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RBS Mortgages Direct - Call 0800 068 7706

What is your mortgage for?

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RBS Mortgage In Principle

Contact RBS using the table below to get a mortgage decision.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 2.54%
Rate type: 2.54% Fixed to 31/07/2024
Monthly cost: £811.14 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 4.3% APRC
Royal Bank of Scotland logo 2.54% 2.54% Fixed to 31/07/2024 4.3% APRC 60% £995 £811.14 per month get quotes
Initial rate: 2.55%
Rate type: 2.55% Fixed to 31/07/2027
Monthly cost: £812.05 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.8% APRC
Royal Bank of Scotland logo 2.55% 2.55% Fixed to 31/07/2027 3.8% APRC 60% £995 £812.05 per month get quotes
Initial rate: 2.60%
Rate type: 2.60% Fixed to 31/07/2024
Monthly cost: £816.61 per month
Max LTV: 75%
Product fee: £995
Overall cost for comparison: 4.3% APRC
Royal Bank of Scotland logo 2.60% 2.60% Fixed to 31/07/2024 4.3% APRC 75% £995 £816.61 per month get quotes
Initial rate: 2.63%
Rate type: 2.63% Fixed to 31/07/2027
Monthly cost: £819.35 per month
Max LTV: 75%
Product fee: £995
Overall cost for comparison: 3.8% APRC
Royal Bank of Scotland logo 2.63% 2.63% Fixed to 31/07/2027 3.8% APRC 75% £995 £819.35 per month get quotes
Initial rate: 2.64%
Rate type: 2.64% Fixed to 31/07/2024
Monthly cost: £820.26 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 4.3% APRC
Royal Bank of Scotland logo 2.64% 2.64% Fixed to 31/07/2024 4.3% APRC 60% £995 £820.26 per month get quotes
Initial rate: 2.65%
Rate type: 2.65% Fixed to 31/07/2024
Monthly cost: £821.18 per month
Max LTV: 85%
Product fee: £995
Overall cost for comparison: 4.3% APRC
Royal Bank of Scotland logo 2.65% 2.65% Fixed to 31/07/2024 4.3% APRC 85% £995 £821.18 per month get quotes
Initial rate: 2.65%
Rate type: 2.65% Fixed to 31/07/2027
Monthly cost: £821.18 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.9% APRC
Royal Bank of Scotland logo 2.65% 2.65% Fixed to 31/07/2027 3.9% APRC 60% £995 £821.18 per month get quotes
Initial rate: 2.69%
Rate type: 2.69% Fixed to 31/07/2024
Monthly cost: £824.84 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 4.3% APRC
Royal Bank of Scotland logo 2.69% 2.69% Fixed to 31/07/2024 4.3% APRC 60% £995 £250 cashback £824.84 per month get quotes
Initial rate: 2.69%
Rate type: 2.69% Fixed to 31/07/2024
Monthly cost: £824.84 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 4.3% APRC
Royal Bank of Scotland logo 2.69% 2.69% Fixed to 31/07/2024 4.3% APRC 60% £995 £250 cashback £824.84 per month get quotes
Initial rate: 2.70%
Rate type: 2.70% Fixed to 31/07/2027
Monthly cost: £825.76 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.9% APRC
Royal Bank of Scotland logo 2.70% 2.70% Fixed to 31/07/2027 3.9% APRC 60% £995 £250 cashback £825.76 per month get quotes
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

RBS Mortgage In Principle

An Agreement in Principle from RBS is the first step to getting a Royal Bank Of Scotland mortgage. It gives an indication of whether RBS will lend you the amount you need to borrow.

RBS Mortgage in principle

How Does It Work

  • Online form - Takes 5 Minutes
  • No impact on your credit score
  • No obligation to take out a mortgage

Prefer to speak to an adviser? - Call Royal Bank of Scotland on 0800 068 7706

Lines are open: 8am-6pm Monday to Friday and 9am-4pm on Saturday (Calls may be recorded)

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Fair Mortgages Limited is an appointed representative of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.