Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed untilfor 26 months after which reverts to HSBC variable rate of 4.04%.
Representative Example:
Mortgage of £100k on property valued at £200k over term of 26 months. Rate fixed for 2 years after which reverts to HSBC variable rate of 4.04%.
See below for a selection of leading mortgages or use our independent mortgage advice service to discuss your options as an agency worker.
A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.
The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).
In this example the overall cost for comparison is 3.7% APRC representative.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT
To investigate your mortgage options as a agency worker call our mortgage team on 0117 403 4474 or fill in our call back form.
As your mortgage is such an important transaction, good advice is imperative.
Despite the fact that as a agency worker you are likely to have a good income , it can be difficult to demonstrate this to a prospective mortgage provider due to the nature of many agency contracts and salary arrangements.
Searching for a residential mortgage as a agency worker can be a more complex undertaking than you may have initially anticipated.
We could help you find a lender who understand your requirements as a agency worker and who will assess your application for a mortgage on a case-by-case basis – call our specialist mortgage team today on 0117 403 4474. If you are looking to move quickly e.g. in London getting mortgage finance in place quickly can be the difference then we can help.
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