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Mortgage & Equity Release - Call Us 0117 403 4474

What is your mortgage for?

 

2.49% 5 Year Fixed

  • 10% Deposit
  • Up to 5.5x Income (Based on a minimum joint income of £50k)
  • Overall cost for comparison 3.20%

Representative Example: Mortgage of £180,000 on property valued at £200,000 over term of 25 years. Rate fixed for 24 months after which it reverts to lender's variable rate of 3.59%.

Call now on 0117 403 4474 

1.14% 2 Year Fixed

  • Overall cost for comparison 3.20% APRC

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 26 months after which reverts to HSBC variable rate of 3.54%.

Go to HSBC website »

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.49%
Rate type: Variable 27 months
Monthly cost: £1078.56 per month
Max LTV: 90%
Product fee: £995
Overall cost for comparison: 3.8% APRC
Yorkshire Building Society logo 1.49% Variable 27 months 3.8% APRC 90% £995 £1078.56 per month get quotes Call us0117 403 4474 More details
Initial rate: 1.64%
Rate type: Fixed 27 months
Monthly cost: £1097.68 per month
Max LTV: 90%
Product fee: £1,499
Overall cost for comparison: 4.1% APRC
Platform logo 1.64% Fixed 27 months 4.1% APRC 90% £1,499 £250 cashback £1097.68 per month get quotes Call us0117 403 4474 More details
Initial rate: 1.65%
Rate type: Fixed 26 months
Monthly cost: £1098.96 per month
Max LTV: 90%
Product fee: £1,999
Overall cost for comparison: 4.1% APRC
Clydesdale Bank logo 1.65% Fixed 26 months 4.1% APRC 90% £1,999 £1098.96 per month get quotes Call us0117 403 4474 More details
Initial rate: 1.69%
Rate type: Fixed 25 months
Monthly cost: £1104.10 per month
Max LTV: 90%
Product fee: £1,500
Overall cost for comparison: 3.3% APRC
Digital Mortgages by Atom Bank logo 1.69% Fixed 25 months 3.3% APRC 90% £1,500 £1104.10 per month get quotes Call us0117 403 4474
Initial rate: 1.72%
Rate type: Fixed 27 months
Monthly cost: £1107.96 per month
Max LTV: 90%
Product fee: £999
Overall cost for comparison: 4.1% APRC
Platform logo 1.72% Fixed 27 months 4.1% APRC 90% £999 £250 cashback £1107.96 per month get quotes Call us0117 403 4474 More details
Initial rate: 1.73%
Rate type: Fixed 26 months
Monthly cost: £1109.25 per month
Max LTV: 90%
Product fee: £1,999
Overall cost for comparison: 3.9% APRC
Cumberland BS logo 1.73% Fixed 26 months 3.9% APRC 90% £1,999 £1109.25 per month get quotes Call us0117 403 4474
Initial rate: 1.73%
Rate type: Fixed 26 months
Monthly cost: £1109.25 per month
Max LTV: 90%
Product fee: £1,999
Overall cost for comparison: 3.9% APRC
Cumberland BS logo 1.73% Fixed 26 months 3.9% APRC 90% £1,999 £1109.25 per month get quotes Call us0117 403 4474
Initial rate: 1.74%
Rate type: Discounted Variable 26 months
Monthly cost: £1110.54 per month
Max LTV: 90%
Product fee: £0
Overall cost for comparison: 3.9% APRC
Accord Mortgages logo 1.74% Discounted Variable 26 months 3.9% APRC 90% £0 £1110.54 per month get quotes Call us0117 403 4474 More details
Initial rate: 1.74%
Rate type: Fixed 25 months
Monthly cost: £1110.54 per month
Max LTV: 90%
Product fee: £900
Overall cost for comparison: 3.3% APRC
Digital Mortgages by Atom Bank logo 1.74% Fixed 25 months 3.3% APRC 90% £900 £1110.54 per month get quotes Call us0117 403 4474
Initial rate: 1.74%
Rate type: Fixed 27 months
Monthly cost: £1110.54 per month
Max LTV: 90%
Product fee: £995
Overall cost for comparison: 3.9% APRC
Yorkshire Building Society logo 1.74% Fixed 27 months 3.9% APRC 90% £995 £1110.54 per month get quotes Call us0117 403 4474 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

90% Mortgages

Looking for a mortgage with a 10% deposit? Our service offers:

  • Whole of market service - we work with over 60 UK lenders
  • Great rates! - Access to loan deals not available on high street
  • Fast turnaround - speak to us today if you need to move quickly

To investigate your mortgage options call our independent mortgage adviser team or fill in our call back form.

90 Mortgages

90% LTV Mortgages

Whether you are trying to buy your very first home, remortgage or move, you may be wondering what being able to put down a 10% deposit will be able to get you.

While it can be possible to secure mortgages with smaller deposits, a 10% deposit of the property value will increase is generally a good downpayment to secure competitive rates.

There is a selection of mortgages with Loan to Values of 90% on the market, so it is worth shopping around thoroughly before hand to try and find the best product for your specific circumstances.

Loan to Value

The Loan to Value (LTV) of a mortgage is the amount borrowed compared to the size of the deposit put down.

This means that a mortgage with a 10% deposit will have a LTV of 90%, It is important to note that having a larger deposit will increase the amount of products available to you, and decrease the rate of interest you pay on the loan.

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