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Mortgage & Equity Release - Call Us 0117 403 4474

0.92% APR 

  • Fixed for 28 months
  • 60% LTV - Interest only option
  • Overall cost for comparison 3.20%

Representative Example: 

Mortgage of £180,000 on property valued at £300,000 over term of 25 years.

Rate fixed for 28 months after which reverts to the RBS variable rate of 3.59%.

Call RBS on 0800 068 7706

1.03% APR

  • Fixed for 64 Months
  • 60% LTV - Interest Only
  • Overall cost for comparison 2.60%

Representative Example: 

Mortgage of £180,000 on property valued at £300,000 over term of 25 years.

Rate fixed for 64 months after which reverts to NatWest variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

3.64% APR 

  • Fixed for 26 months
  • 95% LTV - £500 CASHBACK Offer!
  • Overall cost for comparison 3.30%

Representative Example: 

Mortgage of £100,000 on property valued at £200,000. Term of 25 years.

Rate fixed for 26 months then reverts to variable rate of 4.34%.

Call Virgin Money FREE on 0330 057 1528

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 0.92%
Rate type: Fixed 27 months
Monthly cost: £559.89 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.2% APRC
Barclays Mortgage logo 0.92% Fixed 27 months 3.2% APRC 60% £999 £559.89 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 0.92%
Rate type: Fixed 27 months
Monthly cost: £559.89 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
NatWest logo 0.92% Fixed 27 months 3.2% APRC 60% £995 £250 cashback £559.89 per month get quotes Call direct0800 068 8567
Initial rate: 0.92%
Rate type: Fixed 27 months
Monthly cost: £559.89 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
NatWest Int Sols logo 0.92% Fixed 27 months 3.2% APRC 60% £995 £250 cashback £559.89 per month get quotes Call us0117 403 4474 Broker Only Deal
Initial rate: 0.92%
Rate type: Fixed 27 months
Monthly cost: £559.89 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
Royal Bank of Scotland logo 0.92% Fixed 27 months 3.2% APRC 60% £995 £250 cashback £559.89 per month get quotes Call direct0800 068 7706
Initial rate: 0.94%
Rate type: Fixed 27 months
Monthly cost: £561.24 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.2% APRC
HSBC logo 0.94% Fixed 27 months 3.2% APRC 60% £999 £561.24 per month get quotes Call us0117 403 4474 More details
Initial rate: 0.94%
Rate type: Fixed 24 months
Monthly cost: £561.24 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.3% APRC
Nationwide BS logo 0.94% Fixed 24 months 3.3% APRC 60% £999 £561.24 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 0.94%
Rate type: Fixed 27 months
Monthly cost: £561.24 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
NatWest logo 0.94% Fixed 27 months 3.2% APRC 60% £995 £561.24 per month get quotes Call direct0800 068 8567
Initial rate: 0.94%
Rate type: Fixed 27 months
Monthly cost: £561.24 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
NatWest Int Sols logo 0.94% Fixed 27 months 3.2% APRC 60% £995 £200 cashback £561.24 per month get quotes Call us0117 403 4474 Broker Only Deal
Initial rate: 0.94%
Rate type: Fixed 27 months
Monthly cost: £561.24 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
Royal Bank of Scotland logo 0.94% Fixed 27 months 3.2% APRC 60% £995 £561.24 per month get quotes Call direct0800 068 7706
Initial rate: 0.94%
Rate type: Fixed 27 months
Monthly cost: £561.24 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
TSB logo 0.94% Fixed 27 months 3.2% APRC 60% £995 £561.24 per month get quotes Call us0117 403 4474 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Remortgage Interest Rates

Our Remortgage Service - helping you make the right decision

Special features of what we offer include:

  • Whole of market service - we work with most UK lenders
  • Access to leading market mortgage rates
  • Access to exclusive loan deals not available on high street
  • Fast turnaround - speak to us today if you need to move quickly

To investigate your mortgage options call our mortgage team on 0117 313 7780 or fill in our call back form.

Access To Best Rates

Remortgage Interest Rates

One of the advantages of refinancing is that it can potentially reduce the interest rate you pay on the loan.

If the introductory period of your current home finance arrangement has ended then the interest that accumulates on the loan may be calculated using the lender’s Standard Variable Rate, by remortgaging with either a new lender or your current provider you may be able to return to an introductory deal such a fixed rate option or discount mortgage which could offer a lower interest rates.

Types of mortgage introductory rates

 Introductory rates available on mortgages may include:

  • Fixed-Rate – With a fixed rate, as the name suggests the rate of interest on your loan remains fixed over the course of the incentive period so you know exactly how much your monthly mortgage payment will be.
  • Tracker – With this type of mortgage the interest rate tracks the base rate set by the Bank of England for introductory period. This means that if the BoE do make any changes to the base rate can cause your interest rate to vary.
  • Discount – Discount mortgages track the lender’s Standard Variable Rate (SVR) at a discounted rate. This means the rate you pay is variable if the lender makes a change to their SVR.

Compare remortgage interest rates

If you want to find out what interest rates are currently offered to some borrowers you could use the Fair Mortgages calculator tool at the top of this page. You just need to select ‘Remortgages’ from the drop down menu and fill in relevant financial information, the calculator will then be able to filter a selection of products that fit your specified criteria.  

Things to consider before remortgaging

Certain factors about a borrower such as their income and credit history can influence the interest rates lenders will be willing to offer them, this means in some situation where a borrower’s circumstances have changed it may not be necessarily beneficial to remortgage as it could potential increase the interest rates on their mortgage.

There are also potential fees associated with taking out a new mortgage these could include new arrangement, valuation and legal fees as well as potential charges for repaying your existing finance early. This means it is wise to first calculate if factoring in any fees you actually stand to save anything overall, as this may not always be the case.

Mortgage Adviser

If you are considering remortgaging your property then you may benefit from speaking to an independent mortgage adviser, As well as being able to provide you with impartial advice an adviser that offers a whole of market service can use their professional knowledge to search across different providers on the behalf of their clients to try and find them the best products for their requirement. There are also certain mortgage from lenders that borrowers can only access via intermediaries such as advisers one of which might present the best choice for your needs.

Fill in the contact form on the side of this page to request a call back from a Fair Mortgages Adviser who can provide you with a free initial consultation, alternatively call us directly on: 0117 313 7780.

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For a FREE initial conversation about your mortgage options complete our short enquiry form.

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