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Mortgage & Equity Release - Call Us 0117 403 4474

2.49% 5 Year Fixed

  • 10% Deposit
  • Up to 5.5x Income (Based on a minimum joint income of £50k)
  • Overall cost for comparison 3.20%

Representative Example: Mortgage of £180,000 on property valued at £200,000 over term of 25 years. Rate fixed for 24 months after which it reverts to lender's variable rate of 3.59%.

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1.14% 2 Year Fixed

  • Overall cost for comparison 3.20% APRC

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 26 months after which reverts to HSBC variable rate of 3.54%.

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HSBC Mortgage Application

Take the first step in applying for an HSBC Mortgage

An Agreement in Principle from HSBC is the first step to getting a mortgage. It gives an indication of whether HSBC will lend you the amount you need to borrow.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.14%
Rate type: Variable 24 months
Monthly cost: £590.60 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.3% APRC
HSBC logo 1.14% Variable 24 months 3.3% APRC 60% £999 £590.60 per month get quotes
Initial rate: 1.34%
Rate type: Fixed 27 months
Monthly cost: £607.49 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.3% APRC
HSBC logo 1.34% Fixed 27 months 3.3% APRC 60% £999 £607.49 per month get quotes
Initial rate: 1.39%
Rate type: Fixed 27 months
Monthly cost: £611.76 per month
Max LTV: 70%
Product fee: £999
Overall cost for comparison: 3.3% APRC
HSBC logo 1.39% Fixed 27 months 3.3% APRC 70% £999 £611.76 per month get quotes
Initial rate: 1.39%
Rate type: Fixed 27 months
Monthly cost: £611.76 per month
Max LTV: 75%
Product fee: £999
Overall cost for comparison: 3.3% APRC
HSBC logo 1.39% Fixed 27 months 3.3% APRC 75% £999 £611.76 per month get quotes
Initial rate: 1.51%
Rate type: Fixed 63 months
Monthly cost: £622.08 per month
Max LTV: 60%
Product fee: £1,499
Overall cost for comparison: 2.9% APRC
HSBC logo 1.51% Fixed 63 months 2.9% APRC 60% £1,499 £622.08 per month get quotes
Initial rate: 1.54%
Rate type: Fixed 63 months
Monthly cost: £624.68 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 2.9% APRC
HSBC logo 1.54% Fixed 63 months 2.9% APRC 60% £999 £624.68 per month get quotes
Initial rate: 1.54%
Rate type: Fixed 39 months
Monthly cost: £624.68 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.2% APRC
HSBC logo 1.54% Fixed 39 months 3.2% APRC 60% £999 £624.68 per month get quotes
Initial rate: 1.54%
Rate type: Fixed 27 months
Monthly cost: £624.68 per month
Max LTV: 80%
Product fee: £999
Overall cost for comparison: 3.3% APRC
HSBC logo 1.54% Fixed 27 months 3.3% APRC 80% £999 £624.68 per month get quotes
Initial rate: 1.56%
Rate type: Fixed 63 months
Monthly cost: £626.41 per month
Max LTV: 70%
Product fee: £1,499
Overall cost for comparison: 3.0% APRC
HSBC logo 1.56% Fixed 63 months 3.0% APRC 70% £1,499 £626.41 per month get quotes
Initial rate: 1.56%
Rate type: Fixed 63 months
Monthly cost: £626.41 per month
Max LTV: 75%
Product fee: £1,499
Overall cost for comparison: 3.0% APRC
HSBC logo 1.56% Fixed 63 months 3.0% APRC 75% £1,499 £626.41 per month get quotes
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

HSBC Mortgage Application

How Does It Work

  • Speak to an independent mortgage adviser to get a decision in principle from HSBC
  • No impact on your credit score
  • No obligation to take out a mortgage

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Lines are open: 8.30am-6pm Monday to Friday.

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Our Services

Bridging Loan To Buy House

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Second Mortgage

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Fair Mortgages Limited is an appointed representative of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.