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Mortgage & Equity Release - Call Us 0117 403 4474

2.44% Lifetime Tracker 

  • Maximum LTV 80%
  • Overall cost for comparison 2.5% APRC

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

1.22% 2 Year Fixed 

  • 60% LTV
  • Overall cost for comparison 3.30%
  • Interest only option

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 2 years after which reverts to NatWest variable rate of 3.59%.

Call RBS on 0800 068 7706

1.37% 5 Year Fixed 

  • 60% LTV
  • Overall cost for comparison 2.80%
  • Interest only option

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 5 years after which reverts to NatWest variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

3.60% 2 Year Fixed 

  • 90% Loan To Value
  • Overall cost for comparison 3.60%

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to the variable rate of 3.59%.

Call us on 0800 068 8567

Capital Raising Remortgages

Capital Raising Remortgage Service

Why choose our remortgage service?

Fair Mortgages can provide you with a first class remortgage service. 

Special features of what we offer include:

  • Whole of market service - we cover most UK lenders if you are looking to raise capital on your existing mortgage
  • Access to leading market rates
  • Access to exclusive remortgage deals not available on high street
  • Fast turnaround - call us if you need to move fast!
  • We have lenders who will take into account previous defaults and missed payments 
  • If you are looking to raise finance we will look at all your finance options

To investigate your remortgage options regarding raising additional finance call our specialist team on 0117 403 4474 or fill in our call back form. 

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

As your mortgage is such an important transaction, good advice is imperative.

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A capital raising remortgage entails remortgaging with a new lender and increasing your borrowing at the same time. There are many reasons why you might want to choose a capital raising remortgage, some of which could include:

  • Making home improvements
  • Consolidating debts
  • Buying additional or final shares in a shared ownership property
  • Buying a freehold or new extended lease
  • Buying land adjacent to the current property
  • Other personal use – i.e. to purchase a new car or finance a trip

You may not be able to use a capital raising remortgage to get the necessary capital for some purposes, including:

  • Capital for starting a business
  • Capital for buying a rental property to let out to tenants

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What to consider when choosing a capital raising remortgage

Bear in mind that a capital raising remortgage is likely to incur charges such as:

  • Arrangement and admin fees – even if you are remortgaging with the same provider, you may still need to pay an arrangement fee for the new mortgage, which could be up to £2,000 in some cases.
  • Valuation fees – the lender will want an up-to-date idea of the value of your property before they agree to a remortgage. Expect to pay up to £300.

How to get the right capital raising remortgage deal for you

To find the best capital raising remortgage, click on the FREE mortgage calculator to compare over 5,000 deals tailored to your personal requirements. Or get in touch with us directly - our fully qualified mortgage advisers can help you get the right capital raising remortgage deal. Call today on 0117 403 4474 to get:

  • Capital Raising Remortgage quotes from leading UK lenders
  • Expert capital raising remortgage advice

To speak to one of our mortgage advisers click here »

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Call us on 0117 403 4474 or Request a Callback for our Capital Raising Service

For a FREE initial conversation about your mortgage options complete our short enquiry form.

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