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Mortgage & Equity Release - Call Us 0117 403 4474

What is your mortgage for?

use mortgage calculator
 
Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.14%
Rate type: Fixed 27 months
Monthly cost: £689.84 per month
Max LTV: 60%
Product fee: £1,999
Overall cost for comparison: 4.4% APRC
Platform logo 1.14% Fixed 27 months 4.4% APRC 60% £1,999 £500 cashback £689.84 per month get quotes Call us0117 403 4474 More details
Initial rate: 1.16%
Rate type: Fixed 26 months
Monthly cost: £691.49 per month
Max LTV: 60%
Product fee: £1,795
Overall cost for comparison: 4.1% APRC
Barclays Mortgage logo 1.16% Fixed 26 months 4.1% APRC 60% £1,795 £691.49 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 1.19%
Rate type: Fixed 27 months
Monthly cost: £693.96 per month
Max LTV: 60%
Product fee: £1,499
Overall cost for comparison: 3.1% APRC
Santander logo 1.19% Fixed 27 months 3.1% APRC 60% £1,499 £693.96 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 1.19%
Rate type: Fixed 26 months
Monthly cost: £693.96 per month
Max LTV: 65%
Product fee: £3,600
Overall cost for comparison: 4.4% APRC
The Mortgage Works logo 1.19% Fixed 26 months 4.4% APRC 65% £3,600 £693.96 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 1.19%
Rate type: Fixed 26 months
Monthly cost: £693.96 per month
Max LTV: 65%
Product fee: £3,600
Overall cost for comparison: 4.4% APRC
The Mortgage Works logo 1.19% Fixed 26 months 4.4% APRC 65% £3,600 £693.96 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 1.21%
Rate type: Fixed 27 months
Monthly cost: £695.62 per month
Max LTV: 60%
Product fee: £1,995
Overall cost for comparison: 4.0% APRC
Birmingham Midshires Solutions logo 1.21% Fixed 27 months 4.0% APRC 60% £1,995 £695.62 per month get quotes Call us0117 403 4474 Broker Only Deal
Initial rate: 1.24%
Rate type: Fixed 26 months
Monthly cost: £698.10 per month
Max LTV: 60%
Product fee: £1,999
Overall cost for comparison: 4.1% APRC
HSBC logo 1.24% Fixed 26 months 4.1% APRC 60% £1,999 £698.10 per month get quotes Call us0117 403 4474 More details
Initial rate: 1.24%
Rate type: Fixed 26 months
Monthly cost: £698.10 per month
Max LTV: 65%
Product fee: £3,600
Overall cost for comparison: 4.3% APRC
The Mortgage Works logo 1.24% Fixed 26 months 4.3% APRC 65% £3,600 £250 cashback £698.10 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 1.24%
Rate type: Fixed 26 months
Monthly cost: £698.10 per month
Max LTV: 65%
Product fee: £3,600
Overall cost for comparison: 4.3% APRC
The Mortgage Works logo 1.24% Fixed 26 months 4.3% APRC 65% £3,600 £250 cashback £698.10 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 1.24%
Rate type: Fixed 26 months
Monthly cost: £698.10 per month
Max LTV: 65%
Product fee: £3,600
Overall cost for comparison: 4.4% APRC
The Mortgage Works logo 1.24% Fixed 26 months 4.4% APRC 65% £3,600 £698.10 per month get quotes Call us0117 403 4474 More details Broker Only Deal
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Remortgage Buy To Let Mortgage

Our Remortgage Service For Buy to Let Properties

Use the mortgage calculator above to assess your second charge options and then speak to

  • Whole of market service - we work with UK lenders who lend on a second charge basis
  • Access to leading market mortgage rates
  • Access to exclusive loan deals not available on high street
  • Fast turnaround - speak to us today if you need to move quickly
  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions

To investigate your mortgage options on 2nd charge call our mortgage team on 0117 403 4474 or fill in our call back form.

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

As your mortgage is such an important transaction, good advice is imperative.

Right Bullets

Remortgaging your buy to let mortgage

Providing your situation has not changed hugely, since your current buy to let mortgage was arranged it should not be too difficult to remortgage.

There are a range of reasons you might benefit from remortgages a buy to let mortgage.

For example; if your existing finance’s introductory period has finished and you are now paying interest at the lender’s Standard Variable Rate you could be paying more than you need to, remortgaging to return to an introductory offer could, increase your monthly earnings by reducing your interest rate. Doing so could also help you pay of your mortgage in full more quickly.

You could also remortgage to raise capital, effectively trading some of the equity you own in the property for additional funds for the lender, the capital you raise this way can be used for any reason you like such as home improvements or additional property purchase.

It is however important to consider if your situation has changed at all since you first got mortgage, as this could affect the range of mortgages available to you.

When looking into remortgaging you should also consider any fees involved, sufficiently large fees could potentially make remortgaging uneconomical.

  Therefore if you are looking to save money by remortgaging when shopping around for the right product, you should also consider any early repayment fees you might need to pay as well as arrangement fees.

If you remortgage with a new lender they may also require you to go through the same valuation and legal process again which can add additional costs.

If you want to get an idea of what buy to let options might currently be available to you, you may benefit from using our calculator tool.

You just need to select the kind of mortgage you are looking for from the drop down menus and fill in the relevant financial information. The mortgage calculator will then be able to filter a selection of mortgages that fit that criteria.

When considering remortgaging a buy to let it may therefore be worthwhile to speak to a professional independent mortgage adviser, not only can they give you impartial advice through the entire process.

But independent mortgage advisers can search across the whole of the buy to let market, trying to find the best plan for you from a range of different providers. There are also a selection of smaller specialist lenders not on the high street, with a range of finance options which can only be applied for via a professional intermediary like a mortgage adviser.

If you think you may be able to benefit from the services of a mortgage adviser, you can fill in the online contact form on this website to request a call back from a Fair Mortgages adviser who can provide you with a free initial consultation, alternatively you can call us directly on: 0117 403 4474.

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Call 0117 403 4474 or Request Callback for our Buy To Let ReMortgage Service

For a FREE initial conversation about your mortgage options complete our short enquiry form.

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