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Mortgage & Equity Release - Call Us 0117 403 4474

What is your mortgage for?

 

0.94% APR 

  • Fixed for 28 months
  • 60% LTV - Interest only option
  • Overall cost for comparison 3.20%

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 2 years after which reverts to NatWest variable rate of 3.59%.

Call RBS on 0800 068 7706

1.13% APR

  • Fixed for 64 Months
  • 60% LTV - Interest Only
  • Overall cost for comparison 2.70%

Representative Example: 

Mortgage of £180,000 on property valued at £300,000 over term of 25 years.

Rate fixed for 5 years after which reverts to NatWest variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

3.64% APR 

  • Fixed for 26 months
  • 95% LTV - £500 CASHBACK Offer!
  • Overall cost for comparison 3.30%

Representative Example: 

Mortgage of £100,000 on property valued at £200,000. Term of 25 years.

Rate fixed for 26 months then reverts to variable rate of 4.34%.

Call Virgin Money FREE on 0330 057 1528

Chelsea Building Society Mortgages

Compare latest Mortgages Deals

The good news is that interest rates are at all time lows so there are some great deals if you are looking to remortgage, move home or get on the housing ladder for the first time.

If you require independent advice on your options please use our mortgage advice service.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.57%
Rate type: Fixed 27 months
Monthly cost: £627.28 per month
Max LTV: 75%
Product fee: £495
Overall cost for comparison: 3.9% APRC
Chelsea Building Society logo 1.57% Fixed 27 months 3.9% APRC 75% £495 £250 cashback £627.28 per month get quotes Call us0117 403 4474 More details
Initial rate: 1.70%
Rate type: Fixed 39 months
Monthly cost: £638.64 per month
Max LTV: 75%
Product fee: £495
Overall cost for comparison: 3.8% APRC
Chelsea Building Society logo 1.70% Fixed 39 months 3.8% APRC 75% £495 £250 cashback £638.64 per month get quotes Call us0117 403 4474 More details
Initial rate: 1.72%
Rate type: Fixed 63 months
Monthly cost: £640.40 per month
Max LTV: 75%
Product fee: £495
Overall cost for comparison: 3.6% APRC
Chelsea Building Society logo 1.72% Fixed 63 months 3.6% APRC 75% £495 £250 cashback £640.40 per month get quotes Call us0117 403 4474 More details
Initial rate: 1.88%
Rate type: Fixed 39 months
Monthly cost: £654.57 per month
Max LTV: 75%
Product fee: £0
Overall cost for comparison: 3.8% APRC
Chelsea Building Society logo 1.88% Fixed 39 months 3.8% APRC 75% £0 £654.57 per month get quotes Call us0117 403 4474 More details

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Chelsea Building Society Mortgages

Our Mortgage Service - Compare Chelsea Building Society Mortgages

Why choose our mortgage service?

Fair Mortgages can provide you with a first class mortgage service. 

Special features of what we offer include:

  • Whole of market service - we cover most UK lenders
  • Access to leading market rates
  • Access to exclusive mortgage deals not available on high street
  • Fast turnaround - call us if you need to move fast!
  • We have lenders who will take into account previous defaults and missed payments 
  • If you are looking to raise finance we will look at all your finance options

To investigate your mortgage options regarding raising additional finance call our specialist team on 0117 403 4474  or fill in our call back form. 

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support".

As your mortgage is such an important transaction, good advice is imperative.

Chelsea Building Society Mortgages

Chelsea Building Society offers a range of mortgage deals to suit everyone from first time buyers to people looking to remortgage in order to get a better deal.

You can compare the mortgages offered by Chelsea Building Society with over 5,000 of the latest mortgage deals using our FREE comparison service.

Mortgage Advice Button 1

 Getting a mortgage with Chelsea Building Society

Chelsea Building Society offers a range of mortgage deals to suit a variety of buyers. When choosing a mortgage you will need to consider several factors before you make a decision. Some of the mortgage options available from Chelsea Building Society include:

Fixed rate mortgages - the interest rate is fixed for an agreed period of time. Fixed rates vary typically from 2,3,4,5 and 10 years. 

Tracker mortgages – the interest rate is linked to the Bank of England Base Rate for a set period.

Remortgages – you can move your existing mortgage to find a better deal. It may be better to stay put with Chelsea or moving to a new lender might be a better option.

In addition to remortgaging if you have sufficient equity in your property raising capital to fund home improvements or to buy a new property is also something you could consider. A capital raising remortgage could be a low cost way to raise finance as an alternative to a second charge mortgage or unsecured lending. 

Offset mortgages – by linking your savings to your mortgage, you could reduce payments or pay off your mortgage more quickly. You can learn more about offset mortgage here.

First time buyer mortgages – Chelsea Building Society offers a variety of first time buyer mortgages at up to 90% loan to value (LTV), including fixed rate and offset mortgage options i.e if you have a 5% deposit you can apply to Chelsea if you are looking to borrow between £50,000 to £500,000 - as an independent mortgage broker we will always recommend you search the market before committing to any one lender - speak to us today.

About Chelsea Building Society

The Chelsea Building Society was originally established as the Camberwell and South London Building Society in 1875.

The name was changed to Chelsea Building Society in 1971. In April 2010, Chelsea Building Society merged with Yorkshire Building Society, but it retains the Chelsea Building Society brand and offers a range of mortgages to both new and existing borrowers.

To compare Chelsea Building Society mortgage deals with other leading mortgage rates and find the best deals for you, use the mortgage calculator to search over 5,000 mortgage offers based on your personal circumstances - Call our Mortgage Team on 0117 403 4474 or Request a Callback

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