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Mortgage & Equity Release - Call Us 0117 205 1481

2.44% Lifetime Tracker 

  • Maximum LTV 80%
  • Overall cost for comparison 2.5% APRC

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

1.22% 2 Year Fixed 

  • 60% LTV
  • Overall cost for comparison 3.30%
  • Interest only option

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 2 years after which reverts to NatWest variable rate of 3.59%.

Call RBS on 0800 068 7706

1.37% 5 Year Fixed 

  • 60% LTV
  • Overall cost for comparison 2.80%
  • Interest only option

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 5 years after which reverts to NatWest variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

3.60% 2 Year Fixed 

  • 90% Loan To Value
  • Overall cost for comparison 3.60%

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to the variable rate of 3.59%.

Call us on 0800 068 8567

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.22%
Rate type: Fixed Mar-2023
Monthly cost: £584.22 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.22% Fixed Mar-2023 3.3% APRC 60% £1025.00 £250 cashback £584.22 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.34%
Rate type: Fixed Mar-2023
Monthly cost: £592.60 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.34% Fixed Mar-2023 3.3% APRC 60% £1025.00 £250 cashback £592.60 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.35%
Rate type: Fixed May-2026
Monthly cost: £595.26 per month
Max LTV: 65%
Product fee: £1800.00
Overall cost for comparison: 3.1% APRC
Virgin Money logo 1.35% Fixed May-2026 3.1% APRC 65% £1800.00 £300 cashback £595.26 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.37%
Rate type: Fixed Mar-2026
Monthly cost: £594.70 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 2.8% APRC
NatWest logo 1.37% Fixed Mar-2026 2.8% APRC 60% £1025.00 £250 cashback £594.70 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.39%
Rate type: Fixed May-2026
Monthly cost: £596.11 per month
Max LTV: 65%
Product fee: £1300.00
Overall cost for comparison: 3.1% APRC
Virgin Money logo 1.39% Fixed May-2026 3.1% APRC 65% £1300.00 £300 cashback £596.11 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.44%
Rate type: Fixed Mar-2026
Monthly cost: £599.64 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 2.9% APRC
NatWest logo 1.44% Fixed Mar-2026 2.9% APRC 60% £1025.00 £250 cashback £599.64 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.99%
Rate type: Fixed May-2023
Monthly cost: £639.26 per month
Max LTV: 65%
Product fee: £1300.00
Overall cost for comparison: 3.9% APRC
Virgin Money logo 1.99% Fixed May-2023 3.9% APRC 65% £1300.00 £300 cashback £639.26 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.99%
Rate type: Fixed May-2026
Monthly cost: £635.05 per month
Max LTV: 65%
Product fee: £305.00
Overall cost for comparison: 3.3% APRC
Virgin Money logo 1.99% Fixed May-2026 3.3% APRC 65% £305.00 £635.05 per month get quotes Call direct0330 057 1528 More details
Initial rate: 2.15%
Rate type: Fixed May-2024
Monthly cost: £651.08 per month
Max LTV: 65%
Product fee: £1300.00
Overall cost for comparison: 3.8% APRC
Virgin Money logo 2.15% Fixed May-2024 3.8% APRC 65% £1300.00 £300 cashback £651.08 per month get quotes Call direct0330 057 1528 More details
Initial rate: 2.15%
Rate type: Fixed May-2028
Monthly cost: £651.08 per month
Max LTV: 65%
Product fee: £1300.00
Overall cost for comparison: 3.2% APRC
Virgin Money logo 2.15% Fixed May-2028 3.2% APRC 65% £1300.00 £300 cashback £651.08 per month get quotes Call direct0330 057 1528 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Mortgage With PHD Stipend

If you are studying for a PhD then getting a mortgage lender who will accept your bursary or stipend income can be a challenge - you will find that not all lenders will take into consideration your PhD stipend income when calculating your affordability; which could make it more challenging for you to secure home finance.

There are a few lenders who will consider bursary and stipend income arrangements.

 

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