Mortgages for NHS Workers

Mortgage Service for NHS Staff

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

As your mortgage is such an important transaction, good advice is imperative.

Compare Mortgages for NHS Workers

If you work in the NHS it can sometimes be difficult to buy a home that is within a commutable distance of your place of work, particularly if you live in an area with high house prices such as London or South East England.

However, there are some measures you can take to help you get the mortgage you want.

Key worker schemes for NHS workers

Some NHS workers may be counted as key workers for the purposes of housing schemes, particularly if they earn an income below a certain threshold. These schemes do not always operate outside London and the South East, but even if you are not eligible for a specific NHS key worker home buying scheme, there could be other home purchase options that may be of use to you when it comes to getting mortgages for NHS workers.

Help to buy

If you are an NHS worker with a deposit of 5% but less than 10%, you may be eligible for the Government’s Help to Buy scheme.

The Government offers a guarantee of 15% of the loan to the lender and the scheme is open to both first-time buyers and home movers, on residential properties up to £600,000.

The Help To Buy scheme can be used to purchase a new build or an existing house.

Use our FREE online mortgage calculator above to compare the latest mortgage deals with over 5,000 other leading mortgage offers or call us on 0117 403 4474 or fill in our call back form.