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Mortgage & Equity Release - Call Us 0117 403 4474

What is your mortgage for?

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2.49% 5 Year Fixed

  • 10% Deposit
  • Up to 5.5x Income (Based on a minimum joint income of £50k)
  • Overall cost for comparison 3.20%

Representative Example: Mortgage of £180,000 on property valued at £200,000 over term of 25 years. Rate fixed for 24 months after which it reverts to lender's variable rate of 3.59%.

Call now on 0117 403 4474 

1.14% 2 Year Fixed

  • Overall cost for comparison 3.20% APRC

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 26 months after which reverts to HSBC variable rate of 3.54%.

Go to HSBC website »

West Brom Mortgages

UK Mortgage rates are at all time lows!

See below for a selection of leading West Brom mortgages or use our independent mortgage advice service to compare the market.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.59%
Rate type: Discounted Variable 25 months
Monthly cost: £629.02 per month
Max LTV: 80%
Product fee: £999
Overall cost for comparison: 3.7% APRC
West Brom BS logo 1.59% Discounted Variable 25 months 3.7% APRC 80% £999 £629.02 per month get quotes More details
Initial rate: 1.99%
Rate type: Fixed 25 months
Monthly cost: £664.42 per month
Max LTV: 80%
Product fee: £999
Overall cost for comparison: 3.8% APRC
West Brom BS logo 1.99% Fixed 25 months 3.8% APRC 80% £999 £664.42 per month get quotes More details
Initial rate: 2.09%
Rate type: Discounted Variable 25 months
Monthly cost: £673.45 per month
Max LTV: 90%
Product fee: £999
Overall cost for comparison: 3.8% APRC
West Brom BS logo 2.09% Discounted Variable 25 months 3.8% APRC 90% £999 £673.45 per month get quotes More details
Initial rate: 2.09%
Rate type: Fixed 37 months
Monthly cost: £673.45 per month
Max LTV: 75%
Product fee: £0
Overall cost for comparison: 3.6% APRC
West Brom BS logo 2.09% Fixed 37 months 3.6% APRC 75% £0 £673.45 per month get quotes More details
Initial rate: 2.24%
Rate type: Fixed 25 months
Monthly cost: £687.13 per month
Max LTV: 80%
Product fee: £0
Overall cost for comparison: 3.8% APRC
West Brom BS logo 2.24% Fixed 25 months 3.8% APRC 80% £0 £250 cashback £687.13 per month get quotes More details
Initial rate: 2.24%
Rate type: Fixed 25 months
Monthly cost: £687.13 per month
Max LTV: 85%
Product fee: £999
Overall cost for comparison: 3.8% APRC
West Brom BS logo 2.24% Fixed 25 months 3.8% APRC 85% £999 £687.13 per month get quotes More details
Initial rate: 2.39%
Rate type: Fixed 61 months
Monthly cost: £700.97 per month
Max LTV: 80%
Product fee: £0
Overall cost for comparison: 3.5% APRC
West Brom BS logo 2.39% Fixed 61 months 3.5% APRC 80% £0 £1000 cashback £700.97 per month get quotes More details
Initial rate: 2.44%
Rate type: Fixed 25 months
Monthly cost: £705.62 per month
Max LTV: 90%
Product fee: £999
Overall cost for comparison: 3.9% APRC
West Brom BS logo 2.44% Fixed 25 months 3.9% APRC 90% £999 £705.62 per month get quotes More details
Initial rate: 2.49%
Rate type: Fixed 25 months
Monthly cost: £710.28 per month
Max LTV: 85%
Product fee: £0
Overall cost for comparison: 3.8% APRC
West Brom BS logo 2.49% Fixed 25 months 3.8% APRC 85% £0 £250 cashback £710.28 per month get quotes More details
Initial rate: 2.54%
Rate type: Fixed 121 months
Monthly cost: £714.97 per month
Max LTV: 80%
Product fee: £999
Overall cost for comparison: 3.2% APRC
West Brom BS logo 2.54% Fixed 121 months 3.2% APRC 80% £999 £714.97 per month get quotes More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

West Brom Mortgages

Our Mortgage Service

Why choose us?

Fair Mortgages can provide you with a first class service if you are looking for buy to let mortgage advice. 

Special features of what we offer include:

  • Whole of market broker - we deal with over 60 UK lenders
  • Great Rates! - Access to leading market rates
  • Market Exclusives - Access to exclusive mortgage deals not available on high street
  • Our Expertise - Expert help whether you are a first time buyer or experienced full time landlord
  • Credit Issues? - We have lenders who will take into account previous defaults and missed payments 
  • Complex Mortgage? - Have a complex mortgage situation or buy to let or have a portfolio of 5+ properties? - speak to us

To investigate your buy to let mortgage options call our specialist team on 0117 403 4474 or fill in our call back form. 

West Brom Mortgages

West Brom Building Society has a long history of providing mortgages, both in the Midlands and across the UK. Use our FREE online mortgage comparison tool to help you find the latest mortgage deals from West Brom Building Society. 

Benefits of a West Brom mortgage

West Brom Building Society offers a selection of mortgages and related benefits, such as:

Fixed Rate mortgages – your monthly repayments are fixed at a certain level for a specified period of time. At the end of the fixed rate period, your repayments will normally move on to a variable rate. West Brom Building Society offers a range of 2 and 5 year fixed rate mortgages.

Free standard valuation is available on many West Brom mortgage products

West Brom offers mortgage deals for those who are looking to purchase a property for the first time, are moving home, or are looking to remortgage

History of West Brom Building Society

The West Bromwich Building Society was launched in 1849 as the Co-operative Steelworkers' Society of West Bromwich.

It was founded as a mutual organisation, owned and run for the benefit of its members, with the aim of helping people to save and to own their own homes.

Today, West Brom Building Society is a major provider of financial products and services, including savings, investments, and mortgages.

 A mortgage from West Brom could offer some of the following features:

  • Over 160 years of experience
  • The expertise of the seventh largest regional building society in the UK with 487,000 members
  • Mortgages available across the UK, with the exception of Scotland, the Isle of Man, and Northern Ireland
  • Mortgages at up to 90% loan to value (LTV)
  • The potential to change your mortgage repayment method in the future, to suit your circumstances

To compare the latest West Brom Building Society mortgage deals call us on 0117 403 4474 or request a callback.

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