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Mortgage & Equity Release - Call Us 0117 313 7780

1.49% 5 Year Fixed 

  • 60% LTV
  • Overall cost for comparison 3.30%
  • £250 Cashback

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 5 years after which reverts to NatWest variable rate of 4.24%.

Call NatWest FREE on 0800 068 8567

1.21% 2 Year Fixed 

  • 60% LTV
  • Overall cost for comparison 3.80%
  • £250 Cashback

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 5 years after which reverts to NatWest variable rate of 4.24%.

Call NatWest FREE on 0800 068 8567

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.21%
Rate type: Fixed Sep-2022
Monthly cost: £583.53 per month
Max LTV: 60%
Product fee: £1377.00
Overall cost for comparison: 3.8% APRC
NatWest logo 1.21% Fixed Sep-2022 3.8% APRC 60% £1377.00 £250 cashback £583.53 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.21%
Rate type: Fixed Sep-2022
Monthly cost: £583.64 per month
Max LTV: 60%
Product fee: £1377.00
Overall cost for comparison: 3.8% APRC
Royal Bank Of Scotland logo 1.21% Fixed Sep-2022 3.8% APRC 60% £1377.00 £250 cashback £583.64 per month get quotes Call direct0800 068 7706 More details
Initial rate: 1.49%
Rate type: Fixed Sep-2025
Monthly cost: £603.17 per month
Max LTV: 60%
Product fee: £1377.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.49% Fixed Sep-2025 3.3% APRC 60% £1377.00 £250 cashback £603.17 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.49%
Rate type: Fixed Sep-2025
Monthly cost: £603.29 per month
Max LTV: 60%
Product fee: £1377.00
Overall cost for comparison: 3.3% APRC
Royal Bank Of Scotland logo 1.49% Fixed Sep-2025 3.3% APRC 60% £1377.00 £250 cashback £603.29 per month get quotes Call direct0800 068 7706 More details
Initial rate: 2.4%
Rate type: Fixed Sep-2022
Monthly cost: £665.40 per month
Max LTV: 60%
Product fee: £382.00
Overall cost for comparison: 4% APRC
NatWest logo 2.4% Fixed Sep-2022 4% APRC 60% £382.00 £665.40 per month get quotes Call direct0800 068 8567 More details
Initial rate: 2.4%
Rate type: Fixed Sep-2022
Monthly cost: £665.53 per month
Max LTV: 60%
Product fee: £382.00
Overall cost for comparison: 4% APRC
Royal Bank Of Scotland logo 2.4% Fixed Sep-2022 4% APRC 60% £382.00 £665.53 per month get quotes Call direct0800 068 7706 More details
Initial rate: 2.64%
Rate type: Fixed Sep-2022
Monthly cost: £683.55 per month
Max LTV: 80%
Product fee: £382.00
Overall cost for comparison: 4% APRC
NatWest logo 2.64% Fixed Sep-2022 4% APRC 80% £382.00 £250 cashback £683.55 per month get quotes Call direct0800 068 8567 More details
Initial rate: 2.64%
Rate type: Fixed Sep-2022
Monthly cost: £683.69 per month
Max LTV: 80%
Product fee: £382.00
Overall cost for comparison: 4% APRC
Royal Bank Of Scotland logo 2.64% Fixed Sep-2022 4% APRC 80% £382.00 £250 cashback £683.69 per month get quotes Call direct0800 068 7706 More details
Initial rate: 3.09%
Rate type: Fixed Sep-2025
Monthly cost: £718.36 per month
Max LTV: 60%
Product fee: £382.00
Overall cost for comparison: 3.9% APRC
NatWest logo 3.09% Fixed Sep-2025 3.9% APRC 60% £382.00 £718.36 per month get quotes Call direct0800 068 8567 More details
Initial rate: 3.09%
Rate type: Fixed Sep-2025
Monthly cost: £718.50 per month
Max LTV: 60%
Product fee: £382.00
Overall cost for comparison: 3.8% APRC
Royal Bank Of Scotland logo 3.09% Fixed Sep-2025 3.8% APRC 60% £382.00 £718.50 per month get quotes Call direct0800 068 7706 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Mortgage With PHD Stipend

If you are studying for a PhD then getting a mortgage lender who will accept your bursary or stipend income can be a challenge - you will find that not all lenders will take into consideration your PhD stipend income when calculating your affordability; which could make it more challenging for you to secure home finance.

There are a few lenders who will consider bursary and stipend income arrangements.

 

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Fair Mortgages Limited is an appointed representative of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.