High Net Worth Mortgage
High Net Worth Mortgage Service
Special features of what we offer include:
Whole of market service - we work with most UK lenders
Access to specialist lenders for £1m + loans
Access to exclusive loan deals not available on high street
Fast turnaround - speak to us today if you need to move quickly
Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions
To investigate your large mortgage options call our mortgage team on 0117 403 4474 or fill in our call back form.
"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support.
As your mortgage is such an important transaction, good advice is imperative.
High Net Worth Mortgage
If you are a high net worth individual, looking to secure any kind of mortgage you may find that you do not fit the affordability criteria of some of the high street lenders, this is because lenders are typically most comfortable calculating affordability based upon a borrower’s core income from their employment, this may not fit certain individuals for example those who are; self employed, have a large investment portfolio or have another source of income.
If you have a complex income stream or if you have incomes in several currencies it may be that specialised mortgage providers offer better mortgage options for you, as such you may benefit from enlisting the services of an independent mortgage adviser.
As part of the application process lenders may ask you to provide evidence of your income, this could include payslips, P60s and SA302s as forms of evidence, but they may also ask for proof of other forms of revenue such as investments.
In addition to being able to give you impartial advice, an independent adviser that offers a whole of market service will be able to search across a range of different lenders, using their expertise to try and help you find the best mortgage for your needs. There is also a selection of mortgage lenders that offer products which can only be accessed via an intermediary, one of which might present the best deal for you.
To find out if Fair Mortgages can help you, you can fill in our online contact form to request a call back, at a time which suits you, from one of the mortgage advisers who can offer you a free initial consultation. Alternatively you can call us directly on: 0117 403 4474.