Apply for A Mortgage Online Instant Decision
Apply For Mortgage Agreement In Principle
Apply for a mortgage and get an instant lender decision:
- An Agreement in Principle gives you an indication of whether a lender will lend you the amount you need to borrow
- We offer this service through NatWest or RBS - Choose the lender you prefer and get a decision (takes 5 minutes)
a. NatWest Online Mortgage Service
To help you find out how much you could borrow, we have set up a link below to NatWest who provide an online mortgage agreement in principle form.
Apply for a mortgage online & get a decision in principle »
How Does It Work
- No impact on your credit score
- No obligation to take out a mortgage
Prefer to speak to an adviser? - Call NatWest on Freephone 0800 068 8567
Lines are open: 8am-8pm Monday to Friday and 9am-4pm Saturday and Sunday (Calls may be recorded)
b. RBS Online Mortgage Service
A Decision in Principle is the first step to getting a Royal Bank Of Scotland mortgage. It gives an indication of whether RBS will agree to lend you the amount you need to borrow.
How Does It Work
- No impact on your credit score
- No obligation to take out a mortgage
Prefer to speak to an adviser? - Call Royal Bank of Scotland on Freephone 0800 068 7706
Lines are open: 8am-8pm Monday to Friday and 9am-4pm Saturday and Sunday (Calls may be recorded)
Click here for a personalised mortgage quote from RBS »
Getting an agreement in principle
The process takes about 5 minutes and requires some personal information, including details of your income and financial commitments. Don't worry, the lender will not use those details for marketing purposes.
Getting an Agreement in Principle does not mean that you are committing to apply for a lender's mortgage. However, once you have one you'll be ready to proceed with the rest of your application online.
Please note you cannot apply for a Help to Buy, Right to Buy, shared equity, Offset or interest only mortgage online.