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Stafford Railway Building Society Mortgages

UK Mortgage rates are on the rise!

See below for a selection of leading Stafford Railway mortgages or use our independent mortgage advice service to discuss your options.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 3.75%
Rate type: 2 year fixed
Monthly cost: £925.44 per month
Product fee: £999
Overall cost for comparison: 7.3% APRC
Lloyds Bank 3.75% 2 year fixed 7.3% APRC £999 £250 cashback £925.44 per month get quotes
Initial rate: 3.83%
Rate type: 5 year fixed
Monthly cost: £933.29 per month
Product fee: £899
Overall cost for comparison: 5.5% APRC
Barclays 3.83% 5 year fixed 5.5% APRC £899 £933.29 per month get quotes Broker Only Deal
Initial rate: 3.88%
Rate type: 5 year fixed
Monthly cost: £938.22 per month
Product fee: £999
Overall cost for comparison: 6.4% APRC
Lloyds Bank 3.88% 5 year fixed 6.4% APRC £999 £250 cashback £938.22 per month get quotes
Initial rate: 3.88%
Rate type: 2 year fixed
Monthly cost: £938.22 per month
Product fee: £995
Overall cost for comparison: 7% APRC
NatWest logo 3.88% 2 year fixed 7% APRC £995 £938.22 per month get quotes
Initial rate: 3.88%
Rate type: 5 year fixed
Monthly cost: £938.22 per month
Product fee: £995
Overall cost for comparison: 6.1% APRC
NatWest logo 3.88% 5 year fixed 6.1% APRC £995 £938.22 per month get quotes
Initial rate: 3.90%
Rate type: 2 year fixed
Monthly cost: £940.2 per month
Product fee: £999
Overall cost for comparison: 7.4% APRC
Lloyds Bank 3.90% 2 year fixed 7.4% APRC £999 £250 cashback £940.2 per month get quotes
Initial rate: 3.90%
Rate type: 2 year fixed
Monthly cost: £940.2 per month
Product fee: £999
Overall cost for comparison: 7.4% APRC
Halifax 3.90% 2 year fixed 7.4% APRC £999 £250 cashback £940.2 per month get quotes
Initial rate: 3.90%
Rate type: 2 year fixed
Monthly cost: £940.2 per month
Product fee: £999
Overall cost for comparison: 7.3% APRC
Halifax 3.90% 2 year fixed 7.3% APRC £999 £250 cashback £940.2 per month get quotes Broker Only Deal
Initial rate: 3.91%
Rate type: 2 year fixed
Monthly cost: £941.18 per month
Product fee: £899
Overall cost for comparison: 6.2% APRC
Barclays 3.91% 2 year fixed 6.2% APRC £899 £941.18 per month get quotes Broker Only Deal
Initial rate: 3.91%
Rate type: 2 year fixed
Monthly cost: £941.18 per month
Product fee: £999
Overall cost for comparison: 6.4% APRC
HSBC logo 3.91% 2 year fixed 6.4% APRC £999 £500 cashback £941.18 per month get quotes Broker Only Deal
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Stafford Railway Building Society Mortgages

Stafford Railway Mortgage Service

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support".

As your mortgage is such an important transaction, good advice is imperative.

stafford Railway Building Society Mortgages

Stafford Railway Building Society offers a selection of variable rate mortgage deals to borrowers across England and Wales.

You can compare the mortgages offered by Stafford Railway Building Society with over 5,000 of the latest mortgage deals using our FREE online mortgage calculator.  

Benefits of a Stafford Railway Building Society Mortgage

Some of the mortgage deals that are currently available from Stafford Railway Building Society include benefits such as:

  • Independent and locally managed – speak directly to a member of the team rather than having to go through a call centre

  • Choose your repayment method – capital repayment or interest-only (subject to terms and conditions)

  • No arrangement fees

  • No early repayment charges

  • Overpayments, underpayments and payment holidays are permitted subject to terms and conditions

  • Standard variable rate mortgages – the interest you pay on this type of mortgage will follow the Stafford Railway Building Society standard variable rate (SVR).

  • Guarantor mortgages – available at up to 95% loan to value (LTV)

  • Buy to let mortgages – if you are looking to purchase a property to rent out to tenants, Stafford Railway Building Society offers buy to let mortgages at up to 75% LTV

About Stafford Railway Building Society

The Stafford Railway Building Society began life in 1877 and was originally intended to help local railway workers.

To compare Stafford Railway Building Society mortgage deals with other leading mortgage rates on the market, and to find the best deals for you, you can use the mortgage calculator to search over 5,000 mortgage offers based on your personal circumstances.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Fair Mortgages Limited is an appointed representative of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.