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NatWest Mortgages Direct - Call 0800 068 8567

What is your mortgage for?

use mortgage calculator
 

2.44% Lifetime Tracker 

  • Maximum LTV 80%
  • Overall cost for comparison 2.5% APRC

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

get quotes

1.22% 2 Year Fixed 

  • 60% LTV
  • Overall cost for comparison 3.30%
  • Interest only option

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 2 years after which reverts to NatWest variable rate of 3.59%.

Call RBS on 0800 068 7706

get quotes

1.37% 5 Year Fixed 

  • 60% LTV
  • Overall cost for comparison 2.80%
  • Interest only option

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 5 years after which reverts to NatWest variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

3.60% 2 Year Fixed 

  • 90% Loan To Value
  • Overall cost for comparison 3.60%

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to the variable rate of 3.59%.

Call us on 0800 068 8567

Apply For A NatWest Mortgage Online

NatWest Mortgage Application

To make a NatWest mortgage application »

the first step is to get a mortgage agreement in principle. An AIP gives an indication of whether NatWest will lend you the amount you need to borrow.

 

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How Does It Work

  • Online form - Takes 5 Minutes
  • No impact on your credit score
  • No obligation to take out a mortgage

  Natwest mortgage in principle

Prefer to speak to an adviser? - Call NatWest FREE on 0800 068 8567

Lines are open: 8am-8pm Monday to Friday and 9am-4pm Saturday and Sunday (Calls may be recorded)

If you would prefer to speak to an independent mortgage adviser Click here »

Getting an agreement in principle & applying online

The process takes about 5 minutes and requires some personal information, including details of your income and financial commitments. Don't worry, the lender will not use those details for marketing purposes.

Getting an Agreement in Principle does not mean that you are committing to apply for a lender's mortgage. However, once you have one you'll be ready to proceed with the rest of your application online.

Please note you cannot apply for a Help to Buy, Right to Buy, shared equity, Offset or interest only mortgage online.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.17%
Rate type: Fixed Aug-2023
Monthly cost: £388.44 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.17% Fixed Aug-2023 3.3% APRC 60% £1025.00 £350 cashback £388.44 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.18%
Rate type: Fixed Aug-2023
Monthly cost: £388.91 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.18% Fixed Aug-2023 3.3% APRC 60% £1025.00 £350 cashback £388.91 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.28%
Rate type: Fixed Aug-2026
Monthly cost: £393.56 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 2.8% APRC
NatWest logo 1.28% Fixed Aug-2026 2.8% APRC 60% £1025.00 £350 cashback £393.56 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.29%
Rate type: Fixed Aug-2026
Monthly cost: £394.03 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 2.8% APRC
NatWest logo 1.29% Fixed Aug-2026 2.8% APRC 60% £1025.00 £350 cashback £394.03 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.35%
Rate type: Fixed Aug-2026
Monthly cost: £396.84 per month
Max LTV: 65%
Product fee: £1213.00
Overall cost for comparison: 3.1% APRC
Virgin Money logo 1.35% Fixed Aug-2026 3.1% APRC 65% £1213.00 £300 cashback £396.84 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.62%
Rate type: Fixed Aug-2023
Monthly cost: £405.60 per month
Max LTV: 60%
Product fee: £30.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.62% Fixed Aug-2023 3.3% APRC 60% £30.00 £405.60 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.68%
Rate type: Fixed Aug-2026
Monthly cost: £408.45 per month
Max LTV: 65%
Product fee: £218.00
Overall cost for comparison: 3.2% APRC
Virgin Money logo 1.68% Fixed Aug-2026 3.2% APRC 65% £218.00 £408.45 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.74%
Rate type: Fixed Aug-2026
Monthly cost: £411.31 per month
Max LTV: 60%
Product fee: £30.00
Overall cost for comparison: 3% APRC
NatWest logo 1.74% Fixed Aug-2026 3% APRC 60% £30.00 £411.31 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.74%
Rate type: Fixed Aug-2026
Monthly cost: £415.40 per month
Max LTV: 75%
Product fee: £1213.00
Overall cost for comparison: 3.3% APRC
Virgin Money logo 1.74% Fixed Aug-2026 3.3% APRC 75% £1213.00 £1000 cashback £415.40 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.95%
Rate type: Fixed Aug-2031
Monthly cost: £425.62 per month
Max LTV: 65%
Product fee: £1213.00
Overall cost for comparison: 2.7% APRC
Virgin Money logo 1.95% Fixed Aug-2031 2.7% APRC 65% £1213.00 £300 cashback £425.62 per month get quotes Call direct0330 057 1528 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

NatWest Online Mortgage Application

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Require independent advice? Use our callback form

For a FREE initial conversation about your mortgage options complete our short enquiry form.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Fair Mortgages Limited is an appointed representative of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.