This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Mortgage & Equity Release - Call Us 0117 403 4474

What is your mortgage for?

use mortgage calculator
 

2.44% Lifetime Tracker 

  • Maximum LTV 80%
  • Overall cost for comparison 2.5% APRC

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

1.22% 2 Year Fixed 

  • 60% LTV
  • Overall cost for comparison 3.30%
  • Interest only option

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 2 years after which reverts to NatWest variable rate of 3.59%.

Call RBS on 0800 068 7706

1.37% 5 Year Fixed 

  • 60% LTV
  • Overall cost for comparison 2.80%
  • Interest only option

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 5 years after which reverts to NatWest variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

3.60% 2 Year Fixed 

  • 90% Loan To Value
  • Overall cost for comparison 3.60%

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to the variable rate of 3.59%.

Call us on 0800 068 8567

NatWest Mortgages

Compare the latest mortgage rates including NatWest:

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.23%
Rate type: Fixed Jun-2023
Monthly cost: £391.23 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.23% Fixed Jun-2023 3.3% APRC 60% £1025.00 £391.23 per month get quotes Call direct0800 068 8567
Initial rate: 1.24%
Rate type: Fixed Jun-2023
Monthly cost: £391.69 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.24% Fixed Jun-2023 3.3% APRC 60% £1025.00 £391.69 per month get quotes Call direct0800 068 8567
Initial rate: 1.28%
Rate type: Fixed Jun-2026
Monthly cost: £393.56 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 2.8% APRC
NatWest logo 1.28% Fixed Jun-2026 2.8% APRC 60% £1025.00 £393.56 per month get quotes Call direct0800 068 8567
Initial rate: 1.29%
Rate type: Fixed Jun-2026
Monthly cost: £394.03 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 2.8% APRC
NatWest logo 1.29% Fixed Jun-2026 2.8% APRC 60% £1025.00 £394.03 per month get quotes Call direct0800 068 8567
Initial rate: 1.35%
Rate type: Fixed Jul-2026
Monthly cost: £396.84 per month
Max LTV: 65%
Product fee: £1213.00
Overall cost for comparison: 3.1% APRC
Virgin Money logo 1.35% Fixed Jul-2026 3.1% APRC 65% £1213.00 £396.84 per month get quotes Call direct0330 057 1528
Initial rate: 1.68%
Rate type: Fixed Jul-2026
Monthly cost: £408.45 per month
Max LTV: 65%
Product fee: £218.00
Overall cost for comparison: 3.2% APRC
Virgin Money logo 1.68% Fixed Jul-2026 3.2% APRC 65% £218.00 £408.45 per month get quotes Call direct0330 057 1528
Initial rate: 1.74%
Rate type: Fixed Jul-2026
Monthly cost: £415.40 per month
Max LTV: 75%
Product fee: £1213.00
Overall cost for comparison: 3.3% APRC
Virgin Money logo 1.74% Fixed Jul-2026 3.3% APRC 75% £1213.00 £415.40 per month get quotes Call direct0330 057 1528
Initial rate: 1.83%
Rate type: Fixed Jun-2023
Monthly cost: £415.63 per month
Max LTV: 60%
Product fee: £30.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.83% Fixed Jun-2023 3.3% APRC 60% £30.00 £415.63 per month get quotes Call direct0800 068 8567
Initial rate: 1.98%
Rate type: Fixed Jun-2026
Monthly cost: £422.88 per month
Max LTV: 60%
Product fee: £30.00
Overall cost for comparison: 3% APRC
NatWest logo 1.98% Fixed Jun-2026 3% APRC 60% £30.00 £422.88 per month get quotes Call direct0800 068 8567
Initial rate: 1.99%
Rate type: Fixed Jul-2023
Monthly cost: £427.58 per month
Max LTV: 65%
Product fee: £1213.00
Overall cost for comparison: 3.9% APRC
Virgin Money logo 1.99% Fixed Jul-2023 3.9% APRC 65% £1213.00 £427.58 per month get quotes Call direct0330 057 1528
123

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

NatWest Mortgages

Compare NatWest mortgage deals using our broker service:

  • Whole of market service - Compare NatWest with other UK Lenders
  • Access to leading market mortgage rates
  • Access to exclusive loan deals not available on high street
  • Fast turnaround - speak to us today if you need to move quickly
  • We have lenders who will take into account previous defaults and missed payments 
  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions
  • Looking for a buy to let mortgage with NatWest? We can help

Talk to NatWest direct - Call NatWest FREE on 0800 068 8567

or

Apply For A NatWest Mortgage Agreement In Principle

An Agreement in Principle is the first step to getting a NatWest mortgage. It gives an indication of whether NatWest will lend you the amount you need to borrow.

NatWest agreement in principle online

How Does It Work

  • Online form - Takes 5 Minutes
  • No impact on your credit score
  • No obligation to take out a mortgage

  Natwest mortgages

Talk to NatWest direct - Call NatWest FREE on 0800 068 8567

natwest mortgages 

History

NatWest is a well-known high street mortgage lender, was formed when two banks - the National Provincial and Westminster Bank - joined forces to form the National Westminster Bank.

In the 1990s, the bank shortened its name to NatWest, and in 2000 it was taken over by the Royal Bank of Scotland Group.

NatWest are a major player in the UK mortgage market. As an independent intermediary we can place mortgages with NatWest.

The NatWest mortgage range includes:

  • Residential purchase mortgages for first time buyers and home movers
  • Residential remortgages
  • Buy-to-let purchase mortgages
  • Buy-to-let remortgages

Current mortgage products include 2 year fixed rates and 5 year fixed rates for residential and buy to let. Tracker rate mortgages are not currently available. To compare mortgage rates use our tables and calculator above.

Existing NatWest Mortgage Customer?

If you are an existing customer of NatWest and you are looking to renew your current deal or wish to switch to a new lender call us first to enusure you are getting the best deal for your circumstances.

We have access to NatWest mortgage products and by using the latest sourcing mortgage technology can compare products with the rest of the market.

If staying put is the best option for you we can help you secure a new rate or if transferring to a new lender is the best option again we can help. Mortgage rates are changing on a weekly basis so using a mortgage broker like us can bring peace of mind that you are getting the best deal possible.  

How does the mortgage application process work?

Different lenders tend to have different approaches to lending. lenders in the United Kingdom since 2015 have been tasked by the regulator to ensure customers are meeting guidelines on affordability. As part of a mortgage application process a mortgage advisor will assess your ability to repay the mortgage debt.

This process will look at income (employed or self employed) existing debts and financial commitments, age, mortgage duration and the deposit or equity that is being put down as security.

A lender like NatWest will have set criteria that will govern whether a mortgage offer is provided often know as a decision in principle. The mortgage rate offered will depend on these factors e.g. a first time buyer with a 5% deposit can expect to pay a higher rate of interest than a existing homeowner who has 50% equity in their property.

A good mortgage broker will keep you informed throughout the whole mortgage process and will source a product that is suitable for your circumstances - this puts the client in a much better place compared to being dealt with by a single lender who can only advise on their own product range.

There are also a selection of specialist mortgages, provided by certain smaller lenders that can only be accessed via an intermediary, one of which might present the best deal for you.

Speak to NatWest direct - Call NatWest FREE on 0800 068 8567

compare natwest mortgages