This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Mortgage & Equity Release - Call Us 0117 403 4474

What is your mortgage for?

use mortgage calculator
 

0.92% APR 

  • Fixed for 28 months
  • 60% LTV - Interest only option
  • Overall cost for comparison 3.20%

Representative Example: 

Mortgage of £180,000 on property valued at £300,000 over term of 25 years.

Rate fixed for 28 months after which reverts to the RBS variable rate of 3.59%.

Call RBS on 0800 068 7706

1.03% APR

  • Fixed for 64 Months
  • 60% LTV - Interest Only
  • Overall cost for comparison 2.60%

Representative Example: 

Mortgage of £180,000 on property valued at £300,000 over term of 25 years.

Rate fixed for 64 months after which reverts to NatWest variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

3.64% APR 

  • Fixed for 26 months
  • 95% LTV - £500 CASHBACK Offer!
  • Overall cost for comparison 3.30%

Representative Example: 

Mortgage of £100,000 on property valued at £200,000. Term of 25 years.

Rate fixed for 26 months then reverts to variable rate of 4.34%.

Call Virgin Money FREE on 0330 057 1528

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.19%
Rate type: Fixed 25 months
Monthly cost: £693.96 per month
Max LTV: 65%
Product fee: £3,600
Overall cost for comparison: 4.4% APRC
The Mortgage Works logo 1.19% Fixed 25 months 4.4% APRC 65% £3,600 £693.96 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 1.19%
Rate type: Fixed 25 months
Monthly cost: £693.96 per month
Max LTV: 65%
Product fee: £3,600
Overall cost for comparison: 4.4% APRC
The Mortgage Works logo 1.19% Fixed 25 months 4.4% APRC 65% £3,600 £693.96 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 1.23%
Rate type: Fixed 27 months
Monthly cost: £697.28 per month
Max LTV: 60%
Product fee: £1,795
Overall cost for comparison: 4.1% APRC
Barclays Mortgage logo 1.23% Fixed 27 months 4.1% APRC 60% £1,795 £697.28 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 1.24%
Rate type: Fixed 25 months
Monthly cost: £698.10 per month
Max LTV: 65%
Product fee: £3,600
Overall cost for comparison: 4.4% APRC
The Mortgage Works logo 1.24% Fixed 25 months 4.4% APRC 65% £3,600 £250 cashback £698.10 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 1.24%
Rate type: Fixed 25 months
Monthly cost: £698.10 per month
Max LTV: 65%
Product fee: £3,600
Overall cost for comparison: 4.4% APRC
The Mortgage Works logo 1.24% Fixed 25 months 4.4% APRC 65% £3,600 £250 cashback £698.10 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 1.24%
Rate type: Fixed 25 months
Monthly cost: £698.10 per month
Max LTV: 65%
Product fee: £3,600
Overall cost for comparison: 4.4% APRC
The Mortgage Works logo 1.24% Fixed 25 months 4.4% APRC 65% £3,600 £698.10 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 1.24%
Rate type: Fixed 25 months
Monthly cost: £698.10 per month
Max LTV: 65%
Product fee: £3,600
Overall cost for comparison: 4.4% APRC
The Mortgage Works logo 1.24% Fixed 25 months 4.4% APRC 65% £3,600 £698.10 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 1.25%
Rate type: Fixed 26 months
Monthly cost: £698.93 per month
Max LTV: 65%
Product fee: £1,999
Overall cost for comparison: 4.0% APRC
Coventry BS logo 1.25% Fixed 26 months 4.0% APRC 65% £1,999 £698.93 per month get quotes Call us0117 403 4474 More details
Initial rate: 1.25%
Rate type: Fixed 26 months
Monthly cost: £698.93 per month
Max LTV: 65%
Product fee: £1,999
Overall cost for comparison: 4.0% APRC
Godiva Mortgages logo 1.25% Fixed 26 months 4.0% APRC 65% £1,999 £698.93 per month get quotes Call us0117 403 4474 Broker Only Deal
Initial rate: 1.25%
Rate type: Fixed 26 months
Monthly cost: £698.93 per month
Max LTV: 60%
Product fee: £1,499
Overall cost for comparison: 3.1% APRC
Santander logo 1.25% Fixed 26 months 3.1% APRC 60% £1,499 £698.93 per month get quotes Call us0117 403 4474 More details Broker Only Deal
12345678910...

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Mortgage Specialist

Our Mortgage Adviser Service

Special features of what we offer include:

  • Friendly telephone service from our expert mortgage advisers
  • Whole of market service - we work with most UK lenders
  • Access to leading market mortgage rates
  • Access to exclusive mortgage deals not available on the high street
  • Quick turnaround - speak to us today if you need to move quickly
  • We have lenders who will take into account previous defaults and missed payments
  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

Call us on 0117 403 4474

As your mortgage is such an important transaction, good advice is imperative.

Why Choose Us?

Right Bullets

Mortgage specialist

The term ‘Mortgage Specialist’ could refer to an independent mortgage adviser, who is a specialist in mortgages who can offer their clients advice as well as search across different providers to look at a range of mortgage products to suit their needs.

Potential advantages of using an independent mortgage adviser

In addition to being able to offer advice to their clients and compare mortgages for them from a range of different lenders, certain mortgages from some lenders are only available via an intermediary.

In-house mortgage advisers, offered by mainstream lenders such as large banks and building societies will only be able to advise a client on their suitability for products offered by that lender, which may not be the best product out there. Independent advisers who offer‘whole-of-market’ services can recommend mortgages from a wide selection of lenders, which may make it more likely you find the best product available. However, there are some mortgages that are only available by going to a lender directly which a whole-of-market adviser could not advise a client about.

Another advantage of using a regulated adviser is that they have to recommend a mortgage that is suitable for their client’s finances and be able to justify this. This provides a higher level of protection to the borrower than if they took no advice and opted for an execution-only mortgage, in cases where once the loan had been taken out it was found to be unaffordable.   

Fair Mortgages

Fair Mortgages offer an independent, whole of market, mortgage advisory service. Fair Mortgage’s expert advisers can search over 5,000 mortgages from more than 70 different lenders to try and find the products that best suit a client’s needs.

With offices in both England and Scotland we can offer advice via telephone and email or face to face at our offices, depending on your preference.

To find out if Fair Mortgages could help you, you can fill in the online contact form to request a call back who can offer a free initial consultation. Alternatively you can call directly on: 0117 403 4474

You may also find it helpful to use our free mortgage comparison tool on this website. You just need to enter any relevant financial details and select the type of mortgage you are interested in; the tool will then be able to filter a selection of mortgages based upon your choices.

house icon

Call 0117 403 4474 or Request Callback for our Mortgage Specialist Service

For a FREE initial conversation about your mortgage options complete our short enquiry form.

request call back

Please confirm your details

Extra information

The optional information below will help us to contact you

Our Services