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RBS Mortgages Direct - Call 0800 068 7706

What is your mortgage for?

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RBS Mortgage In Principle

Contact RBS using the table below to get a mortgage decision.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 0.92%
Rate type: Fixed 28 months
Monthly cost: £671.87 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
Royal Bank of Scotland logo 0.92% Fixed 28 months 3.2% APRC 60% £995 £150 cashback £671.87 per month get quotes Call direct0800 068 7706
Initial rate: 0.93%
Rate type: Fixed 28 months
Monthly cost: £672.68 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
Royal Bank of Scotland logo 0.93% Fixed 28 months 3.2% APRC 60% £995 £150 cashback £672.68 per month get quotes Call direct0800 068 7706
Initial rate: 0.97%
Rate type: Fixed 64 months
Monthly cost: £675.93 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 2.6% APRC
Royal Bank of Scotland logo 0.97% Fixed 64 months 2.6% APRC 60% £995 £150 cashback £675.93 per month get quotes Call direct0800 068 7706
Initial rate: 0.98%
Rate type: Fixed 64 months
Monthly cost: £676.74 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 2.6% APRC
Royal Bank of Scotland logo 0.98% Fixed 64 months 2.6% APRC 60% £995 £150 cashback £676.74 per month get quotes Call direct0800 068 7706
Initial rate: 1.02%
Rate type: Fixed 28 months
Monthly cost: £680.00 per month
Max LTV: 75%
Product fee: £995
Overall cost for comparison: 3.2% APRC
Royal Bank of Scotland logo 1.02% Fixed 28 months 3.2% APRC 75% £995 £150 cashback £680.00 per month get quotes Call direct0800 068 7706
Initial rate: 1.03%
Rate type: Fixed 28 months
Monthly cost: £680.82 per month
Max LTV: 70%
Product fee: £995
Overall cost for comparison: 3.2% APRC
Royal Bank of Scotland logo 1.03% Fixed 28 months 3.2% APRC 70% £995 £150 cashback £680.82 per month get quotes Call direct0800 068 7706
Initial rate: 1.03%
Rate type: Fixed 28 months
Monthly cost: £680.82 per month
Max LTV: 75%
Product fee: £995
Overall cost for comparison: 3.2% APRC
Royal Bank of Scotland logo 1.03% Fixed 28 months 3.2% APRC 75% £995 £150 cashback £680.82 per month get quotes Call direct0800 068 7706
Initial rate: 1.08%
Rate type: Fixed 28 months
Monthly cost: £684.91 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
Royal Bank of Scotland logo 1.08% Fixed 28 months 3.2% APRC 60% £995 £250 cashback £684.91 per month get quotes Call direct0800 068 7706
Initial rate: 1.08%
Rate type: Fixed 28 months
Monthly cost: £684.91 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
Royal Bank of Scotland logo 1.08% Fixed 28 months 3.2% APRC 60% £995 £250 cashback £684.91 per month get quotes Call direct0800 068 7706
Initial rate: 1.11%
Rate type: Fixed 28 months
Monthly cost: £687.37 per month
Max LTV: 60%
Product fee: £0
Overall cost for comparison: 3.1% APRC
Royal Bank of Scotland logo 1.11% Fixed 28 months 3.1% APRC 60% £0 £150 cashback £687.37 per month get quotes Call direct0800 068 7706
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

RBS Mortgage In Principle

An Agreement in Principle from RBS is the first step to getting a Royal Bank Of Scotland mortgage. It gives an indication of whether RBS will lend you the amount you need to borrow.

RBS Mortgage in principle

How Does It Work

  • Online form - Takes 5 Minutes
  • No impact on your credit score
  • No obligation to take out a mortgage

Prefer to speak to an adviser? - Call Royal Bank of Scotland on 0800 068 7706

Lines are open: 8am-6pm Monday to Friday and 9am-4pm on Saturday (Calls may be recorded)

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