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Mortgage & Equity Release - Call Us 0117 403 4474

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What is your mortgage for?

 

Vernon Building Society Mortgages

Compare Vernon Building Society Mortgage Rates:

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 4.39%
Rate type: 5 year fixed
Monthly cost: £900.31 per month
Product fee: £999
Overall cost for comparison: 6.7% APRC
Vernon Building Society logo 4.39% 5 year fixed 6.7% APRC £999 £900.31 per month get quotes Broker Only Deal
Initial rate: 4.49%
Rate type: 5 year fixed
Monthly cost: £910.96 per month
Product fee: £0
Overall cost for comparison: 6.7% APRC
Vernon Building Society logo 4.49% 5 year fixed 6.7% APRC £0 £910.96 per month get quotes Broker Only Deal
Initial rate: 4.59%
Rate type: 2 year fixed
Monthly cost: £921.68 per month
Product fee: £999
Overall cost for comparison: 7.5% APRC
Vernon Building Society logo 4.59% 2 year fixed 7.5% APRC £999 £921.68 per month get quotes Broker Only Deal
Initial rate: 4.65%
Rate type: 3 year fixed
Monthly cost: £928.15 per month
Product fee: £999
Overall cost for comparison: 7.3% APRC
Vernon Building Society logo 4.65% 3 year fixed 7.3% APRC £999 £928.15 per month get quotes Broker Only Deal
Initial rate: 4.89%
Rate type: 3 year fixed
Monthly cost: £954.21 per month
Product fee: £0
Overall cost for comparison: 7.3% APRC
Vernon Building Society logo 4.89% 3 year fixed 7.3% APRC £0 £954.21 per month get quotes Broker Only Deal
Initial rate: 4.89%
Rate type: 5 year fixed
Monthly cost: £954.21 per month
Product fee: £0
Overall cost for comparison: 6.8% APRC
Vernon Building Society logo 4.89% 5 year fixed 6.8% APRC £0 £954.21 per month get quotes Broker Only Deal
Initial rate: 5.19%
Rate type: 5 year fixed
Monthly cost: £987.29 per month
Product fee: £0
Overall cost for comparison: 7% APRC
Vernon Building Society logo 5.19% 5 year fixed 7% APRC £0 £987.29 per month get quotes Broker Only Deal
Initial rate: 5.29%
Rate type: 3 year fixed
Monthly cost: £998.43 per month
Product fee: £0
Overall cost for comparison: 7.4% APRC
Vernon Building Society logo 5.29% 3 year fixed 7.4% APRC £0 £998.43 per month get quotes Broker Only Deal

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Vernon Building Society Mortgages

Vernon Building Society Mortgage Service

Why choose us?

Fair Mortgages can provide you with a first class service if you are looking for mortgage rates & advice. 

Special features of what we offer include:

  • Whole of market broker - we deal with over 60 UK lenders

  • Great Rates! - Access to leading market rates

  • Exclusives - Access to exclusive buy to let mortgage deals not available on high street

  • Our Expertise - Expert help whether you are a first time investor or experienced full time landlord

  • Credit Issues? - We have lenders who will take into account previous defaults and missed payments 

  • Experienced ? - Have a complex mortgage situation or buy to let or have a portfolio of 5+ properties? - speak to us

To investigate your mortgage options including Vernon BS mortgages call our specialist team on 0117 403 4474 or fill in our call back form. 

Vernon Building Society Mortgages

Vernon Building Society has a long history of providing mortgages, both in its home town of Stockport and across the UK. Use our FREE online mortgage comparison tool to help you find the latest mortgage deals from the Vernon Building Society.

Benefits of a Vernon Building Society mortgage

Vernon Building Society offers a selection of mortgages and related benefits, such as:

  • Discount mortgages - Keep your repayments to a minimum in the first few years of your mortgage.

  • Fixed Rate mortgages – your monthly repayments are fixed at a certain level for a specified period of time. At the end of the fixed rate period, your repayments will normally move on to a variable rate.

  • First time buyer mortgage – the Family Assist Mortgage from the Vernon Building Society allows first time buyers to borrow up to 100% of a property’s purchase price if a relative deposits savings of 20% of the purchase price for a minimum of 4 years. This cash is held in an account in the helper’s name for a minimum of 4 years after which time it will be released back to the helper as long as all mortgage payments are up to date.

  • Equity release lifetime mortgages – Designed for over 65s, this kind of mortgage allows you to borrow against the value of your home, and interest is added to the loan which is repaid when your house is sold.

  • Commercial mortgages – the Vernon Building Society offers a selection of mortgages to business borrowers.

  • Buy to let mortgages – choose from a range of mortgage deals designed for people landlords.

History of the Vernon Building Society

The Vernon Building Society opened its doors in 1929 in Stockport and now has assets exceeding £250m. Today, the Vernon Building Society offers its members a wide range of mortgages to suit many types of home buyers.

To compare the latest Vernon Building Society mortgage deals call our mortgage team on 0117 403 4474 or request a callback.

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Our Services

Bridging Loan To Buy House

Capital Raising Mortgage

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Mortgage Comparison

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Part Ownership Mortgage

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Self Build Mortgage

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How to get a Cheaper Mortgage

Million Pound Mortgages

Mortgages For Contractors

Mortgages For Doctors

New Build Mortgage

Remortgage To Release Equity

Second Mortgage

Shared Ownership Mortgage

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Fair Mortgages Limited is an appointed representative of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.