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Mortgage & Equity Release - Call Us 0117 403 4474

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What is your mortgage for?

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Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 4.09%
Rate type: 3 year fixed
Monthly cost: £959.07 per month
Product fee: £999
Overall cost for comparison: 7.3% APRC
Halifax 4.09% 3 year fixed 7.3% APRC £999 £250 cashback £959.07 per month get quotes
Initial rate: 4.09%
Rate type: 3 year fixed
Monthly cost: £959.07 per month
Product fee: £999
Overall cost for comparison: 7.2% APRC
Halifax 4.09% 3 year fixed 7.2% APRC £999 £250 cashback £959.07 per month get quotes Broker Only Deal
Initial rate: 4.10%
Rate type: 5 year fixed
Monthly cost: £960.07 per month
Product fee: £995
Overall cost for comparison: 6.3% APRC
NatWest logo 4.10% 5 year fixed 6.3% APRC £995 £960.07 per month get quotes
Initial rate: 4.12%
Rate type: 3 year fixed
Monthly cost: £962.07 per month
Product fee: £999
Overall cost for comparison: 6.8% APRC
Nationwide Building Society logo 4.12% 3 year fixed 6.8% APRC £999 £962.07 per month get quotes Broker Only Deal
Initial rate: 4.12%
Rate type: 5 year fixed
Monthly cost: £962.07 per month
Product fee: £999
Overall cost for comparison: 6.7% APRC
Halifax 4.12% 5 year fixed 6.7% APRC £999 £250 cashback £962.07 per month get quotes
Initial rate: 4.12%
Rate type: 5 year fixed
Monthly cost: £962.07 per month
Product fee: £999
Overall cost for comparison: 6.6% APRC
Halifax 4.12% 5 year fixed 6.6% APRC £999 £250 cashback £962.07 per month get quotes Broker Only Deal
Initial rate: 4.12%
Rate type: 3 year fixed
Monthly cost: £962.07 per month
Product fee: £999
Overall cost for comparison: 6.2% APRC
Barclays 4.12% 3 year fixed 6.2% APRC £999 £962.07 per month get quotes Broker Only Deal
Initial rate: 4.13%
Rate type: 5 year fixed
Monthly cost: £963.07 per month
Product fee: £999
Overall cost for comparison: 6.6% APRC
Lloyds Bank 4.13% 5 year fixed 6.6% APRC £999 £250 cashback £963.07 per month get quotes
Initial rate: 4.14%
Rate type: 5 year fixed
Monthly cost: £964.08 per month
Product fee: £999
Overall cost for comparison: 6.3% APRC
Nationwide Building Society logo 4.14% 5 year fixed 6.3% APRC £999 £964.08 per month get quotes Broker Only Deal
Initial rate: 4.15%
Rate type: 5 year fixed
Monthly cost: £965.08 per month
Product fee: £999
Overall cost for comparison: 6% APRC
HSBC logo 4.15% 5 year fixed 6% APRC £999 £1250 cashback £965.08 per month get quotes Broker Only Deal
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

5 Reasons To Use Fair Mortgages

1. Specialist and independent advice

We provide a personal and professional independent advice service which does not stop simply because your mortgage application has been completed. Understanding everything that you should consider in the advice process is critical, and our mortgage and protection specialists bring years of knowledge and experience to help. All our advisers are fully qualified and regulated by the FCA.

2. Access to over 5,000 mortgages from over 72 lenders

As an independent mortgage adviser, we have access to over 5,000 mortgage deals from over 72 UK lenders, including exclusive mortgage deals. Our systems utilise the latest research software to help you get the best deal for your circumstances.

3. Access to additional services, carefully selected by us

Including valuations, conveyancing, general insurance and more, we can take the hassle out of making sure you get access to quality and affordable products and services. The products are hand picked by ourselves, which means getting things done in a timely and efficient manner. Our advisers are professional and accountable, which inevitably means higher service standards.

4. Contacting you when and how you want

We all lead busy lives, so making sure you are contacted quickly and in a way that is easiest for you plays an important role. We offer a combination of telephone, email, post and texts, delivered according to your needs so that your mortgage is always the top priority. We ensure a smooth and successful outcome in all aspects of our mortgage service.

5. In safe hands, each step of the way

At Fair Mortgages we know how important each step of the mortgage process is. Knowing who to contact, what to ask and how to ask it can make all the difference in making sure we deliver a smooth and successful mortgage service, that you will want to come back to again and again. This is why you will not only speak to the same adviser throughout the mortgage process, but you will also have a dedicated line of support selected from our experienced administrator and adviser support team.

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