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Mortgage & Equity Release - Call Us 0117 403 4474

2.44% Lifetime Tracker 

  • Maximum LTV 80%
  • Overall cost for comparison 2.5% APRC

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

1.22% 2 Year Fixed 

  • 60% LTV
  • Overall cost for comparison 3.30%
  • Interest only option

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 2 years after which reverts to NatWest variable rate of 3.59%.

Call RBS on 0800 068 7706

1.37% 5 Year Fixed 

  • 60% LTV
  • Overall cost for comparison 2.80%
  • Interest only option

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 5 years after which reverts to NatWest variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

3.60% 2 Year Fixed 

  • 90% Loan To Value
  • Overall cost for comparison 3.60%

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to the variable rate of 3.59%.

Call us on 0800 068 8567

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.21%
Rate type: Fixed Jun-2023
Monthly cost: £583.53 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.21% Fixed Jun-2023 3.3% APRC 60% £1025.00 £350 cashback £583.53 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.22%
Rate type: Fixed Jun-2023
Monthly cost: £584.22 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.22% Fixed Jun-2023 3.3% APRC 60% £1025.00 £350 cashback £584.22 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.28%
Rate type: Fixed Jun-2026
Monthly cost: £588.40 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 2.8% APRC
NatWest logo 1.28% Fixed Jun-2026 2.8% APRC 60% £1025.00 £250 cashback £588.40 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.29%
Rate type: Fixed Jun-2026
Monthly cost: £589.10 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 2.8% APRC
NatWest logo 1.29% Fixed Jun-2026 2.8% APRC 60% £1025.00 £250 cashback £589.10 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.35%
Rate type: Fixed Aug-2026
Monthly cost: £593.30 per month
Max LTV: 65%
Product fee: £1300.00
Overall cost for comparison: 3.1% APRC
Virgin Money logo 1.35% Fixed Aug-2026 3.1% APRC 65% £1300.00 £300 cashback £593.30 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.44%
Rate type: Fixed Jun-2023
Monthly cost: £599.64 per month
Max LTV: 75%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.44% Fixed Jun-2023 3.3% APRC 75% £1025.00 £250 cashback £599.64 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.45%
Rate type: Fixed Jun-2023
Monthly cost: £600.34 per month
Max LTV: 70%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.45% Fixed Jun-2023 3.3% APRC 70% £1025.00 £250 cashback £600.34 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.68%
Rate type: Fixed Aug-2026
Monthly cost: £612.67 per month
Max LTV: 65%
Product fee: £305.00
Overall cost for comparison: 3.2% APRC
Virgin Money logo 1.68% Fixed Aug-2026 3.2% APRC 65% £305.00 £612.67 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.74%
Rate type: Fixed Aug-2026
Monthly cost: £621.06 per month
Max LTV: 75%
Product fee: £1300.00
Overall cost for comparison: 3.3% APRC
Virgin Money logo 1.74% Fixed Aug-2026 3.3% APRC 75% £1300.00 £1000 cashback £621.06 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.83%
Rate type: Fixed Jun-2023
Monthly cost: £623.44 per month
Max LTV: 60%
Product fee: £30.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.83% Fixed Jun-2023 3.3% APRC 60% £30.00 £623.44 per month get quotes Call direct0800 068 8567 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Mortgage With PHD Stipend

If you are studying for a PhD then getting a mortgage lender who will accept your bursary or stipend income can be a challenge - you will find that not all lenders will take into consideration your PhD stipend income when calculating your affordability; which could make it more challenging for you to secure home finance.

There are a few lenders who will consider bursary and stipend income arrangements.

 

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