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Mortgage Hotline - Call Us 0117 403 4474

What is your mortgage for?

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2.49% 2 Year Fixed

  • 60% LTV
  • Overall cost for comparison 3.90% APRC

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed untilfor 26 months after which reverts to HSBC variable rate of 4.04%.

Go to HSBC website »

HSBC 2 Year Fixed

  • Initial Rate 2.94%
  • 95% LTV
  • Overall cost for comparison 4%

Representative Example: 

Mortgage of £100k on property valued at £200k over term of 26 months. Rate fixed for 2 years after which reverts to HSBC variable rate of 4.04%.

Go to HSBC website »

Bristol Mortgage Adviser

UK Mortgage rates are at all time lows!

See the tables below for a selection of leading deals or use our independent Bristol based mortgage advice service to compare the market.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 2.39%
Rate type: 2.39% Fixed for 2 years
Monthly cost: £797.57 per month
Max LTV: 95%
Product fee: £1,149
Overall cost for comparison: 4.7% APRC
Monmouthshire BS logo 2.39% 2.39% Fixed for 2 years 4.7% APRC 95% £1,149 £797.57 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 2.49%
Rate type: 2.49% Fixed to 01/10/2024
Monthly cost: £806.60 per month
Max LTV: 65%
Product fee: £995
Overall cost for comparison: 4.5% APRC
Virgin Money logo 2.49% 2.49% Fixed to 01/10/2024 4.5% APRC 65% £995 £300 cashback £806.60 per month get quotes Call direct0330 057 1528 Broker Only Deal
Initial rate: 2.51%
Rate type: 2.51% Fixed to 31/07/2027
Monthly cost: £808.42 per month
Max LTV: 60%
Product fee: £1,499
Overall cost for comparison: 3.6% APRC
HSBC logo 2.51% 2.51% Fixed to 31/07/2027 3.6% APRC 60% £1,499 £808.42 per month get quotes
Initial rate: 2.53%
Rate type: 2.53% Fixed to 01/10/2027
Monthly cost: £810.23 per month
Max LTV: 65%
Product fee: £995
Overall cost for comparison: 4.0% APRC
Virgin Money logo 2.53% 2.53% Fixed to 01/10/2027 4.0% APRC 65% £995 £300 cashback £810.23 per month get quotes Call direct0330 057 1528 Broker Only Deal
Initial rate: 2.54%
Rate type: 2.54% Fixed for 5 years
Monthly cost: £811.14 per month
Max LTV: 60%
Product fee: £490
Overall cost for comparison: 3.5% APRC
first direct logo 2.54% 2.54% Fixed for 5 years 3.5% APRC 60% £490 £811.14 per month get quotes Call direct0808 296 5500
Initial rate: 2.54%
Rate type: 2.54% Fixed for 2 years
Monthly cost: £811.14 per month
Max LTV: 60%
Product fee: £490
Overall cost for comparison: 3.9% APRC
first direct logo 2.54% 2.54% Fixed for 2 years 3.9% APRC 60% £490 £811.14 per month get quotes Call direct0808 296 5500
Initial rate: 2.54%
Rate type: 2.54% Fixed to 31/07/2024
Monthly cost: £811.14 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.9% APRC
HSBC logo 2.54% 2.54% Fixed to 31/07/2024 3.9% APRC 60% £999 £811.14 per month get quotes
Initial rate: 2.54%
Rate type: 2.54% Fixed to 31/07/2025
Monthly cost: £811.14 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.8% APRC
HSBC logo 2.54% 2.54% Fixed to 31/07/2025 3.8% APRC 60% £999 £811.14 per month get quotes
Initial rate: 2.54%
Rate type: 2.54% Fixed to 31/07/2027
Monthly cost: £811.14 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.5% APRC
HSBC logo 2.54% 2.54% Fixed to 31/07/2027 3.5% APRC 60% £999 £811.14 per month get quotes
Initial rate: 2.54%
Rate type: 2.54% Fixed to 02/08/2024
Monthly cost: £811.14 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 4.1% APRC
Santander logo 2.54% 2.54% Fixed to 02/08/2024 4.1% APRC 60% £999 £811.14 per month get quotes Call us0117 403 4474 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Bristol Mortgage Adviser

Bristol Mortgage Adviser Team

We are a specialist mortgage adviser based in Bristol and we can offer you service by telephone or face to face in our Clifton offices.

Special features of what we offer include:

  • Whole of market service - we compare over 70 UK lenders to help you find the right deal for your circumstances
  • Telephone based service - you are welcome to come to our offices in Clifton if you prefer a face to face meeting
  • Access to leading market mortgage rates
  • Access to mortgage deals not available on the high street
  • Fast turnaround - speak to us today if you need to move quickly
  • Personal service from start to finish
  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions

To investigate your mortgage options, call our Bristol based mortgage adviser team or fill in our call back form.

The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of Bristol located specialist advisers and experienced administration support. 

Why Choose Us?

bristol mortgage adviser

Bristol Based Mortgage Team

Our mortgage team based in Bristol provides a personal service to Bristol residents looking to remortgage, purchase a new property or buy to let.

Our qualified experienced advisers can advise you on your options and can review the market based on your personal circumstances. In the last few years the range of finance options has increased significantly providing wider choice, value for money and finance flexibility - Give us a call today to assess your options.

It can be tempting to go for the cheapest mortgage deal with the most attractive-sounding special mortgage rate, but this isn’t the only factor you need to consider when thinking about which mortgage might be best for you.

Everyone’s circumstances are different, and what is right for one home buyer may not be right for another. Choosing the right mortgage for you is about much more than how cheap the rate is – while we all want to get our mortgage repayments down to a minimum, it is important to make a thorough assessment of the wider range of mortgage deals on offer in line with your circumstances.

Your mortgage is probably the largest financial transaction that you will ever undertake, and you should feel 100% comfortable with your decision at every stage of the process. Getting professional, affordable and reliable help to make the right choice can help to ensure this. Don’t try to navigate the mortgage jungle on your own!

We know there is a vast amount of choice available to you, and that the search for the right mortgage can be very confusing. Our goal is to help you to make the right decision, as getting stuck with a mortgage that is not a good fit for you can have serious financial repercussions that you could be stuck with for a number of years.

To compare mortgages quickly and easily, contact our Bristol mortgage adviser team or complete our callback request form.

 

Bristol mortgage adviser service

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Call our Team for Mortgage Advice or Request a Callback

Call us for a FREE initial conversation on 0117 403 4474 about your mortgage options or request a callback.

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