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Mortgage & Equity Release - Call Us 0117 403 4474

What is your mortgage for?

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0.94% APR 

  • Fixed for 28 months
  • 60% LTV - Interest only option
  • Overall cost for comparison 3.20%

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 2 years after which reverts to NatWest variable rate of 3.59%.

Call RBS on 0800 068 7706

1.13% APR

  • Fixed for 64 Months
  • 60% LTV - Interest Only
  • Overall cost for comparison 2.70%

Representative Example: 

Mortgage of £180,000 on property valued at £300,000 over term of 25 years.

Rate fixed for 5 years after which reverts to NatWest variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

3.64% APR 

  • Fixed for 26 months
  • 95% LTV - £500 CASHBACK Offer!
  • Overall cost for comparison 3.30%

Representative Example: 

Mortgage of £100,000 on property valued at £200,000. Term of 25 years.

Rate fixed for 26 months then reverts to variable rate of 4.34%.

Call Virgin Money FREE on 0330 057 1528

Hinckley and Rugby Building Society Mortgages

UK Mortgage rates are at all time lows!

See below for a selection of Hinckley & Rugby deals or use our independent mortgage advice service to compare the whole market.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 0.99%
Rate type: Discounted Variable 24 months
Monthly cost: £578.12 per month
Max LTV: 65%
Product fee: £699
Overall cost for comparison: 4.9% APRC
Hinckley & Rugby BS logo 0.99% Discounted Variable 24 months 4.9% APRC 65% £699 £578.12 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 1.25%
Rate type: Fixed 24 months
Monthly cost: £599.85 per month
Max LTV: 65%
Product fee: £125
Overall cost for comparison: 4.9% APRC
Hinckley & Rugby BS logo 1.25% Fixed 24 months 4.9% APRC 65% £125 £599.85 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 1.60%
Rate type: Discounted Variable 24 months
Monthly cost: £629.89 per month
Max LTV: 80%
Product fee: £199
Overall cost for comparison: 5.0% APRC
Hinckley & Rugby BS logo 1.60% Discounted Variable 24 months 5.0% APRC 80% £199 £629.89 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 1.75%
Rate type: Discounted Variable 24 months
Monthly cost: £643.04 per month
Max LTV: 85%
Product fee: £699
Overall cost for comparison: 5.0% APRC
Hinckley & Rugby BS logo 1.75% Discounted Variable 24 months 5.0% APRC 85% £699 £643.04 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 1.95%
Rate type: Fixed 24 months
Monthly cost: £660.82 per month
Max LTV: 85%
Product fee: £199
Overall cost for comparison: 5.0% APRC
Hinckley & Rugby BS logo 1.95% Fixed 24 months 5.0% APRC 85% £199 £660.82 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 1.99%
Rate type: Discounted Variable 24 months
Monthly cost: £664.42 per month
Max LTV: 80%
Product fee: £999
Overall cost for comparison: 5.1% APRC
Hinckley & Rugby BS logo 1.99% Discounted Variable 24 months 5.1% APRC 80% £999 £664.42 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 2.10%
Rate type: Discounted Variable 24 months
Monthly cost: £674.35 per month
Max LTV: 90%
Product fee: £999
Overall cost for comparison: 5.1% APRC
Hinckley & Rugby BS logo 2.10% Discounted Variable 24 months 5.1% APRC 90% £999 £674.35 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 2.29%
Rate type: Fixed 60 months
Monthly cost: £691.72 per month
Max LTV: 85%
Product fee: £699
Overall cost for comparison: 4.7% APRC
Hinckley & Rugby BS logo 2.29% Fixed 60 months 4.7% APRC 85% £699 £691.72 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 2.30%
Rate type: Fixed 24 months
Monthly cost: £692.64 per month
Max LTV: 90%
Product fee: £199
Overall cost for comparison: 5.1% APRC
Hinckley & Rugby BS logo 2.30% Fixed 24 months 5.1% APRC 90% £199 £692.64 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 2.84%
Rate type: Discounted Variable
Monthly cost: £743.44 per month
Max LTV: 80%
Product fee: £999
Overall cost for comparison: 2.9% APRC
Hinckley & Rugby BS logo 2.84% Discounted Variable 2.9% APRC 80% £999 £743.44 per month get quotes Call us0117 403 4474 More details Broker Only Deal
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Hinckley and Rugby Building Society Mortgages

Hinckley and Rugby Building Society offers a range of mortgage deals to suit everyone, with a range of flexible features including:

  • Mortgage interest calculated on a daily basis – when you make a payment, the amount on which interest is calculated is immediate reduced
  • Make overpayments at any time
  • The option to take a payment holiday lasting up to three consecutive months

You can compare the mortgages offered by Hinckley and Rugby Building Society with over 5,000 of the latest mortgage deals using our FREE comparison service.  

Latest Mortgage deals from Hinckley and Rugby Building Society

Some of the mortgage options available from Hinckley and Rugby Building Society include:

  • Standard variable rate mortgages - these mortgages follow the Hinckley & Rugby standard variable rate (SVR)
  • Discount mortgages – these mortgages offer you a discount off the Hinckley and Rugby SVR for a set period
  • Tracker mortgages – with this type of mortgage, your repayments will be directly linked to the movements of the Bank of England base rate. Tracker mortgages are available over a fixed period or over the life of the mortgage.
  • Offset mortgages – with this type of mortgage, you offset the amount held in your savings against your mortgage, which means that over the term of the mortgage you’ll only be charged interest on the difference. This can mean lower monthly repayments as well as paying off your mortgage more quickly.
  • Buy to let mortgages – Hinckley & Rugby buy to let mortgages are designed for both new and experienced landlords and are offered at up to 65% loan to value (LTV)
  • New build mortgages – these mortgages are designed for people buying a brand new property and are available at up to 90% LTV
  • Self build mortgages – Hinckley and Rugby offer specialist mortgages for people who want to build their own home.

About Hinckley and Rugby Building Society

Hinckley & Rugby Building Society can trace its origins back to two local building societies – the Hinckley Permanent Building Society, which was founded in 1865, and Rugby Provident Building Society, founded in 1861.

In 1983 the two societies merged to become Hinckley & Rugby Building Society, which is now one of the UK’s top 20 building societies and offers mortgages throughout England and Wales.

To compare Hinckley and Rugby Building Society mortgage deals with other leading mortgage rates and find the best deals for you, use the mortgage calculator to search over 5,000 mortgage offers based on your personal circumstances.

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