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Mortgage & Equity Release - Call Us 0117 403 4474

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What is your mortgage for?

 

4.83% 5 Year Fixed

  • 65% LTV
  • Overall cost for comparison 5.9% APRC
  • £500 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 60 months after which reverts to lender variable rate of 6.49%.

Book appointment with us »

4.89% 10 Year Fixed

  • 75% LTV
  • Overall cost for comparison 5.5% APRC
  • £1000 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 10 years after which reverts to lender variable rate of 6.24%.

Book appointment with us »

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 3.99%
Rate type: 5 year fixed
Monthly cost: £949.11 per month
Product fee: £999
Overall cost for comparison: 5.9% APRC
HSBC logo 3.99% 5 year fixed 5.9% APRC £999 £949.11 per month get quotes Broker Only Deal
Initial rate: 4.08%
Rate type: 5 year fixed
Monthly cost: £958.08 per month
Product fee: £699
Overall cost for comparison: 6.9% APRC
Barclays logo 4.08% 5 year fixed 6.9% APRC £699 £958.08 per month get quotes Broker Only Deal
Initial rate: 4.09%
Rate type: 5 year fixed
Monthly cost: £959.07 per month
Product fee: £999
Overall cost for comparison: 6.5% APRC
Nationwide Building Society logo 4.09% 5 year fixed 6.5% APRC £999 £959.07 per month get quotes Broker Only Deal
Initial rate: 4.09%
Rate type: 5 year fixed
Monthly cost: £959.07 per month
Product fee: £899
Overall cost for comparison: 6.9% APRC
Barclays logo 4.09% 5 year fixed 6.9% APRC £899 £959.07 per month get quotes Broker Only Deal
Initial rate: 4.09%
Rate type: 5 year fixed
Monthly cost: £959.07 per month
Product fee: £995
Overall cost for comparison: 6.8% APRC
Scottish Building Society logo 4.09% 5 year fixed 6.8% APRC £995 £959.07 per month get quotes Broker Only Deal
Initial rate: 4.14%
Rate type: 5 year fixed
Monthly cost: £964.08 per month
Product fee: £0
Overall cost for comparison: 5.9% APRC
HSBC logo 4.14% 5 year fixed 5.9% APRC £0 £964.08 per month get quotes Broker Only Deal
Initial rate: 4.14%
Rate type: 5 year fixed
Monthly cost: £964.08 per month
Product fee: £999
Overall cost for comparison: 6.6% APRC
Nationwide Building Society logo 4.14% 5 year fixed 6.6% APRC £999 £964.08 per month get quotes Broker Only Deal
Initial rate: 4.14%
Rate type: 5 year fixed
Monthly cost: £964.08 per month
Product fee: £995
Overall cost for comparison: 6.6% APRC
NatWest logo 4.14% 5 year fixed 6.6% APRC £995 £964.08 per month get quotes
Initial rate: 4.17%
Rate type: 5 year fixed
Monthly cost: £967.08 per month
Product fee: £0
Overall cost for comparison: 6.2% APRC
Santander logo 4.17% 5 year fixed 6.2% APRC £0 £967.08 per month get quotes Broker Only Deal
Initial rate: 4.18%
Rate type: 5 year fixed
Monthly cost: £968.09 per month
Product fee: £999
Overall cost for comparison: 6.9% APRC
Halifax 4.18% 5 year fixed 6.9% APRC £999 £250 cashback £968.09 per month get quotes
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Mortgage repayments on £400,000

Find the best mortgage repayment rates on £400k

How do you get the best possible deal on your mortgage? The answer is that you need to be willing to shop around.

Whether you are getting a new mortgage or looking to remortgage, getting the best repayment rates you can will make your monthly payments much more affordable and can significantly reduce the overall amount you repay.

The monthly mortgage repayments on £400k will include the interest on the loan and may include a portion of the overall capital, depending on whether you have a capital and interest or interest-only mortgage.

Most mortgage companies now take affordability into consideration when deciding how much they can lend to you. This means choosing a mortgage with realistic monthly repayments for your budget can make it more likely you will be approved.

Remortgaging can allow you to significantly reduce your monthly repayments if you do this at the right time, so it is worth speaking to a mortgage broker if you think you are paying too much on your current mortgage.

Try our free mortgage repayment calculator

Monthly mortgage repayments on £400,000 will vary considerably depending on which lender you choose to go with. Knowing which offers the best deal for you can be hard and involve a lot of time consuming research.

Our free mortgage calculator at the top of the page offers a fast, simple way to compare interest rates and monthly repayments on mortgages of £400k or any other amount. It allows you to see the current best deals from all the leading lenders in one easy to digest list.

To use the mortgage calculator, just head to the top of page and entre some basic information, including how much you need to borrow and how long for. The calculator will then show you the best matching deals that we have selected from across the market. 

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