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RBS Mortgages Direct - Call 0800 068 7706

What is your mortgage for?

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RBS Mortgage In Principle

Contact RBS using the table below to get a mortgage decision.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.04%
Rate type: Fixed 28 months
Monthly cost: £681.63 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
Royal Bank of Scotland logo 1.04% Fixed 28 months 3.2% APRC 60% £995 £350 cashback £681.63 per month get quotes Call direct0800 068 7706
Initial rate: 1.05%
Rate type: Fixed 28 months
Monthly cost: £682.45 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
Royal Bank of Scotland logo 1.05% Fixed 28 months 3.2% APRC 60% £995 £350 cashback £682.45 per month get quotes Call direct0800 068 7706
Initial rate: 1.12%
Rate type: Fixed 64 months
Monthly cost: £688.19 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 2.7% APRC
Royal Bank of Scotland logo 1.12% Fixed 64 months 2.7% APRC 60% £995 £350 cashback £688.19 per month get quotes Call direct0800 068 7706
Initial rate: 1.13%
Rate type: Fixed 64 months
Monthly cost: £689.02 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 2.7% APRC
Royal Bank of Scotland logo 1.13% Fixed 64 months 2.7% APRC 60% £995 £350 cashback £689.02 per month get quotes Call direct0800 068 7706
Initial rate: 1.17%
Rate type: Fixed 28 months
Monthly cost: £692.31 per month
Max LTV: 75%
Product fee: £995
Overall cost for comparison: 3.2% APRC
Royal Bank of Scotland logo 1.17% Fixed 28 months 3.2% APRC 75% £995 £350 cashback £692.31 per month get quotes Call direct0800 068 7706
Initial rate: 1.20%
Rate type: Fixed 28 months
Monthly cost: £694.79 per month
Max LTV: 70%
Product fee: £995
Overall cost for comparison: 3.2% APRC
Royal Bank of Scotland logo 1.20% Fixed 28 months 3.2% APRC 70% £995 £350 cashback £694.79 per month get quotes Call direct0800 068 7706
Initial rate: 1.20%
Rate type: Fixed 28 months
Monthly cost: £694.79 per month
Max LTV: 75%
Product fee: £995
Overall cost for comparison: 3.2% APRC
Royal Bank of Scotland logo 1.20% Fixed 28 months 3.2% APRC 75% £995 £350 cashback £694.79 per month get quotes Call direct0800 068 7706
Initial rate: 1.24%
Rate type: Fixed 28 months
Monthly cost: £698.10 per month
Max LTV: 60%
Product fee: £0
Overall cost for comparison: 3.2% APRC
Royal Bank of Scotland logo 1.24% Fixed 28 months 3.2% APRC 60% £0 £698.10 per month get quotes Call direct0800 068 7706
Initial rate: 1.37%
Rate type: Fixed 64 months
Monthly cost: £708.94 per month
Max LTV: 70%
Product fee: £995
Overall cost for comparison: 2.8% APRC
Royal Bank of Scotland logo 1.37% Fixed 64 months 2.8% APRC 70% £995 £350 cashback £708.94 per month get quotes Call direct0800 068 7706
Initial rate: 1.38%
Rate type: Fixed 64 months
Monthly cost: £709.78 per month
Max LTV: 75%
Product fee: £995
Overall cost for comparison: 2.8% APRC
Royal Bank of Scotland logo 1.38% Fixed 64 months 2.8% APRC 75% £995 £250 cashback £709.78 per month get quotes Call direct0800 068 7706
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

RBS Mortgage In Principle

An Agreement in Principle from RBS is the first step to getting a Royal Bank Of Scotland mortgage. It gives an indication of whether RBS will lend you the amount you need to borrow.

RBS Mortgage in principle

How Does It Work

  • Online form - Takes 5 Minutes
  • No impact on your credit score
  • No obligation to take out a mortgage

Prefer to speak to an adviser? - Call Royal Bank of Scotland on 0800 068 7706

Lines are open: 8am-6pm Monday to Friday and 9am-4pm on Saturday (Calls may be recorded)

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