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Mortgage & Equity Release - Call Us 0117 313 7780

1.55% 2 Year Fixed

  • FREE Valuation

Representative Example: Overall Cost For Comparison 4.1% APRC. Mortgage of £120,000 on property valued at £200,000 over 25 year term. Fixed for 2 years after which reverts to Post Office variable rate of 4.49%.

Call Post Office FREE on 0808 178 6813

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.34%
Rate type: Tracker Oct-2021
Monthly cost: £985.18 per month
Max LTV: 60%
Product fee: £1377.00
Overall cost for comparison: 4.1% APRC
Royal Bank Of Scotland logo 1.34% Tracker Oct-2021 4.1% APRC 60% £1377.00 £250 cashback £985.18 per month get quotes Call direct0800 096 7447 More details
Initial rate: 1.44%
Rate type: Fixed Oct-2021
Monthly cost: £996.76 per month
Max LTV: 60%
Product fee: £1377.00
Overall cost for comparison: 4% APRC
NatWest logo 1.44% Fixed Oct-2021 4% APRC 60% £1377.00 £250 cashback £996.76 per month get quotes Call direct0800 158 2934 More details
Initial rate: 1.44%
Rate type: Fixed Oct-2021
Monthly cost: £996.88 per month
Max LTV: 60%
Product fee: £1377.00
Overall cost for comparison: 4% APRC
Royal Bank Of Scotland logo 1.44% Fixed Oct-2021 4% APRC 60% £1377.00 £250 cashback £996.88 per month get quotes Call direct0800 096 7447 More details
Initial rate: 1.5%
Rate type: Fixed Sep-2021
Monthly cost: £1007.88 per month
Max LTV: 60%
Product fee: £2675.00
Overall cost for comparison: 4.3% APRC
Post Office logo 1.5% Fixed Sep-2021 4.3% APRC 60% £2675.00 £1007.88 per month get quotes Call direct0808 178 6813 More details
Initial rate: 1.59%
Rate type: Tracker Oct-2021
Monthly cost: £1014.47 per month
Max LTV: 60%
Product fee: £1377.00
Overall cost for comparison: 4.1% APRC
NatWest logo 1.59% Tracker Oct-2021 4.1% APRC 60% £1377.00 £250 cashback £1014.47 per month get quotes Call direct0800 158 2934 More details
Initial rate: 1.63%
Rate type: Fixed Sep-2021
Monthly cost: £1021.31 per month
Max LTV: 80%
Product fee: £1705.00
Overall cost for comparison: 4.3% APRC
Post Office logo 1.63% Fixed Sep-2021 4.3% APRC 80% £1705.00 £1021.31 per month get quotes Call direct0808 178 6813 More details
Initial rate: 1.68%
Rate type: Tracker Sep-2021
Monthly cost: £1025.19 per month
Max LTV: 65%
Product fee: £1300.00
Overall cost for comparison: 4.4% APRC
Virgin Money logo 1.68% Tracker Sep-2021 4.4% APRC 65% £1300.00 £1025.19 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.72%
Rate type: Fixed Sep-2021
Monthly cost: £1029.97 per month
Max LTV: 65%
Product fee: £1300.00
Overall cost for comparison: 4.4% APRC
Virgin Money logo 1.72% Fixed Sep-2021 4.4% APRC 65% £1300.00 £300 cashback £1029.97 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.78%
Rate type: Fixed Sep-2021
Monthly cost: £1037.24 per month
Max LTV: 85%
Product fee: £1205.00
Overall cost for comparison: 4.3% APRC
Post Office logo 1.78% Fixed Sep-2021 4.3% APRC 85% £1205.00 £500 cashback £1037.24 per month get quotes Call direct0808 178 6813 More details
Initial rate: 1.81%
Rate type: Fixed Sep-2021
Monthly cost: £1038.78 per month
Max LTV: 85%
Product fee: £705.00
Overall cost for comparison: 4.1% APRC
Post Office logo 1.81% Fixed Sep-2021 4.1% APRC 85% £705.00 £1038.78 per month get quotes Call direct0808 178 6813 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Mortgage With PHD Stipend

If you are studying for a PhD then getting a mortgage lender who will accept your bursary or stipend income can be a challenge - you will find that not all lenders will take into consideration your PhD stipend income when calculating your affordability; which could make it more challenging for you to secure home finance.

There are a few lenders who will consider bursary and stipend income arrangements.

 

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