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Mortgage With Mobile Phone Default

1.44% 5 Year Fixed

60% LTV
Overall cost for comparison 3.20%
Interest only option

Representative Example:

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 5 years after which reverts to NatWest variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

1.34% 2 Year Fixed

60% LTV
Overall cost for comparison 3.20%
Interest only option

Representative Example:

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 2 years after which reverts to NatWest variable rate of 3.59%.

Call RBS on 0800 068 7706

Details sort by initial rate	Initial rate	Rate type	Overall cost for comparison	Max LTV	Product fee	Monthly cost	Enquire
Initial rate: 1.31% Rate type: Fixed Mar-2023 Monthly cost: £590.50 per month Max LTV: 60% Product fee: £1377.00 Overall cost for comparison: 3.3% APRC	1.31%	Fixed Mar-2023	3.3% APRC	60%	£1377.00 £250 cashback	£590.50 per month	Call direct0800 068 8567 More details
Initial rate: 1.34% Rate type: Fixed Mar-2023 Monthly cost: £592.60 per month Max LTV: 60% Product fee: £1377.00 Overall cost for comparison: 3.3% APRC	1.34%	Fixed Mar-2023	3.3% APRC	60%	£1377.00 £250 cashback	£592.60 per month	Call direct0800 068 8567 More details
Initial rate: 1.41% Rate type: Fixed Mar-2026 Monthly cost: £597.52 per month Max LTV: 60% Product fee: £1377.00 Overall cost for comparison: 2.8% APRC	1.41%	Fixed Mar-2026	2.8% APRC	60%	£1377.00 £250 cashback	£597.52 per month	Call direct0800 068 8567 More details
Initial rate: 1.44% Rate type: Fixed Mar-2026 Monthly cost: £599.64 per month Max LTV: 60% Product fee: £1377.00 Overall cost for comparison: 2.9% APRC	1.44%	Fixed Mar-2026	2.9% APRC	60%	£1377.00 £250 cashback	£599.64 per month	Call direct0800 068 8567 More details
Initial rate: 2.4% Rate type: Fixed Mar-2023 Monthly cost: £665.40 per month Max LTV: 60% Product fee: £382.00 Overall cost for comparison: 4% APRC	2.4%	Fixed Mar-2023	4% APRC	60%	£382.00	£665.40 per month	Call direct0800 068 8567 More details
Initial rate: 2.64% Rate type: Fixed Mar-2023 Monthly cost: £683.55 per month Max LTV: 80% Product fee: £382.00 Overall cost for comparison: 4% APRC	2.64%	Fixed Mar-2023	4% APRC	80%	£382.00 £250 cashback	£683.55 per month	Call direct0800 068 8567 More details
Initial rate: 3.09% Rate type: Fixed Mar-2026 Monthly cost: £718.36 per month Max LTV: 60% Product fee: £382.00 Overall cost for comparison: 3.9% APRC	3.09%	Fixed Mar-2026	3.9% APRC	60%	£382.00	£718.36 per month	Call direct0800 068 8567 More details
Initial rate: 3.38% Rate type: Fixed Mar-2026 Monthly cost: £741.32 per month Max LTV: 80% Product fee: £382.00 Overall cost for comparison: 4% APRC	3.38%	Fixed Mar-2026	4% APRC	80%	£382.00 £250 cashback	£741.32 per month	Call direct0800 068 8567 More details
Initial rate: 4.25% Rate type: Variable Term Monthly cost: £815.31 per month Max LTV: 80% Product fee: £851.00 Overall cost for comparison: 3.7% APRC	4.25%	Variable Term	3.7% APRC	80%	£851.00	£815.31 per month	Call direct0800 068 8567 More details

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

In this example the overall cost for comparison is 3.7% APRC representative.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Mortgage With Mobile Phone Default

Getting a mortgage with a mobile phone default can be a problem if it has occured in the last 12 months. This is a common stumbling block - the good news there are a number of enlightened lenders who will ignore credit defaults of this nature when it comes to applying for a mortgage.

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For a FREE initial conversation about your mortgage options complete our short enquiry form.

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Mortgage service you require:

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Fair Mortgages Limited is an appointed representative of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.

Mortgage & Equity Release - Call Us 0117 313 7780

5 Year Fix

1.44% 5 Year Fixed

Call NatWest FREE on 0800 068 8567

2 Year Fixed

1.34% 2 Year Fixed

Call RBS on 0800 068 7706

Mortgage With Mobile Phone Default

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