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Bridging Loans Hotline Call 0117 313 6058

Homeowner Loans

4.19% APR (variable)

  • Borrow from £10,000 to £500,000
  • Loans from 3 to 35 year terms

Representative Example:The Representative APRC is 9.1%. Based on an assumed loan amount of £18,000 (including broker fee of £1,530 & product fee of £495) over 60 months at an interest rate of 4.95% (variable). Monthly repayment £227.38 & total repayable £26,945.40.

Second Charge Bridging Finance

Our Second Charge Bridging Finance Service

Why choose us?

Fair Mortgages can provide you with a first class service if you are looking for second charge bridging finance advice. We work with most UK lenders  and can compare them to provide you with the best deal.

Special features of what we offer include:

  • Whole of market broker - we deal with most UK Second Charge lenders

  • Rates - Access to leading buy to let market rates

  • Exclusives - Access to exclusive second charge mortgage deals not available on high street

  • Our BTL Expertise - Expert help whether you are a first time investor or experienced full time landlord

  • Credit Issues? - We have lenders who will take into account previous defaults and missed payments 

To investigate your second charge home loans, call our specialist team on 0117  313 7780 or fill in our call back form. 

Second Charge Bridging Finance

Second Charge Bridging Finance

If you’re looking for a short term second charge finance solution and do not wish to disrupt your existing mortgage deal; then second charge bridging finance might be the answer you’re looking for. Second charge bridging finance is secured against a property that already has an outstanding loan or mortgage, and can usually be secured on any type of property.

The duration of short term bridging finance is typically between 12 and 18 months, and has become a popular short term finance solution for investors looking to purchase investment properties, inject businesses or to make refurbishments to existing properties.

Where can I secure second charge bridging finance?

Second charge bridging finance is generally more expensive and offered by fewer lenders than first charge loans, reflecting the additional risk taken by the finance provider in offering this type of finance. As a result, your best chance of securing the best deal on your second charge bridging finance is to visit bridging loan specialists, who offer competitive offers that start from around 0.99% per month at around 60% loan to value (LTV).

However, many of these lenders only accept applications through authorised independent intermediaries, such as ourselves. Consequently, we recommend that when looking to secure second charge bridging finance; you contact a mortgage broker or a suitable qualified individual, who can compare the second charge bridging finance options available to you, and give guidance in selecting the option that’s best for you.

Our Services

We work with the majority of UK second charge bridging finance providers, which means we can compare the majority of market leading rates, as well as exclusive deals to bring you the best second charge bridging finance options that suit your personal circumstances. Our bridging loan specialist advisory team can also assist you with all second charge bridging loan queries, and can give you guidance from finding the best deal for you to finalising the loan, and even beyond this.

If you feel you would benefit from the assistance of one of our bridging loan specialist advisors, call us today on 0117 313 7780 for a free initial consultation, or fill in our contact request form for an advisor to get back to you.A Complete Service

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Call us for a FREE initial conversation on 0117 313 6058 about bridging loan options or request a callback.

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Why Fair Mortgages?