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Mortgage & Equity Release - Call Us 0117 403 4474

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Hinckley and Rugby Building Society Mortgages

See below for a selection of Hinckley & Rugby deals or use our independent mortgage advice service to compare the whole market.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 5.29%
Rate type: 5 year fixed
Monthly cost: £998.43 per month
Product fee: £199
Overall cost for comparison: 7.2% APRC
Hinckley and Rugby Building Society logo 5.29% 5 year fixed 7.2% APRC £199 £998.43 per month get quotes Broker Only Deal
Initial rate: 5.55%
Rate type: 5 year fixed
Monthly cost: £1027.67 per month
Product fee: £199
Overall cost for comparison: 7.3% APRC
Hinckley and Rugby Building Society logo 5.55% 5 year fixed 7.3% APRC £199 £1027.67 per month get quotes Broker Only Deal
Initial rate: 5.59%
Rate type: 5 year fixed
Monthly cost: £1032.21 per month
Product fee: £199
Overall cost for comparison: 7.3% APRC
Hinckley and Rugby Building Society logo 5.59% 5 year fixed 7.3% APRC £199 £1032.21 per month get quotes Broker Only Deal
Initial rate: 5.69%
Rate type: 5 year fixed
Monthly cost: £1043.58 per month
Product fee: £199
Overall cost for comparison: 7.4% APRC
Hinckley and Rugby Building Society logo 5.69% 5 year fixed 7.4% APRC £199 £1043.58 per month get quotes Broker Only Deal
Initial rate: 5.79%
Rate type: 5 year fixed
Monthly cost: £1055.01 per month
Product fee: £199
Overall cost for comparison: 7.4% APRC
Hinckley and Rugby Building Society logo 5.79% 5 year fixed 7.4% APRC £199 £1055.01 per month get quotes Broker Only Deal
Initial rate: 5.85%
Rate type: 5 year fixed
Monthly cost: £1061.89 per month
Product fee: £199
Overall cost for comparison: 7.4% APRC
Hinckley and Rugby Building Society logo 5.85% 5 year fixed 7.4% APRC £199 £1061.89 per month get quotes Broker Only Deal
Initial rate: 5.89%
Rate type: 5 year fixed
Monthly cost: £1066.49 per month
Product fee: £199
Overall cost for comparison: 7.4% APRC
Hinckley and Rugby Building Society logo 5.89% 5 year fixed 7.4% APRC £199 £1066.49 per month get quotes Broker Only Deal
Initial rate: 6.25%
Rate type: 2 year fixed
Monthly cost: £1108.29 per month
Product fee: £199
Overall cost for comparison: 8% APRC
Hinckley and Rugby Building Society logo 6.25% 2 year fixed 8% APRC £199 £1108.29 per month get quotes Broker Only Deal
Initial rate: 6.29%
Rate type: 2 year fixed
Monthly cost: £1112.98 per month
Product fee: £199
Overall cost for comparison: 8% APRC
Hinckley and Rugby Building Society logo 6.29% 2 year fixed 8% APRC £199 £1112.98 per month get quotes Broker Only Deal
Initial rate: 6.39%
Rate type: 5 year fixed
Monthly cost: £1124.73 per month
Product fee: £199
Overall cost for comparison: 7.7% APRC
Hinckley and Rugby Building Society logo 6.39% 5 year fixed 7.7% APRC £199 £1124.73 per month get quotes Broker Only Deal
12

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Hinckley and Rugby Building Society Mortgages

Hinckley and Rugby Building Society offers a range of mortgage deals to suit everyone, with a range of flexible features including:

  • Mortgage interest calculated on a daily basis – when you make a payment, the amount on which interest is calculated is immediate reduced

  • Make overpayments at any time

  • The option to take a payment holiday lasting up to three consecutive months

You can compare the mortgages offered by Hinckley and Rugby Building Society with over 5,000 of the latest mortgage deals using our FREE comparison service.  

Latest Mortgage deals from Hinckley and Rugby Building Society

Some of the mortgage options available from Hinckley and Rugby Building Society include:

  • Standard variable rate mortgages - these mortgages follow the Hinckley & Rugby standard variable rate (SVR)

  • Discount mortgages – these mortgages offer you a discount off the Hinckley and Rugby SVR for a set period

  • Tracker mortgages – with this type of mortgage, your repayments will be directly linked to the movements of the Bank of England base rate. Tracker mortgages are available over a fixed period or over the life of the mortgage.

  • Offset mortgages – with this type of mortgage, you offset the amount held in your savings against your mortgage, which means that over the term of the mortgage you’ll only be charged interest on the difference. This can mean lower monthly repayments as well as paying off your mortgage more quickly.

  • Buy to let mortgages – Hinckley & Rugby buy to let mortgages are designed for both new and experienced landlords and are offered at up to 65% loan to value (LTV)

  • New build mortgages – these mortgages are designed for people buying a brand new property and are available at up to 90% LTV

  • Self build mortgages – Hinckley and Rugby offer specialist mortgages for people who want to build their own home.

About Hinckley and Rugby Building Society

Hinckley & Rugby Building Society can trace its origins back to two local building societies – the Hinckley Permanent Building Society, which was founded in 1865, and Rugby Provident Building Society, founded in 1861.

In 1983 the two societies merged to become Hinckley & Rugby Building Society, which is now one of the UK’s top 20 building societies and offers mortgages throughout England and Wales.

To compare Hinckley and Rugby Building Society mortgage deals with other leading mortgage rates and find the best deals for you, use the mortgage calculator to search over 5,000 mortgage offers based on your personal circumstances.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Fair Mortgages Limited is an appointed representative of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.