Mortgages for Grade 2 Listed Buildings

Mortgage Service for Listed Buildings

Getting a mortgage if you have a listed building can bring with it a range of complexities when arranging mortgage finance.

Our mortgage service offers:

• Whole of market service - we work with most UK lenders who will consider listed buildings

• Access to leading market mortgage rates 

• Access to exclusive mortgage deals not available on high street

• Fast turnaround - speak to us today if you need to move quickly

• We have lenders who will take into account previous credit issues 

• Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of innovative finance solutions

To investigate your mortgage options if you havea grade 2 listed property call our specialist mortgage team on  or fill in our callback request form.

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

As your mortgage is such an important transaction, good advice is imperative.

Compare Mortgages for Grade 2 Listed Buildings

What are listed buildings?

Listed buildings are those which have been designated as having special architectural or historical importance. If you plan to purchase a listed building, you have a duty to keep the character of the original building intact and to maintain it in good condition.

92% of all listed buildings in England are Grade 2 Listed, which means that if you are looking for a mortgage for a listed building it’s likely that it will fall into this category.

Mortgages for Grade II Listed Buildings – points to bear in mind

Get a full structural survey, preferably from a surveyor who has experience in historic buildings. Beautiful as they are, older buildings can also have more problems with existing structural damage or be made from unusual materials (such as thatch) which could make getting a mortgage more complicated.

If it transpires that the building you want to buy needs extensive work doing to it, you may need to get a specialist self-build mortgage.

Because there are strict regulations on what you can and can’t do to listed buildings, you will also probably need to speak to a local conservation officer in order to make sure that any repairs or alterations you want to carry out are legal.

Having this reassurance in place may help to convince potential mortgage lenders that you are a reliable borrower who has given through to the future sales potential of the property.

If you are unsure about what mortgage product is suitable for you to speak to one of our mortgage advisers click here » or call 0117 403 4474