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Mortgage & Equity Release - Call Us 0117 403 4474

What is your mortgage for?

use mortgage calculator
 

0.87% APR 

  • Fixed for 26 months
  • 60% LTV - Interest only option
  • Overall cost for comparison 3.20%

Representative Example: 

Mortgage of £180,000 on property valued at £300,000 over term of 25 years.

Rate fixed for 26 months after which reverts to the RBS variable rate of 3.59%.

Call RBS on 0800 068 7706

get quotes

0.97% APR

  • Fixed for 62 Months
  • 60% LTV - Interest Only
  • Overall cost for comparison 2.60%

Representative Example: 

Mortgage of £180,000 on property valued at £300,000 over term of 25 years.

Rate fixed for 62 months after which reverts to NatWest variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

get quotes

3.15% APR 

  • Fixed for 26 months
  • 95% LTV - £500 CASHBACK Offer!
  • Overall cost for comparison 3.60%

Representative Example: 

Mortgage of £100,000 on property valued at £200,000. Term of 25 years.

Rate fixed for 26 months then reverts to variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

get quotes
Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 0.51%
Rate type: Discounted Variable 24 months
Monthly cost: £639.19 per month
Max LTV: 60%
Product fee: £0
Overall cost for comparison: 3.8% APRC
Progressive BS logo 0.51% Discounted Variable 24 months 3.8% APRC 60% £0 £639.19 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 0.78%
Rate type: Variable 28 months
Monthly cost: £660.59 per month
Max LTV: 65%
Product fee: £995
Overall cost for comparison: 3.7% APRC
Yorkshire Building Society logo 0.78% Variable 28 months 3.7% APRC 65% £995 £660.59 per month get quotes Call us0117 403 4474 More details
Initial rate: 0.79%
Rate type: Variable 24 months
Monthly cost: £661.40 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.2% APRC
Nationwide BS logo 0.79% Variable 24 months 3.2% APRC 60% £999 £661.40 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 0.79%
Rate type: Discounted Variable 24 months
Monthly cost: £661.40 per month
Max LTV: 75%
Product fee: £0
Overall cost for comparison: 3.8% APRC
Progressive BS logo 0.79% Discounted Variable 24 months 3.8% APRC 75% £0 £661.40 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 0.82%
Rate type: Variable 28 months
Monthly cost: £663.80 per month
Max LTV: 75%
Product fee: £1,495
Overall cost for comparison: 3.2% APRC
NatWest Int Sols logo 0.82% Variable 28 months 3.2% APRC 75% £1,495 £250 cashback £663.80 per month get quotes Call us0117 403 4474 Broker Only Deal
Initial rate: 0.83%
Rate type: Discounted Variable 24 months
Monthly cost: £664.61 per month
Max LTV: 60%
Product fee: £1,999
Overall cost for comparison: 3.7% APRC
Cumberland BS logo 0.83% Discounted Variable 24 months 3.7% APRC 60% £1,999 £664.61 per month get quotes Call us0117 403 4474
Initial rate: 0.83%
Rate type: Discounted Variable 24 months
Monthly cost: £664.61 per month
Max LTV: 60%
Product fee: £1,999
Overall cost for comparison: 3.7% APRC
Cumberland BS logo 0.83% Discounted Variable 24 months 3.7% APRC 60% £1,999 £664.61 per month get quotes Call us0117 403 4474
Initial rate: 0.84%
Rate type: Fixed 26 months
Monthly cost: £665.41 per month
Max LTV: 60%
Product fee: £749
Overall cost for comparison: 3.0% APRC
Santander logo 0.84% Fixed 26 months 3.0% APRC 60% £749 £665.41 per month get quotes Call us0117 403 4474 More details
Initial rate: 0.84%
Rate type: Fixed 26 months
Monthly cost: £665.41 per month
Max LTV: 60%
Product fee: £749
Overall cost for comparison: 3.0% APRC
Santander logo 0.84% Fixed 26 months 3.0% APRC 60% £749 £665.41 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 0.84%
Rate type: Fixed 28 months
Monthly cost: £665.41 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
TSB logo 0.84% Fixed 28 months 3.2% APRC 60% £995 £665.41 per month get quotes Call us0117 403 4474 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Apply for A Mortgage Online Instant Decision

Apply For Mortgage Agreement In Principle

Apply for a mortgage and get an instant lender decision:

  • An Agreement in Principle gives you an indication of whether a lender will lend you the amount you need to borrow
  • We offer this service through NatWest or RBS - Choose the lender you prefer and get a decision (takes 5 minutes)

a. NatWest Online Mortgage Service

To help you find out how much you could borrow, we have set up a link below to NatWest who provide an online mortgage agreement in principle form.

Mortgage agreement in principle

How Does It Work

  • Takes 5 Minutes »
  • No impact on your credit score
  • No obligation to take out a mortgage

Prefer to speak to an adviser? - Call NatWest on Freephone 0800 068 8567

Lines are open: 8am-8pm Monday to Friday and 9am-4pm Saturday and Sunday (Calls may be recorded)

b. RBS Online Mortgage Service

A Decision in Principle is the first step to getting a Royal Bank Of Scotland mortgage. It gives an indication of whether RBS will agree to lend you the amount you need to borrow.

RBS Mortgage in principle

How Does It Work

  • Takes 5 Minutes
  • No impact on your credit score
  • No obligation to take out a mortgage

Prefer to speak to an adviser? - Call Royal Bank of Scotland on Freephone 0800 068 7706

Lines are open: 8am-8pm Monday to Friday and 9am-4pm Saturday and Sunday (Calls may be recorded)

Getting an agreement in principle

The process takes about 5 minutes and requires some personal information, including details of your income and financial commitments. Don't worry, the lender will not use those details for marketing purposes.

Getting an Agreement in Principle does not mean that you are committing to apply for a lender's mortgage. However, once you have one you'll be ready to proceed with the rest of your application online.

Please note you cannot apply for a Help to Buy, Right to Buy, shared equity, Offset or interest only mortgage online.

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Speak To An Independent Adviser

Prefer to speak to an independent adviser to get a decision in principle? Please complete our call back form below:

request call back

Please confirm your details

Extra information

The optional information below will help us to contact you

Our Services

Bridging Loan To Buy House

Capital Raising Mortgage

Equity Release Mortgages

Fast Mortgage

Home Improvement Loans

Million Pound Mortgages

Mortgages For Dentists

Mortgages For Property Developers

Part Ownership Mortgage

Retirement Mortgages

Mortgages For Bad Credit

Shared Ownership Mortgage

Buy to Let Remortgage

Debt Consolidation Mortgage

Expat Mortgages

HMO Mortgages

Large Mortgages

Mortgages For Contractors

Mortgages For Doctors

New Build Mortgage

Remortgage To Release Equity

Second Mortgage

Self Build Mortgage

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Fair Mortgages Limited is an appointed representative of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.