This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Mortgage & Equity Release - Call Us 0117 403 4474

or Book Appointment

What is your mortgage for?

 

Ipswich Building Society Mortgages

See the tables below for a selection of leading deals or use our independent mortgage advice service to compare the market.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 4.19%
Rate type: 5 year fixed
Monthly cost: £969.09 per month
Product fee: £995
Overall cost for comparison: 6.6% APRC
NatWest logo 4.19% 5 year fixed 6.6% APRC £995 £969.09 per month get quotes
Initial rate: 4.22%
Rate type: 5 year fixed
Monthly cost: £972.11 per month
Product fee: £0
Overall cost for comparison: 6.2% APRC
Santander logo 4.22% 5 year fixed 6.2% APRC £0 £972.11 per month get quotes Broker Only Deal
Initial rate: 4.24%
Rate type: 5 year fixed
Monthly cost: £974.12 per month
Product fee: £999
Overall cost for comparison: 6.6% APRC
Nationwide Building Society logo 4.24% 5 year fixed 6.6% APRC £999 £974.12 per month get quotes Broker Only Deal
Initial rate: 4.24%
Rate type: 5 year fixed
Monthly cost: £974.12 per month
Product fee: £995
Overall cost for comparison: 6.7% APRC
NatWest logo 4.24% 5 year fixed 6.7% APRC £995 £974.12 per month get quotes
Initial rate: 4.29%
Rate type: 5 year fixed
Monthly cost: £979.16 per month
Product fee: £999
Overall cost for comparison: 6.6% APRC
Nationwide Building Society logo 4.29% 5 year fixed 6.6% APRC £999 £979.16 per month get quotes Broker Only Deal
Initial rate: 4.31%
Rate type: 5 year fixed
Monthly cost: £981.19 per month
Product fee: £999
Overall cost for comparison: 7% APRC
Halifax 4.31% 5 year fixed 7% APRC £999 £250 cashback £981.19 per month get quotes
Initial rate: 4.31%
Rate type: 5 year fixed
Monthly cost: £981.19 per month
Product fee: £999
Overall cost for comparison: 7% APRC
Halifax 4.31% 5 year fixed 7% APRC £999 £250 cashback £981.19 per month get quotes Broker Only Deal
Initial rate: 4.36%
Rate type: 5 year fixed
Monthly cost: £986.25 per month
Product fee: £999
Overall cost for comparison: 7% APRC
Halifax 4.36% 5 year fixed 7% APRC £999 £250 cashback £986.25 per month get quotes Broker Only Deal
Initial rate: 4.37%
Rate type: 5 year fixed
Monthly cost: £987.26 per month
Product fee: £995
Overall cost for comparison: 6.7% APRC
NatWest logo 4.37% 5 year fixed 6.7% APRC £995 £987.26 per month get quotes
Initial rate: 4.39%
Rate type: 5 year fixed
Monthly cost: £989.29 per month
Product fee: £999
Overall cost for comparison: 6.7% APRC
Nationwide Building Society logo 4.39% 5 year fixed 6.7% APRC £999 £989.29 per month get quotes Broker Only Deal
12345678910...

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Ipswich Building Society Mortgages

Ipswich Building Society offers a wide selection of mortgages, with something to suit first time buyers, home movers and landlords.

You can compare Ipswich Building Society mortgage deals with over 5,000 of the latest mortgage deals on the market using our FREE online mortgage calculator.  

Latest mortgage deals from Ipswich Building Society

Some of the mortgage options available from Ipswich Building Society include:

  • Fixed rate mortgages – these mortgages offer fixed mortgage payments for a specified period of time.

  • Standard variable rate (SVR) mortgages – these mortgages track the Ipswich Building Society standard variable interest rate for the term of the mortgage.

  • Base rate tracker mortgages – these mortgages follow the Bank of England base rate, so your payments each month will go up or down depending on the movement of the base rate.

  • Buy to let mortgages – these mortgages are suitable for both people who are purchasing their first rental property, and established landlords looking to enhance their portfolio.

  • Remortgages – replacing your existing mortgage with a different mortgage deal could secure you a lower rate of interest.

  • Equity release mortgages – these lifetime mortgages could help you unlock the equity in your home without having to downsize from your current property.

  • Shared ownership mortgages – These mortgages are designed to help first time buyers who are unable to save up a substantial deposit to buy their first home. Ipswich Building Society offers a range of shared ownership mortgages for people in the East of England, in partnership with local housing associations.

About Ipswich Building Society

The Ipswich Building Society was founded in 1849 in Ipswich and today has a network of branches across Suffolk, providing a wide range of mortgages as an independent, mutual building society.

To compare Ipswich Building Society mortgage deals with other leading mortgage rates and find the best deals for you, use the mortgage calculator to search over 5,000 mortgage offers based on your personal circumstances.

Our Mortgage Service

Special features of what we offer include:

  • Get the best mortgage deals in the UK

  • Whole of market service - Compare lenders including Ipswich

  • Access to leading market mortgage rates

  • Access to exclusive loan deals not available on high street

  • Fast turnaround - speak to us today if you need to move quickly

  • We have lenders who will take into account previous defaults and missed payments 

  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions

To investigate your mortgage options call our mortgage team on 0117 403 4474 or fill in our call back form.

house icon

Call 0117 403 4474 or Request Callback

For a FREE initial conversation about your mortgage options complete our short enquiry form.

request call back

Please confirm your details

Extra information

The optional information below will help us to contact you

Our Services