This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Mortgage & Equity Release - Call Us 0117 403 4474

or Book Appointment

What is your mortgage for?

 

HSBC Mortgage Application

Take the first step in applying for an HSBC Mortgage

An Agreement in Principle from HSBC is the first step to getting a mortgage. It gives an indication of whether HSBC will lend you the amount you need to borrow.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 4.48%
Rate type: 5 year fixed
Monthly cost: £909.9 per month
Product fee: £999
Overall cost for comparison: 6.2% APRC
HSBC logo 4.48% 5 year fixed 6.2% APRC £999 £500 cashback £909.9 per month get quotes Broker Only Deal
Initial rate: 4.56%
Rate type: 5 year fixed
Monthly cost: £918.46 per month
Product fee: £999
Overall cost for comparison: 6.3% APRC
HSBC logo 4.56% 5 year fixed 6.3% APRC £999 £500 cashback £918.46 per month get quotes Broker Only Deal
Initial rate: 4.70%
Rate type: 5 year fixed
Monthly cost: £933.55 per month
Product fee: £0
Overall cost for comparison: 6.3% APRC
HSBC logo 4.70% 5 year fixed 6.3% APRC £0 £500 cashback £933.55 per month get quotes Broker Only Deal
Initial rate: 4.73%
Rate type: 3 year fixed
Monthly cost: £936.8 per month
Product fee: £999
Overall cost for comparison: 6.6% APRC
HSBC logo 4.73% 3 year fixed 6.6% APRC £999 £500 cashback £936.8 per month get quotes Broker Only Deal
Initial rate: 4.76%
Rate type: 5 year fixed
Monthly cost: £940.05 per month
Product fee: £999
Overall cost for comparison: 6.3% APRC
HSBC logo 4.76% 5 year fixed 6.3% APRC £999 £350 cashback £940.05 per month get quotes Broker Only Deal
Initial rate: 4.77%
Rate type: 5 year fixed
Monthly cost: £941.14 per month
Product fee: £0
Overall cost for comparison: 6.3% APRC
HSBC logo 4.77% 5 year fixed 6.3% APRC £0 £500 cashback £941.14 per month get quotes Broker Only Deal
Initial rate: 4.83%
Rate type: 3 year fixed
Monthly cost: £947.66 per month
Product fee: £999
Overall cost for comparison: 6.7% APRC
HSBC logo 4.83% 3 year fixed 6.7% APRC £999 £500 cashback £947.66 per month get quotes Broker Only Deal
Initial rate: 4.86%
Rate type: 2 year fixed
Monthly cost: £950.94 per month
Product fee: £999
Overall cost for comparison: 6.9% APRC
HSBC logo 4.86% 2 year fixed 6.9% APRC £999 £500 cashback £950.94 per month get quotes Broker Only Deal
Initial rate: 4.93%
Rate type: 5 year fixed
Monthly cost: £958.59 per month
Product fee: £999
Overall cost for comparison: 6.4% APRC
HSBC logo 4.93% 5 year fixed 6.4% APRC £999 £350 cashback £958.59 per month get quotes Broker Only Deal
Initial rate: 4.94%
Rate type: 5 year fixed
Monthly cost: £959.69 per month
Product fee: £999
Overall cost for comparison: 6.4% APRC
HSBC logo 4.94% 5 year fixed 6.4% APRC £999 £959.69 per month get quotes Broker Only Deal
12345

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

HSBC Mortgage Application

How Does It Work

  • Speak to an independent mortgage adviser to get a decision in principle from HSBC
  • No impact on your credit score
  • No obligation to take out a mortgage

Prefer to speak to an adviser? Call us

Lines are open: 8.30am-6pm Monday to Friday.

Track Your HSBC Mortgage Application

Get a personalised mortgage decision quote

house icon

Request Call Back

For a FREE initial conversation about your mortgage options complete our short enquiry form.

request call back

Please confirm your details

Extra information

The optional information below will help us to contact you

Our Services