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Mortgage & Equity Release - Call Us 0117 403 4474

What is your mortgage for?

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2.44% Lifetime Tracker 

  • Maximum LTV 80%
  • Overall cost for comparison 2.5% APRC

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

1.22% 2 Year Fixed 

  • 60% LTV
  • Overall cost for comparison 3.30%
  • Interest only option

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 2 years after which reverts to NatWest variable rate of 3.59%.

Call RBS on 0800 068 7706

1.37% 5 Year Fixed 

  • 60% LTV
  • Overall cost for comparison 2.80%
  • Interest only option

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 5 years after which reverts to NatWest variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

3.60% 2 Year Fixed 

  • 90% Loan To Value
  • Overall cost for comparison 3.60%

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to the variable rate of 3.59%.

Call us on 0800 068 8567

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.21%
Rate type: Fixed Aug-2023
Monthly cost: £583.53 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.21% Fixed Aug-2023 3.3% APRC 60% £1025.00 £350 cashback £583.53 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.22%
Rate type: Fixed Aug-2023
Monthly cost: £584.22 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.22% Fixed Aug-2023 3.3% APRC 60% £1025.00 £350 cashback £584.22 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.28%
Rate type: Fixed Aug-2026
Monthly cost: £588.40 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 2.8% APRC
NatWest logo 1.28% Fixed Aug-2026 2.8% APRC 60% £1025.00 £250 cashback £588.40 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.29%
Rate type: Fixed Aug-2026
Monthly cost: £589.10 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 2.8% APRC
NatWest logo 1.29% Fixed Aug-2026 2.8% APRC 60% £1025.00 £250 cashback £589.10 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.35%
Rate type: Fixed Aug-2026
Monthly cost: £593.30 per month
Max LTV: 65%
Product fee: £1300.00
Overall cost for comparison: 3.1% APRC
Virgin Money logo 1.35% Fixed Aug-2026 3.1% APRC 65% £1300.00 £300 cashback £593.30 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.38%
Rate type: Fixed Aug-2023
Monthly cost: £595.41 per month
Max LTV: 75%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.38% Fixed Aug-2023 3.3% APRC 75% £1025.00 £250 cashback £595.41 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.39%
Rate type: Fixed Aug-2023
Monthly cost: £596.11 per month
Max LTV: 70%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.39% Fixed Aug-2023 3.3% APRC 70% £1025.00 £250 cashback £596.11 per month get quotes Call direct0800 068 8567 More details
Initial rate: 1.68%
Rate type: Fixed Aug-2026
Monthly cost: £612.67 per month
Max LTV: 65%
Product fee: £305.00
Overall cost for comparison: 3.2% APRC
Virgin Money logo 1.68% Fixed Aug-2026 3.2% APRC 65% £305.00 £612.67 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.74%
Rate type: Fixed Aug-2026
Monthly cost: £621.06 per month
Max LTV: 75%
Product fee: £1300.00
Overall cost for comparison: 3.3% APRC
Virgin Money logo 1.74% Fixed Aug-2026 3.3% APRC 75% £1300.00 £1000 cashback £621.06 per month get quotes Call direct0330 057 1528 More details
Initial rate: 1.83%
Rate type: Fixed Aug-2023
Monthly cost: £623.44 per month
Max LTV: 60%
Product fee: £30.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.83% Fixed Aug-2023 3.3% APRC 60% £30.00 £623.44 per month get quotes Call direct0800 068 8567 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Mortgages for Teachers

Our Mortgage Service For Teachers

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

As your mortgage is such an important transaction, good advice is imperative.

Mortgages for Teachers

Compare mortgages for teachers

Mortgages for teachers and other education sector professionals can often be tailored to the requirements of those in this field. For example, some mortgages for teachers can be offered with flexible criteria and specialist underwriting to take into account the variable income or temporary contracts of trainee or supply teachers.

Getting mortgages for teachers

Teaching staff quite often work under non-standard contracts.

As well as full and part time teachers, many education professionals work on a supply basis or with an agency, which can make proving a steady income stream a little more complicated.

However many mortgage lenders will take this into account when considering you for a mortgage.

Who can get mortgages for teachers?

Generally speaking, in order to qualify for a mortgage that is exclusively offered to teachers, at least one of the applicants will need to be:

  • A fully qualified teacher
  • A fully qualified lecturer
  • A teaching assistant
  • A newly qualified teacher (NQT)
  • Choosing the right mortgage for teachers

Some specialist mortgage lenders such as Teachers Building Society offer extra incentives for teachers who take out mortgages with them, such as a contribution towards your National Union of Teachers (NUT) subscription fees.

They also provide specialist mortge deals for teachers who are close to retirement age.

Speak to our specialist team to help you find the right mortgage option for you. To speak to one of our mortgage advisers click here »

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