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Mortgage & Equity Release - Call Us 0117 403 4474

What is your mortgage for?

 

0.87% APR 

  • Fixed for 26 months
  • 60% LTV - Interest only option
  • Overall cost for comparison 3.20%

Representative Example: 

Mortgage of £180,000 on property valued at £300,000 over term of 25 years.

Rate fixed for 26 months after which reverts to the RBS variable rate of 3.59%.

Call RBS on 0800 068 7706

0.97% APR

  • Fixed for 62 Months
  • 60% LTV - Interest Only
  • Overall cost for comparison 2.60%

Representative Example: 

Mortgage of £180,000 on property valued at £300,000 over term of 25 years.

Rate fixed for 62 months after which reverts to NatWest variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

3.15% APR 

  • Fixed for 26 months
  • 95% LTV - £500 CASHBACK Offer!
  • Overall cost for comparison 3.60%

Representative Example: 

Mortgage of £100,000 on property valued at £200,000. Term of 25 years.

Rate fixed for 26 months then reverts to variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 0.51%
Rate type: Discounted Variable 24 months
Monthly cost: £639.19 per month
Max LTV: 60%
Product fee: £0
Overall cost for comparison: 3.8% APRC
Progressive BS logo 0.51% Discounted Variable 24 months 3.8% APRC 60% £0 £639.19 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 0.78%
Rate type: Variable 28 months
Monthly cost: £660.59 per month
Max LTV: 65%
Product fee: £995
Overall cost for comparison: 3.7% APRC
Yorkshire Building Society logo 0.78% Variable 28 months 3.7% APRC 65% £995 £660.59 per month get quotes Call us0117 403 4474 More details
Initial rate: 0.79%
Rate type: Variable 24 months
Monthly cost: £661.40 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.2% APRC
Nationwide BS logo 0.79% Variable 24 months 3.2% APRC 60% £999 £661.40 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 0.79%
Rate type: Discounted Variable 24 months
Monthly cost: £661.40 per month
Max LTV: 75%
Product fee: £0
Overall cost for comparison: 3.8% APRC
Progressive BS logo 0.79% Discounted Variable 24 months 3.8% APRC 75% £0 £661.40 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 0.82%
Rate type: Variable 28 months
Monthly cost: £663.80 per month
Max LTV: 75%
Product fee: £1,495
Overall cost for comparison: 3.2% APRC
NatWest Int Sols logo 0.82% Variable 28 months 3.2% APRC 75% £1,495 £250 cashback £663.80 per month get quotes Call us0117 403 4474 Broker Only Deal
Initial rate: 0.83%
Rate type: Discounted Variable 24 months
Monthly cost: £664.61 per month
Max LTV: 60%
Product fee: £1,999
Overall cost for comparison: 3.7% APRC
Cumberland BS logo 0.83% Discounted Variable 24 months 3.7% APRC 60% £1,999 £664.61 per month get quotes Call us0117 403 4474
Initial rate: 0.83%
Rate type: Discounted Variable 24 months
Monthly cost: £664.61 per month
Max LTV: 60%
Product fee: £1,999
Overall cost for comparison: 3.7% APRC
Cumberland BS logo 0.83% Discounted Variable 24 months 3.7% APRC 60% £1,999 £664.61 per month get quotes Call us0117 403 4474
Initial rate: 0.84%
Rate type: Fixed 26 months
Monthly cost: £665.41 per month
Max LTV: 60%
Product fee: £749
Overall cost for comparison: 3.0% APRC
Santander logo 0.84% Fixed 26 months 3.0% APRC 60% £749 £665.41 per month get quotes Call us0117 403 4474 More details
Initial rate: 0.84%
Rate type: Fixed 26 months
Monthly cost: £665.41 per month
Max LTV: 60%
Product fee: £749
Overall cost for comparison: 3.0% APRC
Santander logo 0.84% Fixed 26 months 3.0% APRC 60% £749 £665.41 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 0.84%
Rate type: Fixed 28 months
Monthly cost: £665.41 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
TSB logo 0.84% Fixed 28 months 3.2% APRC 60% £995 £665.41 per month get quotes Call us0117 403 4474 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Direct lenders, no brokers

Finding loans direct from lenders

When looking for a loan, you normally have two options: you either contact a loan broker to help you find the best deal, or contact lenders directly to see what deals they are willing to offer you.

By going direct to lenders, you avoid paying broker fees and retain complete control over the process. However, contacting lenders by yourself can be time-consuming and confusing, which is why many prefer to use a loan broker.

What does a loan broker do?

It is a loan broker’s job to know the loans market back-to-front, meaning they know all the top lenders and the different types of loans, lending criteria and interest rates they offer. That way, when a client contacts them looking for a loan, they can quickly identify the best deal for them.

This saves time and makes it easier for borrowers to find a good deal, but there are also other advantages. Brokers normally have access to specialist and private lenders, so they may be able to offer solutions that you would not be able to access yourself.

They also understand all the aspects of loans and the application process, so they can help you avoid any hidden pitfalls which could end up costing you extra time or money.

Ultimately, the decision whether to use a broker or not is up to you and depends upon your priorities.

Compare deals from direct lenders, no brokers

While you may want to avoid using a loan broker, it is still a good idea to compare loan deals from as many different lenders as possible. That way you can find the money you need at the best possible rate, so you end up paying the least you can in interest.

Our free loan calculator lets you choose the amount you want to borrow, how long for and why, then shows you the best deals from all the leading lenders. You can then contact lenders directly to discuss the loan you are interested in, allowing you the chance to get a great deal.

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