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Mortgage & Equity Release - Call Us 0117 403 4474

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What is your mortgage for?

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4.83% 5 Year Fixed

  • 65% LTV
  • Overall cost for comparison 5.9% APRC
  • £500 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 60 months after which reverts to lender variable rate of 6.49%.

Book appointment with us »

4.89% 10 Year Fixed

  • 75% LTV
  • Overall cost for comparison 5.5% APRC
  • £1000 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 10 years after which reverts to lender variable rate of 6.24%.

Book appointment with us »

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 4.36%
Rate type: 5 year fixed
Monthly cost: £986.25 per month
Product fee: £999
Overall cost for comparison: 7% APRC
Lloyds Bank 4.36% 5 year fixed 7% APRC £999 £250 cashback £986.25 per month get quotes
Initial rate: 4.36%
Rate type: 5 year fixed
Monthly cost: £986.25 per month
Product fee: £1,295
Overall cost for comparison: 7.4% APRC
Virgin Money logo 4.36% 5 year fixed 7.4% APRC £1,295 £500 cashback £986.25 per month get quotes Broker Only Deal
Initial rate: 4.38%
Rate type: 5 year fixed
Monthly cost: £988.28 per month
Product fee: £699
Overall cost for comparison: 7% APRC
Barclays logo 4.38% 5 year fixed 7% APRC £699 £988.28 per month get quotes Broker Only Deal
Initial rate: 4.39%
Rate type: 5 year fixed
Monthly cost: £989.29 per month
Product fee: £899
Overall cost for comparison: 7% APRC
Barclays logo 4.39% 5 year fixed 7% APRC £899 £989.29 per month get quotes Broker Only Deal
Initial rate: 4.41%
Rate type: 5 year fixed
Monthly cost: £991.33 per month
Product fee: £999
Overall cost for comparison: 7.1% APRC
Halifax 4.41% 5 year fixed 7.1% APRC £999 £250 cashback £991.33 per month get quotes
Initial rate: 4.41%
Rate type: 5 year fixed
Monthly cost: £991.33 per month
Product fee: £999
Overall cost for comparison: 7% APRC
Halifax 4.41% 5 year fixed 7% APRC £999 £250 cashback £991.33 per month get quotes Broker Only Deal
Initial rate: 4.42%
Rate type: 5 year fixed
Monthly cost: £992.34 per month
Product fee: £1,495
Overall cost for comparison: 6.8% APRC
NatWest logo 4.42% 5 year fixed 6.8% APRC £1,495 £992.34 per month get quotes
Initial rate: 4.43%
Rate type: 5 year fixed
Monthly cost: £993.36 per month
Product fee: £999
Overall cost for comparison: 6.7% APRC
Nationwide Building Society logo 4.43% 5 year fixed 6.7% APRC £999 £993.36 per month get quotes Broker Only Deal
Initial rate: 4.47%
Rate type: 5 year fixed
Monthly cost: £997.44 per month
Product fee: £0
Overall cost for comparison: 7% APRC
Lloyds Bank 4.47% 5 year fixed 7% APRC £0 £250 cashback £997.44 per month get quotes
Initial rate: 4.47%
Rate type: 5 year fixed
Monthly cost: £997.44 per month
Product fee: £995
Overall cost for comparison: 6.8% APRC
NatWest logo 4.47% 5 year fixed 6.8% APRC £995 £997.44 per month get quotes
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Remortgage To Improve Property

Our Remortgage Service To Raise Funds To Improve Your Property

Looking to use the equity in your home to make improvements to your property? Fair Mortgages can help you renew your current mortgage deal and depending on your circumstances look at raising finance for home improvements. 

Special features of what we offer include:

  • Whole of market mortgage service - we cover over 60 UK lenders to help you find the best remortgage deal

  • Great Rates! - Access to leading market rates

  • Exclusive Deals - Access to exclusive remortgage deals not available on high street

  • Fast turnaround - call us if you need to move fast!

  • Less than perfect credit history? - We have lenders who will take into account previous defaults and missed payments 

  • Raising additional finance - If you are looking to raise finance using the equity in your existing home we will look at all your finance options

To discuss your options on raising additional finance for property improvements call our specialist team on 0117 403 4474 or request a callback.

Remortgage To Improve Property

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Looking to Improve Your Property? Call 0117 403 4474 to Speak to our Remortgage Team or Request a Callback

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Our Services

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How to get a Cheaper Mortgage

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Remortgage To Release Equity

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Fair Mortgages Limited is an appointed representative of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.