This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Mortgage & Equity Release - Call Us 0117 403 4474

What is your mortgage for?

use mortgage calculator
 

1.04% APR 

  • Fixed for 25 months
  • 60% LTV - Interest only option
  • Overall cost for comparison 3.30%

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 2 years after which reverts to NatWest variable rate of 3.59%.

Call RBS on 0800 068 7706

1.13% APR

  • Fixed for 61 Months
  • 60% LTV - Interest Only
  • Overall cost for comparison 2.80%

Representative Example: 

Mortgage of £180,000 on property valued at £300,000 over term of 25 years.

Rate fixed for 5 years after which reverts to NatWest variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

3.64% APR 

  • Fixed for 26 months
  • 95% LTV - £500 CASHBACK Offer!
  • Overall cost for comparison 3.30%

Representative Example: 

Mortgage of £100,000 on property valued at £200,000. Term of 25 years.

Rate fixed for 26 months then reverts to variable rate of 4.34%.

Call Virgin Money FREE on 0330 057 1528

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 0.92%
Rate type: Fixed 27 months
Monthly cost: £671.87 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.2% APRC
Barclays Mortgage logo 0.92% Fixed 27 months 3.2% APRC 60% £999 £671.87 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 0.92%
Rate type: Fixed 27 months
Monthly cost: £671.87 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
NatWest logo 0.92% Fixed 27 months 3.2% APRC 60% £995 £250 cashback £671.87 per month get quotes Call direct0800 068 8567
Initial rate: 0.92%
Rate type: Fixed 27 months
Monthly cost: £671.87 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
NatWest Int Sols logo 0.92% Fixed 27 months 3.2% APRC 60% £995 £250 cashback £671.87 per month get quotes Call us0117 403 4474 Broker Only Deal
Initial rate: 0.92%
Rate type: Fixed 26 months
Monthly cost: £671.87 per month
Max LTV: 60%
Product fee: £1,499
Overall cost for comparison: 3.9% APRC
Platform logo 0.92% Fixed 26 months 3.9% APRC 60% £1,499 £250 cashback £671.87 per month get quotes Call us0117 403 4474 More details
Initial rate: 0.92%
Rate type: Fixed 27 months
Monthly cost: £671.87 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
Royal Bank of Scotland logo 0.92% Fixed 27 months 3.2% APRC 60% £995 £250 cashback £671.87 per month get quotes Call direct0800 068 7706
Initial rate: 0.94%
Rate type: Fixed 27 months
Monthly cost: £673.49 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.2% APRC
HSBC logo 0.94% Fixed 27 months 3.2% APRC 60% £999 £673.49 per month get quotes Call us0117 403 4474 More details
Initial rate: 0.94%
Rate type: Fixed 36 months
Monthly cost: £673.49 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.0% APRC
Nationwide BS logo 0.94% Fixed 36 months 3.0% APRC 60% £999 £673.49 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 0.94%
Rate type: Fixed 24 months
Monthly cost: £673.49 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.2% APRC
Nationwide BS logo 0.94% Fixed 24 months 3.2% APRC 60% £999 £673.49 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 0.94%
Rate type: Fixed 27 months
Monthly cost: £673.49 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
NatWest logo 0.94% Fixed 27 months 3.2% APRC 60% £995 £673.49 per month get quotes Call direct0800 068 8567
Initial rate: 0.94%
Rate type: Fixed 27 months
Monthly cost: £673.49 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 3.2% APRC
NatWest Int Sols logo 0.94% Fixed 27 months 3.2% APRC 60% £995 £200 cashback £673.49 per month get quotes Call us0117 403 4474 Broker Only Deal
12345678910...

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Mortgage Renewal

Mortgage Renewal - contact us for advice on your options

 Our mortgage service can provide you with information on your options - our service provides:

  • Whole of market service - we work with most UK lenders
  • Access to leading market mortgage rates 
  • Access to exclusive mortgage deals not available on high street
  • Remortgage options
  • Fast turnaround - speak to us today if you need to move quickly
  • We have lenders who will take into account previous credit issues 

To investigate your mortgage options if you are in the process getting a mortgage renewal, call our specialist mortgage team on 0117 403 4474 or fill in our callback request form.

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

As your mortgage is such an important transaction, good advice is imperative.

Why Choose Us?

Mortgage Renewal

Mortgage Renewal

Whilst the majority of traditional mortgages last a lengthy 25 years, you do not have to wait until this mortgage expires before you renew your mortgage.

Nowadays, the majority of modern mortgages do not require you to ‘lock in’, and as mortgage rates can drastically change throughout the term of your mortgage; looking into a mortgage renewal could save you a lot of money.

Advantages of renewing your mortgage

Reduce interest rates – If you find the right deal, renewing your mortgage could reduce the interest rate and monthly repayments on your existing mortgage.

Raise Capital – Releasing equity in your house allows you to raise capital to fund a major purchase, a new home or to consolidate debts.

Switch Lenders – You can switch to a lender who offers better benefits.

What types of mortgage can I switch to?

Mortgages can come in three different forms, and you should ensure that you select the one that most suits your personal circumstances.

  • Fixed Rate Mortgages – This is a loan where the interest rate remains the same throughout the term of the loan.

  • Variable Rate Mortgage – This is a loan in which the interest rate can fluctuate throughout the term of the loan; based around the Bank of England’s base rate.

  • Offset Mortgages – an offset mortgage is connected to your savings account, current account or both. By offsetting your savings against your mortgage you may be able to reduce the amount of interest you are required to pay on your mortgage, whilst still retaining access to your money.

Considerations

Renewing your mortgage is a big decision, which is why we recommend that you contact a mortgage broker before committing to a decision. A mortgage broker will be able to analyse your personal circumstances and give unbiased, expert advice as to whether it is the right option for you.

Additionally, a mortgage broker usually has access to UK leading and exclusive deals, which are not available on the high street.

To look at competitive deals available to you on your mortgage why not use our online mortgage calculator, or alternatively; call us today on 0117 403 4474 for a free initial consultation.

house icon

Request Call Back

For a FREE initial conversation about your mortgage options complete our short enquiry form.

request call back

Please confirm your details

Extra information

The optional information below will help us to contact you

Our Services