance solutions

To investigate your mortgage options with Nationwide call our specialist team on 0117 403 4474 or fill in our call back form. 

Why remortgage?

There are many reasons why people choose to remortgage, but some of the most commonly-cited reasons for remortgaging your property include:

• To save money – if you have had your current mortgage deal for some time, you may be able to benefit from lower interest rates by switching to a new mortgage. However, it’s important to factor in the extra costs that come with remortgaging, such as legal fees and valuation costs.
• To raise money – remortgaging could allow you to borrow more money against your property to fund home improvements, or simply to have some extra cash (make sure that you seek independent mortgage advice and understand the risks of borrowing against your home before committing to this option).
• To get a mortgage that suits you better than your current deal – If your circumstances have changed since you took out your mortgage, you might want to rethink they type of deal you are on. For example, you might now be earning significantly more than you did when you first took out your mortgage, and therefore want to move onto a better deal which allows you to make higher monthly payments without penalty charges.

What remortgage options are available?

If you have finished ona particular mortgage deal and you are now sitting on Nationwide's standard variable rate, you are probably keen to move onto a new deal as quickly as possible to save money. Options open to you will depend on your circumstances but generally speaking the types of product you can choose from include:

• Fixed rate mortgages - Nationwide fixed rate mortgages include 2,3 and 5 year fixed terms as well as a 10 year term product. You can lock into a fixed rate and have the peace of mind that the rate will not change during the term.
• Tracker rate mortgages - Nationwide tracker mortgages are available over a 2 year term and provide a discounted variable rate linked to the Bank of england Base Rate. 

Benefits of choosing a Nationwide remortgage

• No standard legal fees to pay when you remortgage with Nationwide – Your standard legal fees will be covered when you use Nationwide’s licensed conveyancer. Alternatively, you could get cashback, which will be paid out to you following the completion of your mortgage.
• Free standard valuation – Nationwide will cover your standard valuation report  for many remortgage deals
• Option to choose a no product fee remortgage – this could help to lower your upfront remortgaging costs further

To compare Nationwide remortgage deals call our independent remortgage team on 0117 403 4474 or request a callback.