This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Mortgage & Equity Release - Call Us 0117 403 4474

What is your mortgage for?

use mortgage calculator
 

1.19% APR

  • Fixed for 26 months
  • Overall cost for comparison 4.50%

Representative Example:

Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Tracker rate for 26 months after then reverts to Platform's variable rate of 4.74%.

Call us on 0117 403 4222

1.64% APR

  • Fixed for 62 months
  • Overall cost for comparison 3.70% APR

Representative Example:

Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Tracker rate for 62 months after then reverts to the Lender's variable rate of 4.74%.

Call us on 0117 403 4222

Kent Reliance HMO Mortgage

UK buy to let mortgage rates are at all time lows!

See below for latest market leading Kent Reliance HMO deals or use our independent buy to let mortgage advice service to compare the market.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 0.99%
Rate type: Fixed 25 months
Monthly cost: £677.56 per month
Max LTV: 65%
Product fee: £3,600
Overall cost for comparison: 4.3% APRC
The Mortgage Works logo 0.99% Fixed 25 months 4.3% APRC 65% £3,600 £677.56 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 0.99%
Rate type: Fixed 25 months
Monthly cost: £677.56 per month
Max LTV: 65%
Product fee: £3,600
Overall cost for comparison: 4.3% APRC
The Mortgage Works logo 0.99% Fixed 25 months 4.3% APRC 65% £3,600 £677.56 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 1.05%
Rate type: Fixed 26 months
Monthly cost: £682.45 per month
Max LTV: 60%
Product fee: £1,995
Overall cost for comparison: 4.0% APRC
Birmingham Midshires Solutions logo 1.05% Fixed 26 months 4.0% APRC 60% £1,995 £300 cashback £682.45 per month get quotes Call us0117 403 4474 Broker Only Deal
Initial rate: 1.05%
Rate type: Fixed 26 months
Monthly cost: £682.45 per month
Max LTV: 60%
Product fee: £1,995
Overall cost for comparison: 4.0% APRC
Birmingham Midshires Solutions logo 1.05% Fixed 26 months 4.0% APRC 60% £1,995 £300 cashback £682.45 per month get quotes Call us0117 403 4474 Broker Only Deal
Initial rate: 1.05%
Rate type: Fixed 26 months
Monthly cost: £682.45 per month
Max LTV: 60%
Product fee: £1,995
Overall cost for comparison: 4.0% APRC
Birmingham Midshires Solutions logo 1.05% Fixed 26 months 4.0% APRC 60% £1,995 £682.45 per month get quotes Call us0117 403 4474 Broker Only Deal
Initial rate: 1.14%
Rate type: Fixed 27 months
Monthly cost: £689.84 per month
Max LTV: 65%
Product fee: £1,999
Overall cost for comparison: 4.1% APRC
HSBC logo 1.14% Fixed 27 months 4.1% APRC 65% £1,999 £689.84 per month get quotes Call us0117 403 4474 More details
Initial rate: 1.14%
Rate type: Fixed 27 months
Monthly cost: £689.84 per month
Max LTV: 60%
Product fee: £1,999
Overall cost for comparison: 4.1% APRC
HSBC logo 1.14% Fixed 27 months 4.1% APRC 60% £1,999 £689.84 per month get quotes Call us0117 403 4474 More details
Initial rate: 1.14%
Rate type: Fixed 26 months
Monthly cost: £689.84 per month
Max LTV: 60%
Product fee: £1,999
Overall cost for comparison: 4.4% APRC
Platform logo 1.14% Fixed 26 months 4.4% APRC 60% £1,999 £500 cashback £689.84 per month get quotes Call us0117 403 4474 More details
Initial rate: 1.14%
Rate type: Fixed 25 months
Monthly cost: £689.84 per month
Max LTV: 75%
Product fee: £3,600
Overall cost for comparison: 4.8% APRC
The Mortgage Works logo 1.14% Fixed 25 months 4.8% APRC 75% £3,600 £689.84 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 1.14%
Rate type: Fixed 25 months
Monthly cost: £689.84 per month
Max LTV: 70%
Product fee: £3,600
Overall cost for comparison: 4.8% APRC
The Mortgage Works logo 1.14% Fixed 25 months 4.8% APRC 70% £3,600 £689.84 per month get quotes Call us0117 403 4474 More details Broker Only Deal
12345678910...

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Kent Reliance HMO Mortgage

For landlords who are looking to make their properties more profitable, it may be beneficial to explore an HMO (house in multiple occupation) opportunity. If you wish to secure a mortgage for an HMO then Kent Reliance may be able to provide the finance you need.  For guidance in relation to a Kent Reliance HMO mortgage, speak to use to make sure you get the mortgage that fully meets your requirements.

Special features of what we offer include:

  • Whole of market service - we work with over 60 UK lenders including Nationwide
  • Leading rates - Access to leading market mortgage rates
  • Exclusive deals - Access to exclusive loan deals not available on high street
  • Fast turnaround - speak to us today if you need to move quickly
  • We have lenders who will take into account previous defaults and missed payments 
  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions

Kent Reliance HMO Mortgage

What is an HMO

An HMO is where a property is rented out to three or more people, who share facilities such as a bathroom or kitchen, which are not a part of the same household.

Converting your property to an HMO is straight forward, however if you want to rent your property to five or more people (known as a “large HMO) you will need a licence. In order to get a licence for a large HMO then you will have to submit an application to your local council. Applications for a licence do have some associated costs, however these may vary from council to council.

HMOs are a popular way for landlords to get the most out of their properties, as it gives them the freedom to charge rent by the room and increase their overall returns.  

Kent Reliance HMO Mortgage

If you are looking for an HMO mortgage then Kent Reliance may offer an attractive financial solution. The buy to let mortgage provided by Kent Reliance has a fixed term of 2 years with a competitive initial interest rate for 75% loan to value. The reduced interest rate for the first 2 years may allow you to utilise your money on the HMO itself or on another project. See our table above for the latest rates.

Our Services

We work with the majority of UK lenders, and have access to exclusive buy to let mortgage deals for HMOs that are not available on the high street, which means we can make that process of finding an HMO buy to let mortgage that bit easier.

To find more information about buy to let mortgages for HMOs why not call us today on 0117 403 4474, or fill in our online contact form to request a call-back for a free initial consultation with one of our advisers.

house icon

Call 0117 403 4474 or Request Callback

For a FREE initial conversation about your mortgage options complete our short enquiry form.

request call back

Please confirm your details

Extra information

The optional information below will help us to contact you

Our Services