This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Mortgage Hotline - Call Us 0117 313 7780

What is your mortgage for?

 
Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 0.97%
Rate type: Discount Jul-2020
Monthly cost: £381.24 per month
Max LTV: 60%
Product fee: £1820.00
Overall cost for comparison: 4.4% APRC
Accord logo 0.97% Discount Jul-2020 4.4% APRC 60% £1820.00 £381.24 per month get quotes Call direct0117 313 7780 More details
Initial rate: 0.99%
Rate type: Discount Jul-2020
Monthly cost: £381.87 per month
Max LTV: 60%
Product fee: £2084.00
Overall cost for comparison: 4.3% APRC
Yorkshire Bank logo 0.99% Discount Jul-2020 4.3% APRC 60% £2084.00 £381.87 per month get quotes
Initial rate: 1.19%
Rate type: Discount Jul-2020
Monthly cost: £387.56 per month
Max LTV: 65%
Product fee: £615.00
Overall cost for comparison: 4.4% APRC
Accord logo 1.19% Discount Jul-2020 4.4% APRC 65% £615.00 £387.56 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.19%
Rate type: Tracker 2 years
Monthly cost: £389.46 per month
Max LTV: 60%
Product fee: £1084.00
Overall cost for comparison: 3.6% APRC
Nationwide BS logo 1.19% Tracker 2 years 3.6% APRC 60% £1084.00 £500 cashback £389.46 per month get quotes More details
Initial rate: 1.29%
Rate type: Tracker 2 years
Monthly cost: £394.05 per month
Max LTV: 60%
Product fee: £1066.00
Overall cost for comparison: 4.1% APRC
Skipton BS logo 1.29% Tracker 2 years 4.1% APRC 60% £1066.00 £394.05 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.32%
Rate type: Tracker 2 years
Monthly cost: £391.56 per month
Max LTV: 60%
Product fee: £71.00
Overall cost for comparison: 4.1% APRC
Skipton BS logo 1.32% Tracker 2 years 4.1% APRC 60% £71.00 £391.56 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.44%
Rate type: Tracker 2 years
Monthly cost: £401.10 per month
Max LTV: 75%
Product fee: £1066.00
Overall cost for comparison: 4.2% APRC
Skipton BS logo 1.44% Tracker 2 years 4.2% APRC 75% £1066.00 £401.10 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.44%
Rate type: Discount 5 years
Monthly cost: £397.12 per month
Max LTV: 50%
Product fee: £130.00
Overall cost for comparison: 3.8% APRC
The Hanley Economic BS logo 1.44% Discount 5 years 3.8% APRC 50% £130.00 £397.12 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.49%
Rate type: Discount 2 years
Monthly cost: £399.55 per month
Max LTV: 75%
Product fee: £304.00
Overall cost for comparison: 5% APRC
Leek United BS logo 1.49% Discount 2 years 5% APRC 75% £304.00 £399.55 per month get quotes Call direct0117 313 7780
Initial rate: 1.49%
Rate type: Discount Jul-2020
Monthly cost: £403.94 per month
Max LTV: 80%
Product fee: £1244.00
Overall cost for comparison: 5% APRC
Darlington BS logo 1.49% Discount Jul-2020 5% APRC 80% £1244.00 £403.94 per month get quotes Call direct0117 313 7780 More details
12345678910...

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Bad Credit Mortgage Calculator

Why Choose Fair Mortgages for a Mortgage

We work with lenders who are willing to provide mortgages to applicants with bad credit.  

We have an in-depth knowledge and vast experience in working in the financial services market. We can find the best mortgage to suit your needs.

Through our professional relationships with private banks, specialist lenders, family offices and wealth managers, we can secure mortgages with market leading rates and favourable terms for our clients.

Our Bad Credit Mortgage Broker Service

Our independent mortgage broker service offers:

  • Access to the whole market – we can compare most UK lenders who will deal with bad credit ratings.
  • Credit repair mortgages – we can source mortgages that will provide the money you need and help you rebuild your credit rating.
  • Finance within a short period of time – contact us today and we can secure the funding you need swiftly.
  • Financial solutions for raising additional funding on top of an existing mortgage – If you have an existing mortgage that does not cater for your needs, we can help.

Bad Credit Mortgage Calculator

Traditional lenders will not provide mortgages for individuals with bad credit. If you do have bad credit, it can be difficult to get a picture of the financial services available to you.

You may want to explore what mortgages you could secure with our Fair Mortgage calculator.

To use our mortgage calculator simply select the type of finance you require along with any further relevant information, and the calculator will be able to provide the best available financial products.

Next Steps

If you require a mortgage but have bad credit, you may wish to speak with one of our mortgage brokers. Call us today on 0117 313 7780 or fill in our contact request form for an advisor to get back to you.

house icon

Call our mortgage team on 0117 313 7780 or request a callback

For a FREE initial conversation about your mortgage options complete our short enquiry form.

request call back

Please confirm your details

Extra information

The optional information below will help us to contact you