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Mortgage & Equity Release - Call Us 0117 403 4474

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4.83% 5 Year Fixed

  • 65% LTV
  • Overall cost for comparison 5.9% APRC
  • £500 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 60 months after which reverts to lender variable rate of 6.49%.

Book appointment with us »

4.89% 10 Year Fixed

  • 75% LTV
  • Overall cost for comparison 5.5% APRC
  • £1000 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 10 years after which reverts to lender variable rate of 6.24%.

Book appointment with us »

Capital Raising Remortgage

UK mortgage rates are at all time lows!

See below for latest market leading remortgage deals or use our independent mortgage advice service to compare the market.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 4.19%
Rate type: 5 year fixed
Monthly cost: £969.09 per month
Product fee: £995
Overall cost for comparison: 6.6% APRC
NatWest logo 4.19% 5 year fixed 6.6% APRC £995 £969.09 per month get quotes
Initial rate: 4.22%
Rate type: 5 year fixed
Monthly cost: £972.11 per month
Product fee: £0
Overall cost for comparison: 6.2% APRC
Santander logo 4.22% 5 year fixed 6.2% APRC £0 £972.11 per month get quotes Broker Only Deal
Initial rate: 4.24%
Rate type: 5 year fixed
Monthly cost: £974.12 per month
Product fee: £999
Overall cost for comparison: 6.6% APRC
Nationwide Building Society logo 4.24% 5 year fixed 6.6% APRC £999 £974.12 per month get quotes Broker Only Deal
Initial rate: 4.24%
Rate type: 5 year fixed
Monthly cost: £974.12 per month
Product fee: £995
Overall cost for comparison: 6.7% APRC
NatWest logo 4.24% 5 year fixed 6.7% APRC £995 £974.12 per month get quotes
Initial rate: 4.29%
Rate type: 5 year fixed
Monthly cost: £979.16 per month
Product fee: £995
Overall cost for comparison: 7% APRC
TSB logo 4.29% 5 year fixed 7% APRC £995 £979.16 per month get quotes
Initial rate: 4.29%
Rate type: 5 year fixed
Monthly cost: £979.16 per month
Product fee: £999
Overall cost for comparison: 6.6% APRC
Nationwide Building Society logo 4.29% 5 year fixed 6.6% APRC £999 £979.16 per month get quotes Broker Only Deal
Initial rate: 4.31%
Rate type: 5 year fixed
Monthly cost: £981.19 per month
Product fee: £999
Overall cost for comparison: 7% APRC
Halifax 4.31% 5 year fixed 7% APRC £999 £250 cashback £981.19 per month get quotes
Initial rate: 4.31%
Rate type: 5 year fixed
Monthly cost: £981.19 per month
Product fee: £999
Overall cost for comparison: 7% APRC
Halifax 4.31% 5 year fixed 7% APRC £999 £250 cashback £981.19 per month get quotes Broker Only Deal
Initial rate: 4.36%
Rate type: 5 year fixed
Monthly cost: £986.25 per month
Product fee: £999
Overall cost for comparison: 7% APRC
Halifax 4.36% 5 year fixed 7% APRC £999 £250 cashback £986.25 per month get quotes Broker Only Deal
Initial rate: 4.37%
Rate type: 5 year fixed
Monthly cost: £987.26 per month
Product fee: £995
Overall cost for comparison: 6.7% APRC
NatWest logo 4.37% 5 year fixed 6.7% APRC £995 £987.26 per month get quotes
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Capital Raising Remortgage

Capital Raising Remortgage Service

Why choose our remortgage service?

Fair Mortgages can provide you with a first class remortgage service. 

Special features of what we offer include:

  • Whole of market service - we cover most UK lenders if you are looking to raise capital on your existing mortgage

  • Access to leading market rates

  • Access to exclusive remortgage deals not available on high street

  • Fast turnaround - call us if you need to move fast!

  • We have lenders who will take into account previous defaults and missed payments 

  • If you are looking to raise finance we will look at all your finance options

To investigate your remortgage options regarding raising additional finance call our specialist team on 0117 403 4474 or fill in our call back form. 

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

As your mortgage is such an important transaction, good advice is imperative.

Right Bullets

A capital raising remortgage entails remortgaging with a new lender and increasing your borrowing at the same time. There are many reasons why you might want to choose a capital raising remortgage, some of which could include:

  • Making home improvements

  • Consolidating debts

  • Buying additional or final shares in a shared ownership property

  • Buying a freehold or new extended lease

  • Buying land adjacent to the current property

  • Other personal use – i.e. to purchase a new car or finance a trip

You may not be able to use a capital raising remortgage to get the necessary capital for some purposes, including:

  • Capital for starting a business

  • Capital for buying a rental property to let out to tenants

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What to consider when choosing a capital raising remortgage

Bear in mind that a capital raising remortgage is likely to incur charges such as:

  • Arrangement and admin fees – even if you are remortgaging with the same provider, you may still need to pay an arrangement fee for the new mortgage, which could be up to £2,000 in some cases.

  • Valuation fees – the lender will want an up-to-date idea of the value of your property before they agree to a remortgage. Expect to pay up to £300.

How to get the right capital raising remortgage deal for you

To find the best capital raising remortgage, click on the FREE mortgage calculator to compare over 5,000 deals tailored to your personal requirements. Or get in touch with us directly - our fully qualified mortgage advisers can help you get the right capital raising remortgage deal. Call today on 0117 403 4474 to get:

  • Capital Raising Remortgage quotes from leading UK lenders

  • Expert capital raising remortgage advice

To speak to one of our mortgage advisers click here »

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