This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Mortgage & Equity Release - Call Us 0117 403 4474

What is your mortgage for?

use mortgage calculator
 

0.87% APR 

  • Fixed for 26 months
  • 60% LTV - Interest only option
  • Overall cost for comparison 3.20%

Representative Example: 

Mortgage of £180,000 on property valued at £300,000 over term of 25 years.

Rate fixed for 26 months after which reverts to the RBS variable rate of 3.59%.

Call RBS on 0800 068 7706

0.97% APR

  • Fixed for 62 Months
  • 60% LTV - Interest Only
  • Overall cost for comparison 2.60%

Representative Example: 

Mortgage of £180,000 on property valued at £300,000 over term of 25 years.

Rate fixed for 62 months after which reverts to NatWest variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

3.15% APR 

  • Fixed for 26 months
  • 95% LTV - £500 CASHBACK Offer!
  • Overall cost for comparison 3.60%

Representative Example: 

Mortgage of £100,000 on property valued at £200,000. Term of 25 years.

Rate fixed for 26 months then reverts to variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 0.51%
Rate type: Discounted Variable 24 months
Monthly cost: £639.19 per month
Max LTV: 60%
Product fee: £0
Overall cost for comparison: 3.7% APRC
Progressive BS logo 0.51% Discounted Variable 24 months 3.7% APRC 60% £0 £639.19 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 0.78%
Rate type: Variable 28 months
Monthly cost: £660.59 per month
Max LTV: 65%
Product fee: £995
Overall cost for comparison: 3.7% APRC
Yorkshire Building Society logo 0.78% Variable 28 months 3.7% APRC 65% £995 £660.59 per month get quotes Call us0117 403 4474 More details
Initial rate: 0.79%
Rate type: Discounted Variable 24 months
Monthly cost: £661.40 per month
Max LTV: 75%
Product fee: £0
Overall cost for comparison: 3.8% APRC
Progressive BS logo 0.79% Discounted Variable 24 months 3.8% APRC 75% £0 £661.40 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 0.85%
Rate type: Variable 24 months
Monthly cost: £666.22 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.2% APRC
Barclays Mortgage logo 0.85% Variable 24 months 3.2% APRC 60% £999 £666.22 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 0.89%
Rate type: Fixed 27 months
Monthly cost: £669.44 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.1% APRC
HSBC logo 0.89% Fixed 27 months 3.1% APRC 60% £999 £669.44 per month get quotes Call us0117 403 4474 More details
Initial rate: 0.89%
Rate type: Fixed 24 months
Monthly cost: £669.44 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.9% APRC
Progressive BS logo 0.89% Fixed 24 months 3.9% APRC 60% £995 £669.44 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 0.89%
Rate type: Fixed 26 months
Monthly cost: £669.44 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.0% APRC
Santander logo 0.89% Fixed 26 months 3.0% APRC 60% £999 £250 cashback £669.44 per month get quotes Call us0117 403 4474 More details
Initial rate: 0.89%
Rate type: Fixed 26 months
Monthly cost: £669.44 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.0% APRC
Santander logo 0.89% Fixed 26 months 3.0% APRC 60% £999 £250 cashback £669.44 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 0.89%
Rate type: Fixed 28 months
Monthly cost: £669.44 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.1% APRC
TSB logo 0.89% Fixed 28 months 3.1% APRC 60% £995 £669.44 per month get quotes Call us0117 403 4474 More details
Initial rate: 0.89%
Rate type: Variable 28 months
Monthly cost: £669.44 per month
Max LTV: 75%
Product fee: £995
Overall cost for comparison: 3.7% APRC
Yorkshire Building Society logo 0.89% Variable 28 months 3.7% APRC 75% £995 £669.44 per month get quotes Call us0117 403 4474 More details
12345678910...

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Online Mortgage Broker

Online Mortgage Broker Service

Our Mortgage Service - helping you make the right decision

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support".

As your mortgage is such an important transaction, good advice is imperative.

Online Mortgage Broker

Our independent mortgage broker service provides: 

  • FREE initial mortgage consultation
  • Access to exclusive mortgage deals not available on the high street
  • A dedicated mortgage adviser and case handler to deal with your mortgage from enquiry to completion

Online Mortgage Broker

Obtaining a mortgage is a massive financial decision, which can take decades to fully pay off. However, using the services of a mortgage broker may be able to help you find the best product available for your needs, where you are a; First-time buyer, remortgager, mover or you are looking into obtaining an investment property like a buy to let.

Fair Mortgages offer an independent mortgage adviser service, offering professional advice and with access to over 5,000 different mortgages from over 72 lenders.  

To find out if Fair Mortgages could help you, you can fill in our online contact form to request a call back from a Fair Mortgages adviser who can offer a free initial consultation. Or call us directly on 0117 403 4474.

What can a mortgage broker help with?

An independent mortgage adviser, who offers a whole of market service, in addition to being able to offer impartial advice, can use their professional knowledge of the industry, to search across providers to try and find the best products available to their clients. Other advisers such as those offered in house by a lender are limited in what products they can recommend, as it could be that products better suited to the borrower are available elsewhere.

There are also certain specialist mortgages, not available from high street lenders which can only be accessed via an intermediary, which could present the best choice for some.

Those with more complicated financial backgrounds such as; freelancers or self employed applicants, or those who have previously had issues with credit may find it more difficult to secure mortgage finance; however using an independent adviser could help you find the right product for your specific requirements.

Fair Mortgages Calculator

Fair Mortgages also offers a free mortgage calculator on our site that could help you get an indication of what mortgages may be available to you.

You just need to fill in the relevant financial information to do with the mortgage such as; how much you wish to borrow, deposit size, repayment or interest-only, and the exact type of mortgage you are interested , e.g. Buy to Let or First Time Buyer.

The tool will then be able to generate a selection of mortgages from different providers for you.

house icon

Call 0117 403 4474 or Request Callback

For a FREE initial conversation about your mortgage options complete our short enquiry form.

request call back

Please confirm your details

Extra information

The optional information below will help us to contact you

Our Services