Our Mortgage Adviser Service
Special features of what we offer include:
- Friendly telephone service from our expert mortgage advisers
- Whole of market service - we work with most UK lenders
- Access to leading market mortgage rates
- Access to exclusive mortgage deals not available on the high street
- Quick turnaround - speak to us today if you need to move quickly
- We have lenders who will take into account previous defaults and missed payments
- Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions
"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support.
Call us on 0117 403 4474
As your mortgage is such an important transaction, good advice is imperative.
Why Choose Us?
The term ‘Mortgage Specialist’ could refer to an independent mortgage adviser, who is a specialist in mortgages who can offer their clients advice as well as search across different providers to look at a range of mortgage products to suit their needs.
Potential advantages of using an independent mortgage adviser
In addition to being able to offer advice to their clients and compare mortgages for them from a range of different lenders, certain mortgages from some lenders are only available via an intermediary.
In-house mortgage advisers, offered by mainstream lenders such as large banks and building societies will only be able to advise a client on their suitability for products offered by that lender, which may not be the best product out there. Independent advisers who offer‘whole-of-market’ services can recommend mortgages from a wide selection of lenders, which may make it more likely you find the best product available. However, there are some mortgages that are only available by going to a lender directly which a whole-of-market adviser could not advise a client about.
Another advantage of using a regulated adviser is that they have to recommend a mortgage that is suitable for their client’s finances and be able to justify this. This provides a higher level of protection to the borrower than if they took no advice and opted for an execution-only mortgage, in cases where once the loan had been taken out it was found to be unaffordable.
Fair Mortgages offer an independent, whole of market, mortgage advisory service. Fair Mortgage’s expert advisers can search over 5,000 mortgages from more than 70 different lenders to try and find the products that best suit a client’s needs.
With offices in both England and Scotland we can offer advice via telephone and email or face to face at our offices, depending on your preference.
To find out if Fair Mortgages could help you, you can fill in the online contact form to request a call back who can offer a free initial consultation. Alternatively you can call directly on: 0117 403 4474
You may also find it helpful to use our free mortgage comparison tool on this website. You just need to enter any relevant financial details and select the type of mortgage you are interested in; the tool will then be able to filter a selection of mortgages based upon your choices.