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Mortgage & Equity Release - Call Us 0117 403 4474

or Book Appointment

5.04% 2 Year Fixed

  • 75% LTV Buy to Let Deal - Call now to secure
  • Overall cost for comparison 6.70%

Representative Example:

Mortgage of £120,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 2 years after then reverts to Barclays variable rate of 6.74%.

Call us on 0117 403 4222

5.16% APR

  • Fixed 30/9/2027
  • Overall cost for comparison 4.50% APR

Representative Example:

Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Fixed rate until 30/9/2027 after then reverts to the Lender's variable rate of 6.74%.

Call us on 0117 403 4222

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 4.15%
Rate type: 2 year fixed
Monthly cost: £965.08 per month
Product fee: £3,499
Overall cost for comparison: 7.4% APRC
NatWest logo 4.15% 2 year fixed 7.4% APRC £3,499 £965.08 per month get quotes
Initial rate: 4.38%
Rate type: 5 year fixed
Monthly cost: £988.28 per month
Product fee: £995
Overall cost for comparison: 6.4% APRC
NatWest logo 4.38% 5 year fixed 6.4% APRC £995 £988.28 per month get quotes
Initial rate: 4.44%
Rate type: 5 year fixed
Monthly cost: £994.38 per month
Product fee: £995
Overall cost for comparison: 6.5% APRC
NatWest logo 4.44% 5 year fixed 6.5% APRC £995 £994.38 per month get quotes
Initial rate: 4.50%
Rate type: 5 year fixed
Monthly cost: £1000.5 per month
Product fee: £995
Overall cost for comparison: 6.5% APRC
NatWest logo 4.50% 5 year fixed 6.5% APRC £995 £1000.5 per month get quotes
Initial rate: 4.54%
Rate type: 2 year fixed
Monthly cost: £1004.59 per month
Product fee: £995
Overall cost for comparison: 7.3% APRC
NatWest logo 4.54% 2 year fixed 7.3% APRC £995 £1004.59 per month get quotes
Initial rate: 4.55%
Rate type: 5 year fixed
Monthly cost: £1005.61 per month
Product fee: £0
Overall cost for comparison: 6.5% APRC
NatWest logo 4.55% 5 year fixed 6.5% APRC £0 £1005.61 per month get quotes
Initial rate: 4.59%
Rate type: 5 year fixed
Monthly cost: £1009.72 per month
Product fee: £0
Overall cost for comparison: 6.5% APRC
NatWest logo 4.59% 5 year fixed 6.5% APRC £0 £1009.72 per month get quotes
Initial rate: 4.60%
Rate type: 2 year fixed
Monthly cost: £1010.74 per month
Product fee: £995
Overall cost for comparison: 7.3% APRC
NatWest logo 4.60% 2 year fixed 7.3% APRC £995 £1010.74 per month get quotes
Initial rate: 4.77%
Rate type: 2 year fixed
Monthly cost: £1028.28 per month
Product fee: £995
Overall cost for comparison: 7.3% APRC
NatWest logo 4.77% 2 year fixed 7.3% APRC £995 £1028.28 per month get quotes
Initial rate: 4.83%
Rate type: 2 year fixed
Monthly cost: £1034.51 per month
Product fee: £995
Overall cost for comparison: 7.4% APRC
NatWest logo 4.83% 2 year fixed 7.4% APRC £995 £1034.51 per month get quotes
12

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

NatWest HMO Mortgages

If you are looking for an HMO (house in multiple occupation) mortgage, NatWest may be able to provide the property finance you need. If you require an HMO mortgage from NatWest, speak to us first to make sure you are getting the best deal possible.

Special features of what we offer include:

  • Whole of market service - we work with over 60 UK lenders including NatWest

  • Leading rates - Access to leading market mortgage rates

  • Exclusive deals - Access to exclusive loan deals not available on high street

  • Fast turnaround - speak to us today if you need to move quickly

  • We have lenders who will take into account previous defaults and missed payments 

  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions

 

NatWest HMO Mortgage

What is an HMO

An HMO (house in multiple occupation) is where a property is rented out to three or more people, who share facilities such as bathrooms or a kitchen and are not in the same household.

It should be noted that any house with five or more people in it is classified as a “large HMO”. If you intend to convert your property into a large HMO, you will need to apply for a licence from your local council.

HMOs may be an attractive opportunity to landlords, as they can charge the rent by the room and this can result in higher returns than normal buy to lets.

NatWest HMO mortgage

If you require an HMO mortgage, you may benefit from reviewing NatWest’s latest buy to let mortgage. If you approach NatWest for a mortgage, they may be able to offer you a 2 year fixed rate mortgage with a competitive interest rate, which reverts to their standard variable rate thereafter. See our table above for the latest rates.

The first 2 years of the mortgage protects you from any increase in interest rates. This may be ideal for your HMO project, as it could allow you to pay the fixed mortgage payment and have enough left over to cover the expenses from your buy to let property.

Our Services

We work with the majority of UK lenders, and have access to exclusive buy to let mortgage deals for HMOs that are not available on the high street, which means we can make that process of finding a HMO buy to let mortgage that bit easier.

To find more information about buy to let mortgages for HMOs, why not call us today on 0117 403 4474, or fill in our online contact form to request a call-back for a free initial consultation with one of our advisers.

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