Cooperative Bank Mortgages
Our Mortgage Service - helping you make the right decision
"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support".
As your mortgage is such an important transaction, good advice is imperative.
The Co-operative Bank mortgage range provides flexible products to suit customers' needs.
You can compare Co-operative Bank mortgages with over 5,000 of the latest mortgage deals available – just use our FREE mortgage comparison service. Co-op Bank mortgage could offer a range of benefits such as:
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Flexible mortgage options - take out a lifetime tracker rate mortgage then switch to a fixed rate mortgage (subject to terms and conditions) during the penalty period and the early repayment charge will not apply.
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Split mortgage - You can combine a tracker rate and a fixed rate mortgage, which allows you flexibility as well as security.
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Remortgage offers – Co-operative Bank will pay your standard legal and basic valuation fees providing you use their recommended solicitors and surveyors.
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Portable mortgages – all mortgages from the Co-operative Bank are portable, which means that if you move house you can transfer your mortgage to another property, subject to terms and conditions.
Mortgages available from the Co-op Bank
Co-operative Bank mortgage types on offer include:
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Fixed rate mortgages – budget more easily knowing that your monthly repayments will not change during the fixed rate period. The Co-op Bank offers fixed rate mortgages ranging from 2 to 10 years in duration.
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Tracker mortgages – a Co-operative Bank Tracker Mortgage follows the Bank of England Base Rate, which means that you pay less when the rate goes down and more when it goes up. The Co-op Bank currently offers a range of lifetime tracker mortgages.
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Current account mortgages – special mortgage rates for Co-op Bank current account customers (terms and conditions apply).
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First time buyer mortgages – the Co-operative Bank offers mortgages for first time buyers at up to 90% loan to value (LTV).
About Co-op Bank mortgages
The Co-operative Bank has its origins in the Rochdale Pioneers Society, formed in the town in 1844. The Co-Operative Bank was formally established in 1872 and today offers a range of new mortgage deals, as well as administering those held by former Britannia customers.
To compare the latest Co-operative Bank mortgage deals with other leading mortgage rates and find the best deals for you, use the mortgage calculator to search over 5,000 mortgage offers based on your personal circumstances.