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NatWest Mortgages Direct - Call 0800 158 2934

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Apply For A NatWest Mortgage Online

Apply For A NatWest Mortgage Online

To make a NatWest mortgage application the first step is to get a mortgage agreement in principle. An AIP gives an indication of whether NatWest will lend you the amount you need to borrow.

 

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How Does It Work

  • Online form - Takes 5 Minutes
  • No impact on your credit score
  • No obligation to take out a mortgage

  Natwest mortgage in principle

Prefer to speak to an adviser? - Call NatWest FREE on 0800 068 8567

Lines are open: 8am-8pm Monday to Friday and 9am-4pm Saturday and Sunday (Calls may be recorded)

If you would prefer to speak to an independent mortgage adviser Click here »

Getting an agreement in principle & applying online

The process takes about 5 minutes and requires some personal information, including details of your income and financial commitments. Don't worry, the lender will not use those details for marketing purposes.

Getting an Agreement in Principle does not mean that you are committing to apply for a lender's mortgage. However, once you have one you'll be ready to proceed with the rest of your application online.

Please note you cannot apply for a Help to Buy, Right to Buy, shared equity, Offset or interest only mortgage online.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.28%
Rate type: Fixed Dec-2022
Monthly cost: £393.56 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.8% APRC
NatWest logo 1.28% Fixed Dec-2022 3.8% APRC 60% £1273.00 £250 cashback £393.56 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.28%
Rate type: Fixed Dec-2022
Monthly cost: £393.68 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.8% APRC
Royal Bank Of Scotland logo 1.28% Fixed Dec-2022 3.8% APRC 60% £1273.00 £250 cashback £393.68 per month get quotes Call direct0800 068 7706 More details
Initial rate: 1.37%
Rate type: Fixed Nov-2022
Monthly cost: £401.71 per month
Max LTV: 60%
Product fee: £2205.00
Overall cost for comparison: 3.8% APRC
Post Office logo 1.37% Fixed Nov-2022 3.8% APRC 60% £2205.00 £500 cashback £401.71 per month get quotes Call direct0808 178 6813 More details
Initial rate: 1.45%
Rate type: Fixed Dec-2025
Monthly cost: £401.55 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.45% Fixed Dec-2025 3.3% APRC 60% £1273.00 £250 cashback £401.55 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.45%
Rate type: Fixed Dec-2025
Monthly cost: £401.67 per month
Max LTV: 60%
Product fee: £1273.00
Overall cost for comparison: 3.3% APRC
Royal Bank Of Scotland logo 1.45% Fixed Dec-2025 3.3% APRC 60% £1273.00 £250 cashback £401.67 per month get quotes Call direct0800 068 7706 More details
Initial rate: 1.59%
Rate type: Fixed Nov-2022
Monthly cost: £410.22 per month
Max LTV: 75%
Product fee: £1705.00
Overall cost for comparison: 3.8% APRC
Post Office logo 1.59% Fixed Nov-2022 3.8% APRC 75% £1705.00 £500 cashback £410.22 per month get quotes Call direct0808 178 6813 More details
Initial rate: 1.68%
Rate type: Fixed Nov-2025
Monthly cost: £414.56 per month
Max LTV: 60%
Product fee: £1705.00
Overall cost for comparison: 3.3% APRC
Post Office logo 1.68% Fixed Nov-2025 3.3% APRC 60% £1705.00 £500 cashback £414.56 per month get quotes Call direct0808 178 6813 More details
Initial rate: 2.4%
Rate type: Fixed Dec-2022
Monthly cost: £443.60 per month
Max LTV: 60%
Product fee: £278.00
Overall cost for comparison: 4% APRC
NatWest logo 2.4% Fixed Dec-2022 4% APRC 60% £278.00 £443.60 per month get quotes Call direct0800 068 8567 More details
Initial rate: 2.4%
Rate type: Fixed Dec-2022
Monthly cost: £443.73 per month
Max LTV: 60%
Product fee: £278.00
Overall cost for comparison: 4% APRC
Royal Bank Of Scotland logo 2.4% Fixed Dec-2022 4% APRC 60% £278.00 £443.73 per month get quotes Call direct0800 068 7706 More details
Initial rate: 2.64%
Rate type: Fixed Dec-2022
Monthly cost: £455.70 per month
Max LTV: 80%
Product fee: £278.00
Overall cost for comparison: 4% APRC
NatWest logo 2.64% Fixed Dec-2022 4% APRC 80% £278.00 £250 cashback £455.70 per month get quotes Call direct0800 068 8567 More details
12

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

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