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Mortgage & Equity Release - Call Us 0117 403 4474

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2.44% Lifetime Tracker 

  • Maximum LTV 80%
  • Overall cost for comparison 2.5% APRC

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

1.22% 2 Year Fixed 

  • 60% LTV
  • Overall cost for comparison 3.30%
  • Interest only option

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 2 years after which reverts to NatWest variable rate of 3.59%.

Call RBS on 0800 068 7706

1.37% 5 Year Fixed 

  • 60% LTV
  • Overall cost for comparison 2.80%
  • Interest only option

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 5 years after which reverts to NatWest variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

3.60% 2 Year Fixed 

  • 90% Loan To Value
  • Overall cost for comparison 3.60%

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to the variable rate of 3.59%.

Call us on 0800 068 8567

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.23%
Rate type: Fixed Jun-2023
Monthly cost: £584.92 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.23% Fixed Jun-2023 3.3% APRC 60% £1025.00 £350 cashback £584.92 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.24%
Rate type: Fixed Jun-2023
Monthly cost: £585.61 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.24% Fixed Jun-2023 3.3% APRC 60% £1025.00 £350 cashback £585.61 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.28%
Rate type: Fixed Jun-2026
Monthly cost: £588.40 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 2.8% APRC
NatWest logo 1.28% Fixed Jun-2026 2.8% APRC 60% £1025.00 £250 cashback £588.40 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.29%
Rate type: Fixed Jun-2026
Monthly cost: £589.10 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 2.8% APRC
NatWest logo 1.29% Fixed Jun-2026 2.8% APRC 60% £1025.00 £250 cashback £589.10 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.35%
Rate type: Fixed Jul-2026
Monthly cost: £593.30 per month
Max LTV: 65%
Product fee: £1300.00
Overall cost for comparison: 3.1% APRC
Virgin Money logo 1.35% Fixed Jul-2026 3.1% APRC 65% £1300.00 £300 cashback £593.30 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.68%
Rate type: Fixed Jul-2026
Monthly cost: £612.67 per month
Max LTV: 65%
Product fee: £305.00
Overall cost for comparison: 3.2% APRC
Virgin Money logo 1.68% Fixed Jul-2026 3.2% APRC 65% £305.00 £612.67 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.74%
Rate type: Fixed Jul-2026
Monthly cost: £621.06 per month
Max LTV: 75%
Product fee: £1300.00
Overall cost for comparison: 3.3% APRC
Virgin Money logo 1.74% Fixed Jul-2026 3.3% APRC 75% £1300.00 £1000 cashback £621.06 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.83%
Rate type: Fixed Jun-2023
Monthly cost: £623.44 per month
Max LTV: 60%
Product fee: £30.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.83% Fixed Jun-2023 3.3% APRC 60% £30.00 £623.44 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.98%
Rate type: Fixed Jun-2026
Monthly cost: £634.32 per month
Max LTV: 60%
Product fee: £30.00
Overall cost for comparison: 3% APRC
NatWest logo 1.98% Fixed Jun-2026 3% APRC 60% £30.00 £634.32 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.99%
Rate type: Fixed Jul-2023
Monthly cost: £639.26 per month
Max LTV: 65%
Product fee: £1300.00
Overall cost for comparison: 3.9% APRC
Virgin Money logo 1.99% Fixed Jul-2023 3.9% APRC 65% £1300.00 £300 cashback £639.26 per month get quotes Call direct0330 057 1528 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Mortgages for Land Purchase

Our Mortgage Service - helping you make the right decision

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

As your mortgage is such an important transaction, good advice is imperative.

Mortgages for Land Purchase

Compare Mortgages for Land Purchase

If you want to a mortgage for a piece of land rather than an existing house or other type of building you are likely to need a specialist mortgage deal in order to fund the purchase.

Types of mortgages for land purchase vary, depending on what kind of purpose you intend to use the land for. For example, if you want to purchase land to build a house on, you will need a different type of mortgage from that which you would require to buy farm land.

Self build mortgages for land purchase

If you want to build your own house you may be keen to take advantage of some of the many features of self-building, such as choosing the perfect location, designing the property of your dreams, and adding in unique features such as environmentally friendly design elements. However, getting a self-build mortgage for land purchase can require a bit more forethought than a simple residential mortgage.

This is because unlike a standard mortgage, a self build mortgage borrower is likely to use the money lent to them to construct the property from scratch, requiring mortgage providers to lend money on a property that currently only exists on paper. Understandably, some lenders can be a little reluctant to do this.

However, if you approach the right mortgage lender, you could find that getting a self build mortgage need not be as difficult as it first appears.

Mortgages for land purchase – other purposes

If you want to buy a plot of land for non-building purposes – for example, for farming – you will probably need to approach a specialist lender.

Some mortgage lenders offer specific land purchase packages tailored to the needs of farmers and landowners, and will be able to help you get the finance you need for your land purchase project.

If you are unsure about what mortgage product is suitable for you to speak to one of our mortgage advisers click here »

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