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Mortgage & Equity Release - Call Us 0117 403 4474

or Book Appointment

4.83% 5 Year Fixed

  • 65% LTV
  • Overall cost for comparison 5.9% APRC
  • £500 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 60 months after which reverts to lender variable rate of 6.49%.

Book appointment with us »

4.89% 10 Year Fixed

  • 75% LTV
  • Overall cost for comparison 5.5% APRC
  • £1000 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 10 years after which reverts to lender variable rate of 6.24%.

Book appointment with us »

Mortgage With Mobile Phone Default

UK Mortgage rates are at all time lows!

See below for a selection of leading mortgages or use our independent mortgage advice service for advice on what lenders to approach if you have had a default on a mobile phone bill.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 3.82%
Rate type: 2 year fixed
Monthly cost: £932.31 per month
Product fee: £999
Overall cost for comparison: 7.2% APRC
Lloyds Bank 3.82% 2 year fixed 7.2% APRC £999 £250 cashback £932.31 per month get quotes
Initial rate: 3.88%
Rate type: 5 year fixed
Monthly cost: £938.22 per month
Product fee: £999
Overall cost for comparison: 6.3% APRC
Lloyds Bank 3.88% 5 year fixed 6.3% APRC £999 £250 cashback £938.22 per month get quotes
Initial rate: 3.89%
Rate type: 5 year fixed
Monthly cost: £939.21 per month
Product fee: £899
Overall cost for comparison: 5.4% APRC
Barclays 3.89% 5 year fixed 5.4% APRC £899 £939.21 per month get quotes Broker Only Deal
Initial rate: 3.94%
Rate type: 3 year fixed
Monthly cost: £944.15 per month
Product fee: £0
Overall cost for comparison: 6.1% APRC
Santander logo 3.94% 3 year fixed 6.1% APRC £0 £944.15 per month get quotes Broker Only Deal
Initial rate: 3.95%
Rate type: 2 year fixed
Monthly cost: £945.14 per month
Product fee: £999
Overall cost for comparison: 6.6% APRC
Nationwide Building Society logo 3.95% 2 year fixed 6.6% APRC £999 £945.14 per month get quotes Broker Only Deal
Initial rate: 3.95%
Rate type: 2 year fixed
Monthly cost: £945.14 per month
Product fee: £0
Overall cost for comparison: 6.4% APRC
Santander logo 3.95% 2 year fixed 6.4% APRC £0 £945.14 per month get quotes Broker Only Deal
Initial rate: 3.96%
Rate type: 2 year fixed
Monthly cost: £946.14 per month
Product fee: £899
Overall cost for comparison: 6% APRC
Barclays 3.96% 2 year fixed 6% APRC £899 £946.14 per month get quotes Broker Only Deal
Initial rate: 3.96%
Rate type: 2 year fixed
Monthly cost: £946.14 per month
Product fee: £995
Overall cost for comparison: 6.8% APRC
NatWest logo 3.96% 2 year fixed 6.8% APRC £995 £946.14 per month get quotes
Initial rate: 3.97%
Rate type: 2 year fixed
Monthly cost: £947.13 per month
Product fee: £899
Overall cost for comparison: 6% APRC
Barclays 3.97% 2 year fixed 6% APRC £899 £947.13 per month get quotes Broker Only Deal
Initial rate: 3.97%
Rate type: 2 year fixed
Monthly cost: £947.13 per month
Product fee: £999
Overall cost for comparison: 7.2% APRC
Halifax 3.97% 2 year fixed 7.2% APRC £999 £250 cashback £947.13 per month get quotes
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Mortgage With Mobile Phone Default

Getting a mortgage with a mobile phone default can be a problem if it has occurred in the last 12 months.

This is a common stumbling block - the good news is there are a number of enlightened lenders who will ignore credit defaults of this nature when it comes to applying for a mortgage.

Special features of what we offer include:

  • Whole of market service - we work with leading UK mortgage lenders

  • Access to leading market mortgage rates

  • Access to exclusive loan deals not available on high street

  • Fast turnaround - speak to us today if you need to move quickly

  • We have lenders who will take into account previous defaults and missed payments 

  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions

To compare your mortgage options call our mortgage team on 0117 403 4474 or fill in our call back form.

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

As your mortgage is such an important transaction, good advice is imperative.

Mortgage With Mobile Phone Default

 

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Fair Mortgages Limited is an appointed representative of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.