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Mortgage & Equity Release - Call Us 0117 313 7780

What is your mortgage for?

 
Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 3.08%
Rate type: Fixed Jun-2022
Monthly cost: £1363.53 per month
Max LTV: 95%
Product fee: £382.00
Overall cost for comparison: 4.1% APRC
Royal Bank Of Scotland logo 3.08% Fixed Jun-2022 4.1% APRC 95% £382.00 £250 cashback £1363.53 per month get quotes Call direct0800 068 7706 More details
Initial rate: 3.08%
Rate type: Fixed Jun-2022
Monthly cost: £1363.39 per month
Max LTV: 95%
Product fee: £382.00
Overall cost for comparison: 4.2% APRC
NatWest logo 3.08% Fixed Jun-2022 4.2% APRC 95% £382.00 £250 cashback £1363.39 per month get quotes Call direct0800 068 8567 More details
Initial rate: 3.58%
Rate type: Fixed Jun-2025
Monthly cost: £1439.19 per month
Max LTV: 95%
Product fee: £382.00
Overall cost for comparison: 4.1% APRC
Royal Bank Of Scotland logo 3.58% Fixed Jun-2025 4.1% APRC 95% £382.00 £250 cashback £1439.19 per month get quotes Call direct0800 068 7706 More details
Initial rate: 3.58%
Rate type: Fixed Jun-2025
Monthly cost: £1439.03 per month
Max LTV: 95%
Product fee: £382.00
Overall cost for comparison: 4.2% APRC
NatWest logo 3.58% Fixed Jun-2025 4.2% APRC 95% £382.00 £250 cashback £1439.03 per month get quotes Call direct0800 068 8567 More details

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

95% Mortgages

Looking for a mortgage with a 5% deposit? Our service offers:

  • Whole of market service - we work with over 60 UK lenders
  • Great rates! - Access to loan deals not available on high street
  • Fast turnaround - speak to us today if you need to move quickly

To investigate your mortgage options call our independent mortgage adviser team on 0117 313 7780 or fill in our call back form.

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95% LTV Mortgages

Whether you are trying to buy your very first home, remortgage or move, you may be wondering what being able to put down a 5% deposit will be able to get you. While it can be possible to secure mortgages with smaller deposits, a 5% deposit of the property value will increase is generally the industry minimum required. There is a selection of mortgages with Loan to Values of 95% on the market, so it is worth shopping around thoroughly before hand to try and find the best product for your specific circumstances.

Loan to Value

The Loan to Value (LTV) of a mortgage is the amount borrowed compared to the size of the deposit put down. This means that a mortgage with a 5% deposit will have a LTV of 95%, It is important to note that having a larger deposit will increase the amount of products available to you, and decrease the rate of interest you pay on the loan.

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