NatWest Mortgage Calculator
NatWest Mortgage Calculator
Use our mortgage calculator to compare NatWest mortgage deals.
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Whole of market - Compare over 70 UK lenders including NatWest
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Access to leading market mortgage rates
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Access to exclusive loan deals not available on high street
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Fast turnaround - speak to us today if you need to move quickly
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Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions
Whether you are looking to buy your first home, remortgage your property or you are thinking about getting a buy to let property NatWest might have the right mortgage plan for you.
You can use the NatWest Mortgage Calculator & Rate Finder to find out what the different rates and payments might be on some of their mortgage options. By getting an AIP (Agreement In Principle) you can see how much you could borrow and the repayments on your mortgage.
When using the mortgage calculator & Rate Finder to source Natwest deals the specific information you are required to enter may vary depending on the type of mortgage you are getting an estimate for but usually you need to enter:
When looking into a mortgage the most important thing is finding the best deal you can. Mortgages like most financial products can vary greatly between plans and lenders.
Because of this it is wise to do your research and shop around before you commit to any one plan, after all once you do you are most likely going to be paying for it for a number of years.
Our Mortgage Service - Compare NatWest mortgages
Based in Bristol and Edinburgh we can offer you a first class mortgage service:
Special features of what we offer include:
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Whole of market service - we compare over 70 UK lenders to help you find the right deal for your circumstances
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Telephone based service - you are welcome to come to our offices if you prefer a face to face meeting
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Latest Rates - Access to leading market mortgage rates
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Exclusive Offers - Access to mortgage deals not available on high street
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Fast turnaround - speak to us today if you need to move quickly
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Personal service from start to finish
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Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions
To compare mortgage options call our mortgage advisor team or fill in our call back form.
You can use the mortgage calculator on this website to search a range of different mortgages from various providers to see if you can find the best deal for you.
When comparing different mortgages remember to factor in any arrangement fees and other costs, if the mortgage with the highest APR has high set up fees it could actually cost you more in monthly payments than one with a worse interest rate but much lower arrangement fees.
Generally speaking interest rates are calculated on the Loan to Value (LTV) of the mortgage, with people who can afford to put down deposits of 60% or more being offered the best interest rates available.
Mortgages can be quite variable in how you repay them so it is important to consider what might be best for you.
Different types of Mortgages
Fixed Rate – With a Fixed Rate mortgage your interest payments are the same throughout the course of the deal, so you know how much you will be paying for the whole introductory period. After this you will usually be put onto the lenders Standard Variable Rate (SVR)
Tracker – Tracker mortgages are linked to the Bank of England’s base interest rate. This means that if the Bank of England either raises or lowers its base rate the interest you pay on your mortgage will also change to reflect this. NatWest do not currently offer tracker rate mortgages.
Discount – Discount mortgages are similar to trackers but instead of your interest rate being reflective of the Base Rate it is affected by your lender’s specific Standard Variable Rate. The SVR is the rate many mortgages revert to once you move out of your introductory deal.
Offset – Offset mortgages work by tying your savings to your mortgage. This usually means that you stop earning any interest on your savings instead the interest is used to offset your mortgage interest repayments. Lenders will allow you to either pay less each month, or to treat the difference as an overpayment, thus paying off your loan earlier. NatWest does not currently offer offset mortgage deals.
Personal Loan
If you are looking for a NatWest personal loan you have held a NatWest current account for at least 3 months, then you may be able to borrow up to £50,000 on an unsecured basis.
Speak to NatWest direct or for independent mortgage advice on whether NatWest mortgages are right for you to call our mortgage team or complete our callback request form.