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Mortgage & Equity Release - Call Us 0117 313 7780

1.27% 2 Year Fixed

  • FREE Valuation

Representative Example: Overall Cost For Comparison 4.2% APRC. Mortgage of £120,000 on property valued at £200,000 over 25 year term. Fixed for 2 years after which reverts to Post Office variable rate of 4.49%.

Call Post Office FREE on 0808 178 6813

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.21%
Rate type: Fixed Jan-2022
Monthly cost: £969.98 per month
Max LTV: 60%
Product fee: £1377.00
Overall cost for comparison: 3.8% APRC
NatWest logo 1.21% Fixed Jan-2022 3.8% APRC 60% £1377.00 £250 cashback £969.98 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.21%
Rate type: Fixed Jan-2022
Monthly cost: £970.10 per month
Max LTV: 60%
Product fee: £1377.00
Overall cost for comparison: 3.9% APRC
Royal Bank Of Scotland logo 1.21% Fixed Jan-2022 3.9% APRC 60% £1377.00 £250 cashback £970.10 per month get quotes Call direct0800 068 7706 More details
Initial rate: 1.24%
Rate type: Tracker Jan-2022
Monthly cost: £973.45 per month
Max LTV: 60%
Product fee: £1377.00
Overall cost for comparison: 3.8% APRC
NatWest logo 1.24% Tracker Jan-2022 3.8% APRC 60% £1377.00 £250 cashback £973.45 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.24%
Rate type: Tracker Jan-2022
Monthly cost: £973.57 per month
Max LTV: 60%
Product fee: £1377.00
Overall cost for comparison: 3.8% APRC
Royal Bank Of Scotland logo 1.24% Tracker Jan-2022 3.8% APRC 60% £1377.00 £250 cashback £973.57 per month get quotes Call direct0800 068 7706 More details
Initial rate: 1.25%
Rate type: Fixed Feb-2022
Monthly cost: £976.55 per month
Max LTV: 60%
Product fee: £1990.00
Overall cost for comparison: 4% APRC
Halifax logo 1.25% Fixed Feb-2022 4% APRC 60% £1990.00 £976.55 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.27%
Rate type: Fixed Nov-2021
Monthly cost: £978.87 per month
Max LTV: 60%
Product fee: £1705.00
Overall cost for comparison: 4.2% APRC
Post Office logo 1.27% Fixed Nov-2021 4.2% APRC 60% £1705.00 £978.87 per month get quotes Call direct0808 178 6813 More details
Initial rate: 1.44%
Rate type: Tracker 2 years
Monthly cost: £996.86 per month
Max LTV: 60%
Product fee: £1084.00
Overall cost for comparison: 3.9% APRC
Nationwide BS logo 1.44% Tracker 2 years 3.9% APRC 60% £1084.00 £500 cashback £996.86 per month get quotes More details
Initial rate: 1.45%
Rate type: Fixed Dec-2024
Monthly cost: £999.95 per month
Max LTV: 60%
Product fee: £1576.00
Overall cost for comparison: 3.6% APRC
Skipton BS logo 1.45% Fixed Dec-2024 3.6% APRC 60% £1576.00 £999.95 per month get quotes Call direct0117 313 7780 More details
Initial rate: 1.49%
Rate type: Fixed 2 years
Monthly cost: £1002.74 per month
Max LTV: 60%
Product fee: £1084.00
Overall cost for comparison: 3.9% APRC
Nationwide BS logo 1.49% Fixed 2 years 3.9% APRC 60% £1084.00 £500 cashback £1002.74 per month get quotes More details
Initial rate: 1.52%
Rate type: Fixed Dec-2021
Monthly cost: £1006.20 per month
Max LTV: 60%
Product fee: £1076.00
Overall cost for comparison: 4.2% APRC
Skipton BS logo 1.52% Fixed Dec-2021 4.2% APRC 60% £1076.00 £1006.20 per month get quotes Call direct0117 313 7780 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Mortgage With PHD Stipend

If you are studying for a PhD then getting a mortgage lender who will accept your bursary or stipend income can be a challenge - you will find that not all lenders will take into consideration your PhD stipend income when calculating your affordability; which could make it more challenging for you to secure home finance.

There are a few lenders who will consider bursary and stipend income arrangements.

 

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