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Mortgage & Equity Release - Call Us 0117 403 4474

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2.49% 2 Year Fixed

  • 60% LTV
  • Overall cost for comparison 3.90% APRC

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed untilfor 26 months after which reverts to HSBC variable rate of 4.04%.

Go to HSBC website »

HSBC 2 Year Fixed

  • Initial Rate 2.94%
  • 95% LTV
  • Overall cost for comparison 4%

Representative Example: 

Mortgage of £100k on property valued at £200k over term of 26 months. Rate fixed for 2 years after which reverts to HSBC variable rate of 4.04%.

Go to HSBC website »

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.99%
Rate type: 1.99% Variable (collared at 1.99%) to 30/09/2024
Monthly cost: £762.06 per month
Max LTV: 75%
Product fee: £995
Overall cost for comparison: 4.3% APRC
Yorkshire Building Society logo 1.99% 1.99% Variable (collared at 1.99%) to 30/09/2024 4.3% APRC 75% £995 £762.06 per month get quotes Call us0117 403 4474 More details
Initial rate: 2.00%
Rate type: 2.00% Variable (collared at 0.75%) for 2 years
Monthly cost: £762.94 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 4.2% APRC
Barclays Mortgage logo 2.00% 2.00% Variable (collared at 0.75%) for 2 years 4.2% APRC 60% £999 £762.94 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 2.04%
Rate type: 2.04% Variable for 2 years
Monthly cost: £766.45 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.8% APRC
HSBC logo 2.04% 2.04% Variable for 2 years 3.8% APRC 60% £999 £766.45 per month get quotes
Initial rate: 2.09%
Rate type: 2.09% Variable (collared at 2.09%) to 30/09/2024
Monthly cost: £770.85 per month
Max LTV: 80%
Product fee: £995
Overall cost for comparison: 4.3% APRC
Yorkshire Building Society logo 2.09% 2.09% Variable (collared at 2.09%) to 30/09/2024 4.3% APRC 80% £995 £770.85 per month get quotes Call us0117 403 4474 More details
Initial rate: 2.14%
Rate type: 2.14% Variable (collared at 2.14%) to 30/09/2024
Monthly cost: £775.27 per month
Max LTV: 85%
Product fee: £995
Overall cost for comparison: 4.3% APRC
Yorkshire Building Society logo 2.14% 2.14% Variable (collared at 2.14%) to 30/09/2024 4.3% APRC 85% £995 £775.27 per month get quotes Call us0117 403 4474 More details
Initial rate: 2.19%
Rate type: 2.19% Variable (collared at 0.94%) for 2 years
Monthly cost: £779.70 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 4.2% APRC
Nationwide BS logo 2.19% 2.19% Variable (collared at 0.94%) for 2 years 4.2% APRC 60% £999 £779.70 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 2.20%
Rate type: 2.20% Variable (collared at 0.95%) for 2 years
Monthly cost: £780.59 per month
Max LTV: 75%
Product fee: £999
Overall cost for comparison: 4.2% APRC
Barclays Mortgage logo 2.20% 2.20% Variable (collared at 0.95%) for 2 years 4.2% APRC 75% £999 £780.59 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 2.24%
Rate type: 2.24% Variable for 2 years
Monthly cost: £784.14 per month
Max LTV: 75%
Product fee: £999
Overall cost for comparison: 3.8% APRC
HSBC logo 2.24% 2.24% Variable for 2 years 3.8% APRC 75% £999 £784.14 per month get quotes
Initial rate: 2.24%
Rate type: 2.24% Variable for 2 years
Monthly cost: £784.14 per month
Max LTV: 70%
Product fee: £999
Overall cost for comparison: 3.8% APRC
HSBC logo 2.24% 2.24% Variable for 2 years 3.8% APRC 70% £999 £784.14 per month get quotes
Initial rate: 2.29%
Rate type: 2.29% Variable (collared at 1.04%) for 2 years
Monthly cost: £788.61 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 4.2% APRC
Nationwide BS logo 2.29% 2.29% Variable (collared at 1.04%) for 2 years 4.2% APRC 60% £999 £788.61 per month get quotes Call us0117 403 4474 More details Broker Only Deal
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Best Tracker Mortgages

Our Tracker Mortgage Service

Looking to get the best tracker mortgage deal?

Fair Mortgages can provide you with a first class service if you are looking for the best tracker mortgage currently on the market - If you are currently have a mortgage on a tracker deal coming to an end and you are looking to remortgage or you wish to buy a new property on a tracker contact us to help you get the best deal possible. 

Special features of what we offer include:

  • Whole of market broker - we work with over 60 UK lenders
  • Great Rates - Access to leading rates including trackers
  • Market Exclusives - Access to mortgage deals not available on high street
  • Our  Expertise - Expert help whether you are a first time buyer or experienced full time landlord
  • Credit Issues? - We have lenders who will take into account previous defaults and missed payments 
  • Experienced? - Have a complex buy to let or have a portfolio of 5+ properties? - speak to us

To investigate your tracker mortgage options call our specialist team on 0117  403 4474 or fill in our call back form. 

Best Tracker Mortgages

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Bridging Loan To Buy House

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Fair Mortgages Limited is an appointed representative of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.